aid: encompass
url: https://raw.githubusercontent.com/api-evangelist/encompass/refs/heads/main/apis.yml
name: Encompass
kind: company
description: Encompass is the dominant mortgage loan origination system (LOS), a product
  of ICE Mortgage Technology (formerly Ellie Mae, acquired by Intercontinental Exchange /
  ICE in 2020). Its developer program, Encompass Developer Connect, exposes REST APIs
  that let partners and lenders configure, customize, and administer loan information and
  resources programmatically - loan manufacturing, loan pipeline, borrower pairs,
  contacts, eFolder documents and attachments, milestones, conditions, users, product
  and pricing, and event webhooks. Access is partner/tenant-gated (OAuth 2.0 credentials
  issued per Encompass instance by a super administrator), but the API reference is
  publicly documented at developer.icemortgagetechnology.com.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Mortgage
- Loan Origination
- LOS
- Fintech
- ICE Mortgage Technology
- Ellie Mae
- Lending
created: '2026-07-04'
modified: '2026-07-04'
specificationVersion: '0.19'
apis:
- aid: encompass:encompass-loan-management-api
  name: Encompass Loan Management API
  tags:
  - Loans
  - Loan Data
  - Loan Manufacturing
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-management
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
    type: Documentation
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-management
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Create, read, update, and delete Encompass loan files and read/write the
    values of loan data fields between applications and Encompass. Includes moving loans
    between folders and retrieving UCD field definitions. Path-based versioning (v3
    current; v1 deprecated).
- aid: encompass:encompass-loan-pipeline-api
  name: Encompass Loan Pipeline API
  tags:
  - Pipeline
  - Search
  - Reporting
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-pipeline
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-pipeline
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Search for loans and loan fields across the Encompass pipeline using
    canonical field names, filter criteria, and cursor-based pagination for large result
    sets. Retrieve the list of canonical (queryable) field names.
- aid: encompass:encompass-borrower-pair-api
  name: Encompass Borrower Pair & Applications API
  tags:
  - Borrowers
  - Applications
  - Borrower Pairs
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-management
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/loan-management
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Manage borrower pairs (applications) within a loan file - list, create,
    read, update, and remove the borrower/co-borrower application entities that carry
    each borrower's data on a loan.
- aid: encompass:encompass-contacts-api
  name: Encompass Contacts API
  tags:
  - Contacts
  - Borrower Contacts
  - Business Contacts
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Manage borrower (consumer) contacts and business (service provider / vendor)
    contacts, including contact notes and groupings, in the Encompass contact database.
- aid: encompass:encompass-efolder-api
  name: Encompass eFolder Documents & Attachments API
  tags:
  - Documents
  - eFolder
  - Attachments
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/efolder-document-1
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/efolder-document-1
    type: APIReference
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/efolder-attachment-1
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Manage documents, attachments, and comments in a loan's eFolder - list
    and create documents, upload and retrieve attachments (via cloud-storage URLs), and
    manage the placeholders that organize a loan file's paperwork. V3 is current; several
    v1 attachment endpoints are being deprecated.
- aid: encompass:encompass-milestones-api
  name: Encompass Milestones & Associates API
  tags:
  - Milestones
  - Workflow
  - Associates
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Read and manage the milestones that mark a loan's progress through the
    origination workflow, complete/finish milestones, and assign the associates (loan
    team members) responsible at each stage.
- aid: encompass:encompass-conditions-api
  name: Encompass Conditions API
  tags:
  - Conditions
  - Underwriting
  - Tracking
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Track and manage underwriting, preliminary, and post-closing conditions
    on a loan, including the modern Enhanced Conditions system - list, create, update,
    and clear conditions and their comments.
- aid: encompass:encompass-users-api
  name: Encompass Users API
  tags:
  - Users
  - Identity
  - Administration
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Manage the internal Encompass users of a lender's instance - list, read,
    create, and update user accounts, personas, roles, and license/organization
    assignments that determine what data and features each user can access.
- aid: encompass:encompass-webhooks-api
  name: Encompass Webhooks API
  tags:
  - Webhooks
  - Events
  - Subscriptions
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
  baseURL: https://api.elliemae.com
  properties:
  - url: https://developer.icemortgagetechnology.com/developer-connect/reference/browse-apis
    type: APIReference
  - url: openapi/encompass-openapi.yml
    type: OpenAPI
  description: Subscribe to Encompass resource events (loan created / updated / deleted /
    locked / unlocked and more), manage subscriptions, browse available resources and
    their events, query event history, and configure custom authentication for webhook
    delivery. Push-based HTTP callbacks, not a bidirectional WebSocket.
common:
- type: DomainSecurity
  url: security/encompass-domain-security.yml
- type: Authentication
  url: authentication/encompass-authentication.yml
- type: OAuthScopes
  url: scopes/encompass-scopes.yml
- type: GitHubOrganization
  url: https://github.com/api-evangelist/encompass-developer-connect
- type: LinkedIn
  url: https://www.linkedin.com/showcase/ice-mortgage-technology/
- type: Website
  url: https://www.icemortgagetechnology.com/
- type: Documentation
  url: https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
- type: Plans
  url: plans/encompass-plans-pricing.yml
- type: RateLimits
  url: rate-limits/encompass-rate-limits.yml
- type: FinOps
  url: finops/encompass-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com