{
  "$schema": "https://json-structure.org/draft/2025-04/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/enable-banking/main/json-structure/enable-banking-account-structure.json",
  "title": "Enable Banking Account Structure",
  "description": "JSON Structure representation of the Enable Banking Account aggregate — used for typed code generation and document validation across Enable Banking AIS responses. Encodes ISO 20022 cash account semantics.",
  "type": "object",
  "namespace": "com.enablebanking.account.v1",
  "properties": {
    "uid": { "type": "string", "description": "Enable Banking account UID." },
    "account_id": {
      "type": "object",
      "description": "Account identification block.",
      "properties": {
        "iban": { "type": "string" },
        "bban": { "type": "string" },
        "masked_pan": { "type": "string" },
        "other": {
          "type": "object",
          "properties": {
            "identification": { "type": "string" },
            "scheme_name": { "type": "string" },
            "issuer": { "type": "string" }
          }
        }
      }
    },
    "account_servicer": {
      "type": "object",
      "properties": {
        "bic_fi": { "type": "string" },
        "name": { "type": "string" },
        "lei": { "type": "string" }
      }
    },
    "name": { "type": "string" },
    "details": { "type": "string" },
    "cash_account_type": {
      "type": "string",
      "enum": ["CACC", "CARD", "CASH", "LOAN", "SVGS", "OTHR"]
    },
    "currency": { "type": "string", "pattern": "^[A-Z]{3}$" },
    "product": { "type": "string" },
    "usage": { "type": "string", "enum": ["PRIV", "ORGA"] },
    "psu_status": { "type": "string" },
    "balances": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "balance_amount": {
            "type": "object",
            "properties": {
              "currency": { "type": "string", "pattern": "^[A-Z]{3}$" },
              "amount": { "type": "string" }
            }
          },
          "balance_type": {
            "type": "string",
            "enum": ["CLBD", "CLAV", "FWAV", "ITAV", "OPAV", "OPBD", "PRCD", "VALU", "XPCD", "OTHR", "INFO"]
          },
          "last_change_date_time": { "type": "string", "format": "date-time" }
        }
      }
    }
  },
  "x-iso20022": {
    "messageSet": "camt",
    "primarySources": ["camt.052", "camt.053", "camt.054"]
  }
}