# Effectiv

> Effectiv is a real-time fraud and risk decisioning platform for banks and fintechs. Its AI-driven decisioning engine and orchestration layer unify identity verification (KYC/KYB), payment and identity fraud controls, AML transaction monitoring, and credit underwriting, integrating 50+ third-party data and solution providers behind one developer-friendly API and case-management workspace. Founded in 2021, Effectiv was acquired by Socure in 2024 for approximately $136M.

This llms.txt was generated by the API Evangelist enrichment pipeline from the public company profile and package registries; Effectiv publishes no `/llms.txt` of its own and its full API reference lives behind a gated developer portal.

## Products
- Decisioning & Orchestration: automated, real-time risk decisions across the customer lifecycle
- Case Management: unified workspace for reviewing and resolving flagged activity
- Transaction Monitoring: ML-driven detection of suspicious activity across card, ACH, wire, check, and real-time payment rails
- KYC / Onboarding: consumer identity verification
- KYB: business (Know-Your-Business) verification
- AML: anti-money-laundering monitoring and compliance
- Device Intelligence: client-side device fingerprinting SDKs (iOS, React Native)

## Developer
- Developer Docs (gated): https://docs.effectiv.ai/
- Device Intelligence: https://effectiv.ai/deviceintel/
- Website: https://effectiv.ai/
- Acquisition (Socure): https://www.socure.com/effectiv-acquisition

## SDKs
- React Native Device SDK (npm): https://www.npmjs.com/package/@effectiv-ai/device-react-native
- iOS Device SDK (CocoaPods): https://github.com/effectivai/EffectivDevice-iOS
- GitHub: https://github.com/effectivai

## Artifacts (API Evangelist)
- Packages: packages/effectiv-packages.yml
- Domain Security: security/effectiv-domain-security.yml