generated: '2026-07-18'
method: searched
source: https://developers.dwolla.com/docs/testing
environment:
  api_base: https://api-sandbox.dwolla.com/
  dashboard: https://dashboard-sandbox.dwolla.com/
  sign_up: https://accounts-sandbox.dwolla.com/sign-up
  token_url: https://api-sandbox.dwolla.com/token
  separation: Sandbox uses separate credentials/keys from production; no real money moves.
test_bank_account:
  routing_number: '222222226'
  account_number: any random 4-17 digit value
micro_deposit_verification:
  verify_immediately: any two amounts below $0.10
  trigger_max_attempts_failure: use amounts 0.09 and 0.09
customer_verification_simulation:
  field: firstName (individual) / businessName (business)
  values:
    verified: verified status
    retry: retry status
    kba: knowledge-based authentication required
    document: document needed
    suspended: suspended status
kba_testing:
  pass: answer "None of the above" / "I have never been associated with this vehicle" for all four questions
  fail: answer with any other option
document_upload_testing:
  approved: /assets/images/content-images/test-document-upload-success.png
  failed: /assets/images/content-images/test-document-upload-fail.png
bank_transfer_failure_simulation:
  field: funding source name
  codes:
    R01: Insufficient funds (source failure)
    R03: No account / unable to locate (destination failure, removes funding source)
    R01-late: Post-settlement source failure (requires processing twice)
    R03-late: Post-settlement destination failure (requires processing twice)
van_transfer_failure_simulation:
  codes:
    R01: Insufficient funds
    R02: No account (removes funding source)
verification_directive_simulation:
  endpoint: /sandbox-simulations
  error_codes: [PersonalIDRequired, POBoxNotAllowed, AddressNotAssociatedWithBusiness, EINDocumentRequired]
processing_transfers:
  options:
  - POST to /sandbox-simulations
  - '"Process bank transfers" button in the Sandbox Dashboard (processes the last 500 transfers)'