aid: electronic-payment-exchange-inc
name: Electronic payment Exchange Inc
description: >-
  Electronic Payment Exchange (EPX) is a full-stack, PCI-compliant payments
  platform that has processed card, ACH, and alternative payments for merchants
  and banks across the United States, Canada, Europe, Latin America, and the
  Caribbean for more than forty years. Now part of North (North American
  Bancard), EPX combines the roles of ISO, merchant acquirer, gateway, and
  front-end and back-end processor under one contract. Its BRIC technology
  issues a unique token for every transaction so cardholder data never touches
  the merchant environment. Developers integrate through EPX Hosted Checkout,
  the Hosted Pay Page, the Browser Post API, and the North EPX Custom Pay REST
  API, all documented on the North Developer portal, supporting sales,
  authorizations, captures, refunds, voids, recurring billing, and batch
  settlement with EMV, tokenization, and encryption throughout.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.epx.com/app/default/assets/addons/default/epx/epx_theme-theme/resources/853506e8a63744c7bc743bafcdf8072d.gif?v=1784398777
url: https://raw.githubusercontent.com/api-evangelist/electronic-payment-exchange-inc/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Payments
- Payment Processing
- Merchant Acquiring
- Payment Gateway
- Tokenization
- Credit Card Processing
- ACH
- Fintech
apis:
- name: EPX Payments API
  description: >-
    EPX card-not-present and card-present payment processing surface — Hosted
    Checkout, Hosted Pay Page, Browser Post API, and the North EPX Custom Pay
    REST API — handling sales, authorizations, captures, refunds, voids,
    recurring billing, and batch settlement, with BRIC tokenization for every
    transaction.
  humanURL: https://developer.north.com/
  baseURL: https://secure.epx.com
  tags:
  - Payments
  - Payment Processing
  - Tokenization
  properties:
  - type: Authentication
    url: authentication/electronic-payment-exchange-inc-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/electronic-payment-exchange-inc-domain-security.yml
- type: DeveloperPortal
  url: https://developer.north.com/
- type: Documentation
  url: https://developer.north.com/products/online/epx-hosted-checkout/integration-guide
- type: APIReference
  url: https://developer.north.com/supplemental-resources/epx-data-dictionary/transaction-request-fields
- type: GettingStarted
  url: https://developer.north.com/products/online/epx-hosted-checkout/integration-guide
- type: Blog
  url: https://developer.north.com/blog
- type: Support
  url: https://www.epx.com/contact
- type: Login
  url: https://websuite.epx.com/
- type: TermsOfService
  url: https://www.epx.com/terms
- type: PrivacyPolicy
  url: https://www.epx.com/privacy-policy
- type: StatusPage
  url: https://trust.paymentshub.com/
- type: Lifecycle
  url: lifecycle/electronic-payment-exchange-inc-lifecycle.yml
- type: Authentication
  url: authentication/electronic-payment-exchange-inc-authentication.yml
- type: LLMsTxt
  url: llms/electronic-payment-exchange-inc-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence