openapi: 3.0.1
info:
  title: Envestnet Aggregation APIs Account Token User API
  description: 'This file describes the Yodlee Aggregation product APIs using the swagger notation that you can use to build your financial application.  You can generate the client SDK in Python, JavaScript, PHP, or any other languages according to your development needs. For more details about the APIs, refer to <a href="https://developer.envestnet.com/resources/yodlee/yodlee-api-overview/docs">Yodlee API v1.1 - Overview</a>.<br><br>You will have to set the header before making the API call. The following headers apply to all the APIs:<ul><li>Authorization: This header holds the access token</li> <li> Api-Version: 1.1</li></ul><b>Note</b>: If there are any API-specific headers, they are mentioned explicitly in the respective API''s description.'
  termsOfService: https://developer.yodlee.com/terms/condition
  contact:
    email: developer@yodlee.com
  license:
    name: Yodlee Developer License
    url: https://developer.yodlee.com/terms/condition#_Services_1
  version: 1.1.0
servers:
- url: /
tags:
- name: User
  description: Users API
paths:
  /user/samlLogin:
    post:
      tags:
      - User
      summary: Envestnet Saml Login
      description: The SAML login service is used to authenticate system users with a SAML response.<br>A new user will be created with the input provided if that user isn't already in the system.<br>For existing users, the system will make updates based on changes or new information.<br>When authentication is successful, a user session token is returned.<br><br><b>Note:</b> <li>The content type has to be passed as application/x-www-form-urlencoded. <li>issuer, source and samlResponse should be passed as body parameters.</li>
      operationId: samlLogin
      parameters:
      - name: issuer
        in: query
        description: issuer
        required: true
        schema:
          type: string
      - name: samlResponse
        in: query
        description: samlResponse
        required: true
        schema:
          type: string
      - name: source
        in: query
        description: source
        schema:
          type: string
      responses:
        200:
          description: OK
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/UserResponse'
        400:
          description: 'Y013 : Invalid value for samlResponse<br>Y013 : Invalid value for issuer'
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/YodleeError'
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /user/register:
    post:
      tags:
      - User
      summary: Envestnet Register User
      description: The register user service is used to register a user in Yodlee.<br>The loginName cannot include spaces and must be between 3 and 150 characters.<br>locale passed must be one of the supported locales for the customer. <br>Currency provided in the input will be respected in the derived services and the amount fields in the response will be provided in the preferred currency.<br>userParam is accepted as a body parameter. <br><br><b>Note:</b> <li>The content type has to be passed as application/json for the body parameter.</li> <li>We recommend you to not use special characters in loginName other than "@", "#", "_" & "-"</li>.
      operationId: registerUser
      requestBody:
        description: userRequest
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UserRequest'
        required: true
      responses:
        200:
          description: Login Successful
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/UserResponse'
        400:
          description: 'Y800 : Invalid value for loginName<br>Y800 : Invalid value for email<br>Y801 : Invalid length for loginName<br>Y800 : Invalid value for phoneNumber<br>'
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/YodleeError'
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /user/accessTokens:
    get:
      tags:
      - User
      summary: Envestnet Get Access Tokens
      description: The Get Access Tokens service is used to retrieve the access tokens for the application id(s) provided.<br>URL in the response can be used to launch the application for which token is requested.<br><br><b>Note:</b> <li>This endpoint is deprecated for customers using the API Key-based authentication and is applicable only to customers who use the SAML-based authentication.<br>
      operationId: getAccessTokens
      parameters:
      - name: appIds
        in: query
        description: appIds
        required: true
        schema:
          type: string
      responses:
        200:
          description: OK
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/UserAccessTokensResponse'
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /user:
    get:
      tags:
      - User
      summary: Envestnet Get User Details
      description: The get user details service is used to get the user profile information and the application preferences set at the time of user registration.<br>
      operationId: getUser
      responses:
        200:
          description: OK
          content:
            application/json;charset=UTF-8:
              schema:
                $ref: '#/components/schemas/UserDetailResponse'
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
    put:
      tags:
      - User
      summary: Envestnet Update User Details
      description: The update user details service is used to update user details like name, address, currency preference, etc.<br>Currency provided in the input will be respected in the <a href="https://developer.envestnet.com/products/yodlee/account-aggregation/docs/api-reference#yodlee-aggregation-derivedtransactionsummary-get">Derived</a> services and the amount fields in the response will be provided in the preferred currency.<br>The HTTP response code is 204 (Success without content). <br><br> <b>Login Name Change Feature:</b> loginName can be passed to update the user's login name. Once the loginName is updated, to access the user's data, a token with the changed loginName must be created. This feature is supported only Client Credentials authentication methods.<br><b>Note:</b> <li>We strongly recommend to immediately delete the old access token once the user's loginName is successfully changed to avoid misuse.</li> <li>After updating the login name, the already sent data extract events with the old login name will no more be functional. Replace the loginName with new loginName or try polling method to retrieve the data.</li><br>
