# Descartes Underwriting > Paris-headquartered insurtech (founded 2019) specializing in parametric insurance for climate, > natural-catastrophe, cyber and emerging corporate risks. It operates two complementary entities — > Descartes Underwriting, a global parametric managing general agent (MGA), and Descartes Insurance, > an ACPR-licensed European full-stack carrier — using AI, satellite imagery, IoT sensor data and > scientific risk models to structure index-based covers that pay out automatically within days when > a predefined trigger is met, with no traditional claims-adjustment process. Serves 600+ large > corporations and public entities through corporate brokers across 20+ offices worldwide. ## Agent-relevant status - **No public API.** Descartes Underwriting publishes no developer portal, no API reference, no OpenAPI/AsyncAPI/GraphQL contract, no MCP server and no A2A agent card. Probed 2026-08-17: `/openapi.json`, `/api`, `/docs`, `/developers` and every `/.well-known/*` path on descartesunderwriting.com return HTTP 404, and no `api.`, `developer.`, `docs.`, `portal.`, `broker.` or `app.` subdomain resolves in DNS. - **No self-serve onboarding.** Cover is distributed through corporate brokers and quoted per risk; there is no pricing page, no sign-up and no sandbox. The only conversion path is a contact form. - **What an agent can do here:** read published research and product literature. Nothing on this surface is callable. ## Company - [Website](https://descartesunderwriting.com/): corporate site (Drupal). - [About Descartes Underwriting](https://descartesunderwriting.com/about/descartes-underwriting): the parametric MGA. - [About Descartes Insurance](https://descartesunderwriting.com/about/descartes-insurance): the ACPR-licensed European carrier. - [Our technology in action](https://descartesunderwriting.com/about/our-technology-action): risk modelling, satellite and sensor data pipeline. - [Parametric insurance explained](https://descartesunderwriting.com/about/parametric-insurance) - [Parametric reinsurance explained](https://descartesunderwriting.com/about/parametric-reinsurance) - [For brokers](https://descartesunderwriting.com/for-brokers): the distribution channel. - [Contact](https://descartesunderwriting.com/contact): the only intake path. - [Careers](https://descartesunderwriting.com/careers) - [Legal information](https://descartesunderwriting.com/legal-information): terms and privacy. ## Content - [Insights](https://descartesunderwriting.com/insights): editorial and peril explainers. - [White papers](https://descartesunderwriting.com/white-papers): product sheets and technical papers per peril. - [Case studies](https://descartesunderwriting.com/case-studies): 80+ named parametric placements. - [Newsroom](https://descartesunderwriting.com/newsroom): announcements, appointments and funding. - [Solutions](https://descartesunderwriting.com/solutions): perils covered — cyclone, earthquake, flood, hail, wildfire, drought, frost, tornado, excess precipitation, extreme temperatures, wind, yield, river level, technical risks, cyber shutdown, credit and political risk. - [Industries](https://descartesunderwriting.com/industries): agriculture, construction, data centers, energy and renewables, entertainment, financial institutions, hospitality, industrial, manufacturing, municipalities and port/airport authorities, public entities, real estate, retail, schools and higher education, solar farms. ## Code - [GitHub organization](https://github.com/descartes-underwriting): 7 public repositories, all hiring technical tests or internal training (app/data-engineer/data-scientist/devops/software-engineer technical tests, codegen-training) plus `gem-oq-portfolio-analysis`. None is a client SDK, and none publishes an API contract. No first-party package exists on npm, PyPI, RubyGems or crates.io. ## API Evangelist profile - [apis.yml](https://raw.githubusercontent.com/api-evangelist/descartes-underwriting/refs/heads/main/apis.yml) - [Domain security probe](https://raw.githubusercontent.com/api-evangelist/descartes-underwriting/refs/heads/main/security/descartes-underwriting-domain-security.yml) - [Well-known probe (all 404)](https://raw.githubusercontent.com/api-evangelist/descartes-underwriting/refs/heads/main/well-known/descartes-underwriting-well-known.yml) - [Plans and pricing (none published)](https://raw.githubusercontent.com/api-evangelist/descartes-underwriting/refs/heads/main/plans/descartes-underwriting-plans-pricing.yml)