slug: efi-bank provider: Efí generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 1 edges: - tag: Open Finance spec_file: efi-bank-open-finance-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.75 evidence: POST /v1/open-finance/payments/pix initiateOpenFinancePix Initiate a Pix payment via Open Finance reason: Explicit payment initiation through Open Finance participants; clearly payments, with initiation the best-fitting sub-capability (real-time rail also arguable).