# Djamo

> Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, offering current and savings accounts, Visa cards, transfers, bill pay, credit and investments to 1.5M+ users. Its Business API lets companies collect payments ("Pay with Djamo"), send single and mass transfers, check balances, and manage marketplace sub-companies.

## APIs
- [Djamo Business API docs](https://docs.djamo.com/): REST API for collections, transfers, balance, sub-companies, and webhooks.
- [API overview & pricing](https://www.djamo.com/fr-ci/api): product page for the Business API.

## Specs & Artifacts
- [Authentication](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/authentication/djamo-authentication.yml): bearer ACCESS_TOKEN (prefix at_), HTTPS only.
- [Conventions](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/conventions/djamo-conventions.yml): idempotency via externalId/reference, XOF integer amounts, E.164, ISO 8601, correlationId, 429 rate limits.
- [Error catalog](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/errors/djamo-problem-types.yml): custom error envelope, HTTP 400–500.
- [Webhooks (AsyncAPI)](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/asyncapi/djamo-webhooks-asyncapi.yml): transactions/started|completed|failed, charge/events, HMAC-SHA256 signed.
- [Data model](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/data-model/djamo-data-model.yml): Charge, Transaction, Batch, SubCompany, Balance.
- [Sandbox](https://raw.githubusercontent.com/api-evangelist/djamo/refs/heads/main/sandbox/djamo-sandbox.yml): staging vs production base URLs, staging /pay simulator.

## Docs
- [Getting started / basics](https://docs.djamo.com/basics.html)
- [Authentication](https://docs.djamo.com/authentication.html)
- [Handling errors](https://docs.djamo.com/errors.html)
- [Collection API](https://docs.djamo.com/api/collection.html)
- [Transfer API](https://docs.djamo.com/api/transfer.html)
- [Sub-companies API](https://docs.djamo.com/api/sub-companies.html)
- [Webhooks](https://docs.djamo.com/api/webhooks.html)
- [Onboarding guide](https://docs.djamo.com/onboarding-guide.html)
- [Playground](https://docs.djamo.com/playground.html)

## Company
- [Website](https://www.djamo.com/)
- [Pricing (business)](https://www.djamo.com/fr-ci/tarifs-business)
- [Terms](https://www.djamo.com/fr-ci/conditions-generales-et-tarifaires)
- [Privacy](https://www.djamo.com/fr-ci/politique-de-confidentialite)
- [Careers](https://careers.djamo.com)