aid: discover-financial name: Discover Financial Services kind: company description: >- Discover Financial Services is a US direct bank and payments company that owns the Discover Network, the PULSE debit network, and Diners Club International. Its Discover Global Network (DGN) developer program exposes a partner-gated developer center with interactive OpenAPI documentation for card-network products — EMV 3-D Secure (ProtectBuy), Secure Remote Commerce / Click to Pay, Stored Token Services (tokenization), and Discover Deliver push payments. Consumer account-data access is delivered through open-finance aggregators (Plaid, Finicity) rather than a first-party retail-banking API. url: https://raw.githubusercontent.com/api-evangelist/discover-financial/refs/heads/main/apis.yml type: Index accessModel: pricing: unknown onboarding: partner trial: false try_now: false public: false label: Partner-gated confidence: low source: - developer-portal - documentation generated: '2026-07-23' method: derived position: Producer access: Partner image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/discover-financial.png tags: - Banking - Cards - Financial Services - Fortune 500 - Open Banking - Payments - United States - Card Network - 3-D Secure - Tokenization created: '2026-03-21' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: discover-financial:protectbuy-3ds name: Discover ProtectBuy 3-D Secure API description: >- ProtectBuy is Discover Global Network's EMV 3-D Secure (3DS) cardholder authentication service. Built on the EMVCo 3-D Secure protocol, it lets merchants, acquirers, and 3DS servers authenticate Discover, Diners Club, and network-alliance cardholders at checkout, challenge high-risk transactions with a one-time password, and shift liability for card-not-present fraud across web, mobile, and connected-device commerce. Documentation and OpenAPI reference are published in the partner-gated Discover Developer Center; full specs require partner authentication. humanURL: https://www.discoverglobalnetwork.com/solutions/fraud-security/protectbuy/ tags: - 3-D Secure - Fraud - Authentication - Payments - United States properties: - type: DeveloperPortal url: https://developer.discover.com/ - type: Documentation url: https://www.discoverglobalnetwork.com/solutions/fraud-security/protectbuy/ - aid: discover-financial:secure-remote-commerce name: Discover Secure Remote Commerce (Click to Pay) API description: >- Discover's Secure Remote Commerce (SRC) implementation powers Click to Pay, the EMVCo standard for a streamlined, tokenized online checkout across participating card networks. The SRC developer program exposes enrollment, recognition, and checkout operations so merchants and payment providers can offer a consistent guest and returning-cardholder experience without handling raw PANs. A dedicated SRC developer console and interactive OpenAPI reference are available behind partner sign-in on the Discover Developer Center. humanURL: https://www.discoverglobalnetwork.com/solutions/enable-payments/secure-remote-commerce/ tags: - Secure Remote Commerce - Click to Pay - Checkout - Payments - United States properties: - type: DeveloperPortal url: https://console.src.developer.discover.com/ - type: Documentation url: https://www.discoverglobalnetwork.com/solutions/enable-payments/secure-remote-commerce/ - aid: discover-financial:stored-token-services name: Discover Stored Token Services API description: >- Stored Token Services is Discover Global Network's payment tokenization service. It replaces sensitive card account numbers with network tokens for card-on-file, digital-wallet, and recurring-payment use cases, and manages the token lifecycle — provisioning, updates, and suspension — so merchants and token requestors can secure every digital transaction and reduce the scope of stored credential data. The API is documented with interactive OpenAPI reference in the partner-gated Discover Developer Center. humanURL: https://www.discoverglobalnetwork.com/solutions/fraud-security/stored-token-services/ tags: - Tokenization - Card on File - Security - Payments - United States properties: - type: DeveloperPortal url: https://developer.discover.com/ - type: Documentation url: https://www.discoverglobalnetwork.com/solutions/fraud-security/stored-token-services/ - aid: discover-financial:discover-deliver-push-payments name: Discover Deliver Push Payments API description: >- Discover Deliver is Discover Global Network's push-payments (Original Credit Transaction) service, enabling the quick, convenient, and secure transfer of funds directly to eligible Discover, Diners Club, and alliance-network cards. It supports disbursement use cases such as gig-economy payouts, refunds, account-to-account transfers, and insurance or lending disbursements. The push-payments API is documented in the partner-gated Discover Developer Center; production access is arranged through a Discover account executive. humanURL: https://www.discoverglobalnetwork.com/solutions/enable-payments/discover-deliver-push-payments-solution/ tags: - Push Payments - Disbursements - OCT - Payments - United States properties: - type: DeveloperPortal url: https://developer.discover.com/ - type: Documentation url: https://www.discoverglobalnetwork.com/solutions/enable-payments/discover-deliver-push-payments-solution/ common: - type: VulnerabilityDisclosure url: security/discover-financial-vulnerability-disclosure.yml - type: Security url: security/discover-financial-vulnerability-disclosure.yml - type: DomainSecurity url: security/discover-financial-domain-security.yml - type: Conformance url: conformance/discover-financial-conformance.yml - type: LLMsTxt url: llms/discover-financial-llms.txt - type: GitHubOrganization url: https://github.com/discoverfinancial - type: LinkedIn url: https://www.linkedin.com/company/discover-financial-services - url: https://www.discover.com/ name: Discover type: Website - url: https://www.discover-financial.com name: Discover Financial Services type: Corporate - url: https://developer.discover.com/ name: Discover Developer Portal type: DeveloperPortal - url: https://partner.discoverglobalnetwork.com/ name: Discover Global Network Partner Portal type: PartnerPortal - url: https://www.discoverglobalnetwork.com/ name: Discover Global Network type: Network - url: https://technology.discover.com/ name: Discover Technology type: Blog - url: https://investorrelations.discover.com/ name: Investor Relations type: InvestorRelations - url: https://www.discover.com/company/our-company/legal/ name: Legal type: Legal - url: https://www.discover.com/privacy-statements/ name: Privacy Statements type: PrivacyPolicy maintainers: - FN: Kin Lane url: http://apievangelist.com email: kin@apievangelist.com