openapi: 3.1.0
info:
  title: Duck Creek Policy Administration Billing Quotes API
  description: Duck Creek Policy Administration API enables product configuration, premium calculation, policy lifecycle management, and policy issuance for P&C and specialty insurance carriers. Duck Creek Anywhere provides 2,600+ RESTful APIs across all Duck Creek applications using open standards. Supports end-to-end policy management from quoting through renewal.
  version: 1.0.0
  contact:
    name: Duck Creek Support
    url: https://www.duckcreek.com/customer-support/
  license:
    name: Duck Creek Terms of Use
    url: https://www.duckcreek.com/duck-creek-terms-use/
servers:
- url: https://api.duckcreek.com/v1
  description: Duck Creek API Production
security:
- oauth2: []
tags:
- name: Quotes
  description: Policy quoting and rating
paths:
  /quotes:
    post:
      operationId: createQuote
      summary: Create a policy quote
      description: Generates an insurance quote with premium calculation for the specified risk. Returns full premium breakdown and underwriting messages.
      tags:
      - Quotes
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/QuoteRequest'
      responses:
        '200':
          description: Quote generated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Quote'
        '400':
          $ref: '#/components/responses/BadRequest'
components:
  schemas:
    QuoteRequest:
      type: object
      required:
      - productCode
      - insured
      - effectiveDate
      properties:
        productCode:
          type: string
        insured:
          $ref: '#/components/schemas/Insured'
        effectiveDate:
          type: string
          format: date
        expirationDate:
          type: string
          format: date
        coverages:
          type: array
          items:
            $ref: '#/components/schemas/CoverageRequest'
        agentCode:
          type: string
    CoverageRequest:
      type: object
      required:
      - coverageCode
      properties:
        coverageCode:
          type: string
        limit:
          type: number
        deductible:
          type: number
    Insured:
      type: object
      required:
      - name
      properties:
        name:
          type: string
        type:
          type: string
          enum:
          - INDIVIDUAL
          - BUSINESS
        dateOfBirth:
          type: string
          format: date
        ssn:
          type: string
          description: Social security number (masked)
        address:
          $ref: '#/components/schemas/Address'
        phone:
          type: string
        email:
          type: string
          format: email
    Address:
      type: object
      properties:
        street1:
          type: string
        street2:
          type: string
        city:
          type: string
        state:
          type: string
          pattern: ^[A-Z]{2}$
        zipCode:
          type: string
        country:
          type: string
          default: US
    Quote:
      type: object
      properties:
        quoteId:
          type: string
        status:
          type: string
          enum:
          - RATED
          - REFERRED
          - DECLINED
        totalPremium:
          type: number
        premiumBreakdown:
          type: array
          items:
            type: object
            properties:
              coverageCode:
                type: string
              premium:
                type: number
        underwritingMessages:
          type: array
          items:
            type: string
        expiresAt:
          type: string
          format: date-time
    Error:
      type: object
      properties:
        code:
          type: string
        message:
          type: string
        details:
          type: array
          items:
            type: string
  responses:
    BadRequest:
      description: Invalid request
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    oauth2:
      type: oauth2
      description: OAuth 2.0 for Duck Creek Anywhere API authentication
      flows:
        clientCredentials:
          tokenUrl: https://api.duckcreek.com/oauth/token
          scopes:
            policies:read: Read policy data
            policies:write: Create and modify policies
            claims:read: Read claim data
            claims:write: Create and update claims
            billing:read: Read billing data