openapi: 3.0.3
info:
  title: dLocal Payins Accounts KYC API
  description: 'Accept payments from customers in emerging markets using 1,000+ local payment methods including cards, bank transfers, cash, mobile money, eWallets, and Pix. Supports 3D Secure, installments, recurring payments, merchant-initiated transactions, and authorization/capture flows.

    '
  version: '2.1'
  contact:
    name: dLocal Developer Support
    url: https://docs.dlocal.com/
  termsOfService: https://www.dlocal.com/terms-of-service/
servers:
- url: https://api.dlocal.com
  description: Production
- url: https://sandbox.dlocal.com
  description: Sandbox
security:
- HmacAuth: []
tags:
- name: KYC
  description: Know Your Customer verification
paths:
  /accounts/{account_id}/kyc:
    post:
      summary: Submit KYC Information
      description: Submit Know Your Customer (KYC) documentation for a sub-account.
      operationId: submitKyc
      tags:
      - KYC
      parameters:
      - name: account_id
        in: path
        required: true
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/KycRequest'
      responses:
        '200':
          description: KYC submitted
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/KycStatus'
    get:
      summary: Get KYC Status
      description: Retrieve the current KYC verification status for a sub-account.
      operationId: getKycStatus
      tags:
      - KYC
      parameters:
      - name: account_id
        in: path
        required: true
        schema:
          type: string
      responses:
        '200':
          description: KYC status retrieved
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/KycStatus'
components:
  schemas:
    KycRequest:
      type: object
      properties:
        type:
          type: string
          enum:
          - INDIVIDUAL
          - BUSINESS
        documents:
          type: array
          items:
            $ref: '#/components/schemas/KycDocument'
    KycStatus:
      type: object
      properties:
        status:
          type: string
          enum:
          - NOT_SUBMITTED
          - PENDING
          - APPROVED
          - REJECTED
        rejection_reason:
          type: string
        updated_date:
          type: string
          format: date-time
    KycDocument:
      type: object
      properties:
        type:
          type: string
          description: Document type (ID, PASSPORT, UTILITY_BILL, etc.)
        filename:
          type: string
        content:
          type: string
          description: Base64-encoded document content
        side:
          type: string
          enum:
          - FRONT
          - BACK
  securitySchemes:
    HmacAuth:
      type: apiKey
      in: header
      name: Authorization
      description: 'HMAC-SHA256 signature. Format: "V2-HMAC-SHA256, Signature: {hmac_value}" Signature = HMAC-SHA256(X-Login + X-Date + RequestBody, SecretKey)

        '