slug: envestnet provider: Envestnet generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 2 edges: - tag: Consents spec_file: envestnet-consents-api-openapi.yml capability_id: BC-130.50 capability_id_l1: BC-130 capability_name: Privacy & Data Protection Management confidence: 0.7 evidence: GET /consents/preferences "Get Consents Preferences"; PUT /consents/{consentId}/renewal "Renew Consent"; schema CdrPolicy reason: Full lifecycle of data-sharing consents (create, renew, history, preferences) with an explicit CdrPolicy schema — consent and data-subject permission management, i.e. privacy and data protection compliance. - tag: CreditAcceleratorFile spec_file: envestnet-creditacceleratorfile-api-openapi.yml capability_id: BC-1320.20 capability_id_l1: BC-1320 capability_name: Credit Underwriting & Decisioning Management confidence: 0.7 evidence: POST /creditAccelerator/report/generate "Generate Credit Accelerator File"; schemas CreditAcceleratorCashFlowAnalysis, CreditAcceleratorAccountAnalysis, LoanPayoffDetails reason: Generates a bank-data-derived credit report with cash-flow and account analysis and loan payoff details — evidence feeding lender underwriting/decisioning. Not the full decisioning engine, hence 0.7.