generated: '2026-07-18'
method: generated
source: https://developers.dwolla.com/docs/api-reference (documented resources + HAL _links)
note: >-
  Derived from the documented Dwolla API resource reference and HAL _links relationships; Dwolla does
  not publish a public OpenAPI spec, so this graph is generated from the docs rather than mechanically
  from a spec. Resource ids are UUIDs referenced via _links.href (HAL hypermedia).
entities:
- name: Account
  description: The client's Main Dwolla Account (application owner).
  relationships:
  - {kind: has_many, target: FundingSource, via: funding-sources}
  - {kind: has_many, target: Customer, via: customers}
  - {kind: has_many, target: Transfer, via: transfers}
  - {kind: has_many, target: MassPayment, via: mass-payments}
- name: Customer
  description: A personal, business, unverified, or receive-only end user.
  relationships:
  - {kind: belongs_to, target: Account, via: account}
  - {kind: has_many, target: FundingSource, via: funding-sources}
  - {kind: has_many, target: BeneficialOwner, via: beneficial-owners}
  - {kind: has_many, target: Document, via: documents}
  - {kind: has_many, target: Exchange, via: exchanges}
  - {kind: has_many, target: Label, via: labels}
  - {kind: has_many, target: Transfer, via: transfers}
- name: BeneficialOwner
  description: Individual owning 25%+ of a business verified Customer.
  relationships:
  - {kind: belongs_to, target: Customer, via: customer}
  - {kind: has_many, target: Document, via: documents}
- name: FundingSource
  description: A bank account, debit card, or Dwolla balance used to send/receive funds.
  relationships:
  - {kind: belongs_to, target: Customer, via: customer}
  - {kind: has_one, target: Exchange, via: exchange}
  - {kind: has_one, target: FundingSourceBalance, via: balance}
- name: Exchange
  description: A secure connection to an open-banking partner (Plaid, MX, Finicity, Flinks, Checkout.com).
  relationships:
  - {kind: belongs_to, target: Customer, via: customer}
  - {kind: belongs_to, target: ExchangePartner, via: exchange-partner}
  - {kind: has_one, target: ExchangeSession, via: exchange-session}
- name: ExchangePartner
  description: A supported open-banking provider.
- name: Transfer
  description: A money movement (ACH, Same-Day, RTP/FedNow) between funding sources.
  relationships:
  - {kind: belongs_to, target: FundingSource, via: source}
  - {kind: belongs_to, target: FundingSource, via: destination}
  - {kind: has_many, target: Fee, via: fees}
  - {kind: has_one, target: TransferFailure, via: failure}
- name: MassPayment
  description: A batch of transfers from one source to many destinations.
  relationships:
  - {kind: belongs_to, target: Account, via: account}
  - {kind: has_many, target: MassPaymentItem, via: items}
- name: Label
  description: A sub-balance used to allocate funds within a verified Customer's balance.
  relationships:
  - {kind: belongs_to, target: Customer, via: customer}
  - {kind: has_many, target: LabelLedgerEntry, via: ledger-entries}
- name: Document
  description: An identity-verification document for a Customer or Beneficial Owner.
- name: Event
  description: A state change on a resource; retained 30 days and drives webhooks.
  relationships:
  - {kind: belongs_to, target: Account, via: account}
- name: WebhookSubscription
  description: A subscriber endpoint receiving event notifications.
  relationships:
  - {kind: has_many, target: Webhook, via: webhooks}
- name: Webhook
  description: A single delivery attempt of an event to a subscription.
  relationships:
  - {kind: belongs_to, target: WebhookSubscription, via: subscription}
  - {kind: has_many, target: WebhookRetry, via: retries}