generated: '2026-07-19'
method: searched
source: https://docs.edfapay.com/docs/test-cards
docs:
- https://docs.edfapay.com/docs/test-cards
- https://docs.edfapay.com/docs/webhook-operation-types
envelope_fields:
  result: Immediate outcome of the action (SUCCESS, DECLINED, REDIRECT, ACCEPTED, ERROR, PENDING)
  status: Transaction lifecycle state (3DS, REDIRECT, SETTLED, REFUND, DECLINED, PENDING)
# Gateway response codes surfaced by the payment gateway. In the sandbox these
# are deterministically triggered by the card expiry date used.
decline_codes:
- code: APPROVED
  meaning: Transaction approved.
  sandbox_trigger_expiry: 01/39
  action: None — proceed.
- code: DECLINED
  meaning: Transaction declined by the acquirer/issuer.
  sandbox_trigger_expiry: 05/39
  action: Do not retry with the same card without customer action; ask for another method.
- code: EXPIRED_CARD
  meaning: The card is expired.
  sandbox_trigger_expiry: 04/27
  action: Ask the customer for a valid, unexpired card.
- code: TIMED_OUT
  meaning: The transaction timed out.
  sandbox_trigger_expiry: 08/28
  action: Retry; verify final state via a STATUS request before re-charging.
- code: ACQUIRER_SYSTEM_ERROR
  meaning: Acquirer-side system error.
  sandbox_trigger_expiry: 01/37
  action: Retry later; verify via STATUS.
- code: UNSPECIFIED_FAILURE
  meaning: Unspecified processing failure.
  sandbox_trigger_expiry: 02/37
  action: Retry; contact support if persistent.
- code: UNKNOWN
  meaning: Unknown/indeterminate outcome.
  sandbox_trigger_expiry: 05/37
  action: Verify transaction state via a STATUS request before any retry.
cvv_response_codes:
  visa_mastercard:
  - {cvv_value: '100', code: MATCH, meaning: CVV is correct}
  - {cvv_value: '101', code: NOT_PROCESSED, meaning: CVV check skipped}
  - {cvv_value: '102', code: NO_MATCH, meaning: CVV incorrect}
  amex:
  - {cvv_value: '1000', code: MATCH, meaning: CVV is correct}
  - {cvv_value: '1010', code: NOT_PROCESSED, meaning: CVV check skipped}
  - {cvv_value: '1020', code: NO_MATCH, meaning: CVV incorrect}
masked_to_buyer: >-
  Not documented which codes are masked; buyers on the hosted checkout page see a
  generic failure, while the merchant receives the specific result/status via
  webhook and STATUS lookups.
notes: >-
  Complements errors/edfapay-inc-problem-types.yml. These are payment-gateway
  outcome codes, distinct from the HTTP/API envelope errors of the management
  API.