generated: '2026-07-17'
method: generated
source: openapi/doku-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. Payments move real money in IDR, so money-movement operations default
  to human-in-the-loop required. See research/curity/agentic-governance/.
summary:
  operations: 19
  by_action_class:
    acting: 11
    connected: 8
  by_consequence:
    write: 11
    read: 8
  human_in_the_loop_required: 5
operations:
- path: /checkout/v1/payment
  method: post
  operationId: createCheckoutPayment
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - high-value
    audit: required
- path: /authorization/v1/access-token/b2b
  method: post
  operationId: getAccessTokenB2B
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: required
    token:
      max-ttl: 900
    audit: required
- path: /authorization/v1/access-token/b2b2c
  method: post
  operationId: getAccessTokenB2B2C
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: required
    token:
      max-ttl: 900
    audit: required
- path: /virtual-accounts/bi-snap-va/v1.1/transfer-va/create-va
  method: post
  operationId: createVirtualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts/bi-snap-va/v1.1/transfer-va/update-va
  method: put
  operationId: updateVirtualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts/bi-snap-va/v1.1/transfer-va/delete-va
  method: delete
  operationId: deleteVirtualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts/bi-snap-va/v1.1/transfer-va/inquiry
  method: post
  operationId: inquiryVirtualAccountStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /direct-debit/core/v1/registration-account-binding
  method: post
  operationId: bindEwalletAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - account-linking
      - consent
    audit: required
- path: /direct-debit/core/v1/balance-inquiry
  method: post
  operationId: ewalletBalanceInquiry
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: required
    token:
      max-ttl: 900
    audit: required
- path: /direct-debit/core/v1/debit/payment-host-to-host
  method: post
  operationId: debitPaymentHostToHost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - high-value
    audit: required
- path: /direct-debit/core/v1/debit/refund
  method: post
  operationId: debitRefund
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - reversal
    audit: required
- path: /direct-debit/core/v1/registration-account-unbinding
  method: post
  operationId: unbindEwalletAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /snap-adapter/b2b/v1.0/qr/qr-mpm-generate
  method: post
  operationId: generateQrisMpm
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /snap-adapter/b2b/v1.0/qr/qr-mpm-query
  method: post
  operationId: queryQrisMpm
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /snap-adapter/b2b/v1.0/qr/qr-mpm-refund
  method: post
  operationId: refundQrisMpm
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - reversal
    audit: required
- path: /payout/kirim-doku/balance-inquiry
  method: post
  operationId: payoutBalanceInquiry
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: required
    token:
      max-ttl: 900
    audit: required
- path: /payout/kirim-doku/account-inquiry
  method: post
  operationId: payoutAccountInquiry
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: required
    token:
      max-ttl: 900
    audit: required
- path: /payout/kirim-doku/transfer-bank
  method: post
  operationId: payoutTransferBank
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - disbursement
      - high-value
    audit: required
- path: /payout/kirim-doku/check-status
  method: post
  operationId: payoutCheckStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none