specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Encompass
providerId: encompass
created: '2026-07-04'
modified: '2026-07-04'
reconciled: false
tags:
- Mortgage
- Loan Origination
- LOS
- ICE Mortgage Technology
- Ellie Mae
- Plans
description: >-
  Encompass Developer Connect does not publish a public, self-service, tiered price
  list. Encompass is an enterprise mortgage loan origination system sold to lenders,
  banks, and credit unions, and API access is bundled into the commercial Encompass
  relationship rather than sold as a standalone metered API product. To build on the
  APIs a developer needs an Encompass instance (or a partner arrangement with a lender
  who has one); OAuth credentials / API keys are then provisioned in the developer
  portal by an Encompass super administrator. Partners typically join through the ICE
  Mortgage Technology partner program. Pricing is quote-based and negotiated with ICE
  Mortgage Technology sales.
notes: >-
  No public per-call or per-tier pricing is documented as of the review date. Treat the
  plans below as access models, not a rate card. Confirm current commercial terms,
  partner-program fees, and any transaction-based charges directly with ICE Mortgage
  Technology.
sources:
- https://developer.icemortgagetechnology.com/developer-connect/docs/welcome
- https://developer.icemortgagetechnology.com/developer-connect/docs/get-an-api-key
- https://www.icemortgagetechnology.com/
plans:
- id: encompass-lender-instance
  name: Lender / Enterprise Instance
  type: enterprise
  description: >-
    API access bundled with a commercial Encompass loan origination system license.
    A lender's Encompass super administrator provisions OAuth Client ID / secret and
    distributes the API key; the persona assigned to those credentials governs which
    data and features the API can reach.
  entries:
  - label: Encompass Commercial Agreement
    name: encompass_commercial_agreement
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales (bundled with Encompass license)
    userMultiplied: false
  elements:
  - name: All Developer Connect REST APIs
  - name: Persona-Scoped Access
  - name: Webhooks
  - name: Instance-Provisioned OAuth Credentials
- id: encompass-partner
  name: ICE Mortgage Technology Partner
  type: enterprise
  description: >-
    Technology/integration partners build against Encompass on behalf of lender
    customers through the ICE Mortgage Technology partner program (historically
    Encompass Partner Connect). Commercial and certification terms are negotiated with
    ICE Mortgage Technology.
  entries:
  - label: Partner Program Agreement
    name: partner_program_agreement
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales / partner program
    userMultiplied: false
  elements:
  - name: Partner Integration Access
  - name: Certification / Marketplace Listing
  - name: Multi-Tenant Delegated Access
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com