      operationId: updateUser
      requestBody:
        description: userRequest
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdateUserRequest'
        required: true
      responses:
        204:
          description: No Content
          content: {}
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /user/logout:
    post:
      tags:
      - User
      summary: Envestnet User Logout
      description: '<b>Deprecated</b>: This endpoint is deprecated for API Key-based authentication. The user logout service allows the user to log out of the application.<br>The service does not return a response body. The HTTP response code is 204 (Success with no content).<br>'
      operationId: userLogout
      responses:
        204:
          description: Logout successful
          content: {}
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /user/unregister:
    delete:
      tags:
      - User
      summary: Envestnet Delete User
      description: The delete user service is used to delete or unregister a user from Yodlee. <br>Once deleted, the information related to the users cannot be retrieved. <br>The HTTP response code is 204 (Success without content)<br>
      operationId: unregister
      responses:
        204:
          description: No Content
          content: {}
        401:
          description: Unauthorized
          content: {}
        404:
          description: Not Found
          content: {}
      deprecated: false
  /insights/configs/userSubscriptions:
    get:
      tags:
      - User
      summary: Envestnet Provides user-level preferences for each insight.
      description: This API returns the details of all the Insights which are subscribed by the customer. If any of the insight has been turned off by setting isSubscribed = false at the customerSubscription level, those insights will not be shown in the userSubscription API.<br /><br />Each Insight details contain attributes such as Insight Frequency, Threshold, etc. By default, all the configurations set by the customer will be inherited by the user. Using a separate PATCH API, consumers can override customer preferences and set their own preferences - wherever applicable.<br /><br />In addition to setting prepoferences at an insight entity level, the consumer will also be able to set preferences at an entity ID level. E.g. LOW_BALANCE_WARNING insight can have a BALANCE threshold of $1,000 set by the customer. However, the user can set a different threshold for each of the accounts the user has aggregated.<br /><br />The customerConfiguration object for each insight mirrors the preferences set by the customer for each insight at the customerSubscription level.
      operationId: getUserSubscriptions
      parameters:
      - name: insightName
        in: query
        description: Insight name
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: LOW_BALANCE_WARNING
      - name: entityId
        in: query
        description: Comma separated list of entity Ids it could be a account id or view id
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: 1001,5e7885993cd8e328288522f7
      responses:
        '200':
          description: A list of subscribed Insight details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UserSubscriptions'
              examples:
                objectExample:
                  $ref: '#/components/examples/getUserSubscriptionExample'
        '400':
          description: 'Bad request. ErrorCode and ErrorMessages below:<br> <br>Y800 : Invalid value for entityId <br>Y824 : The maximum number of entityId permitted is 100   <br>Y800 : Invalid value for insightName'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
    patch:
      tags:
      - User
      summary: Envestnet Update user-level preferences for each insight.
      description: "This API can be used to modify user-level preferences for each insight. <br /><br />Each Insight details contain attributes such as Insight Frequency, Threshold, etc. By default, all the configurations set by the customer will be inherited by the user. Using a separate PATCH API, users can override custom preferences and set their own preferences - wherever applicable.<br /><br />In addition to setting preferences at an insight entity level, the consumer will also be able to set preferences at an entity ID level. E.g. LOW_BALANCE_WARNING insight - the user can set a different threshold for each of the accounts the user has aggregated.<br /><br />Note -\n  <ul>\n  <li>As this API is a PATCH API, therefore caller must not pass all the available attributes in request JSON. Only pass the Attributes which need to be updated, in the API request body</li>\n  <li>A single PATCH request can update multiple insights in a single request</li>\n  </ul>"
      operationId: updateUserSubscription
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UserSubscriptions'
            examples:
              objectExample:
                $ref: '#/components/examples/updateUserSubscriptionExample'
      responses:
        '204':
          description: Insight for User Updated.
        '400':
          description: 'Bad request. ErrorCode and ErrorMessages below:<br> Y806 : Invalid input <br> Y800 : Invalid value for insightName <br> Y800 : Invalid value for input param in {InsightName} insight <br> Y800 : Invalid value for frequency; Supported values are {Frequencies} <br> Y800 : Invalid value for duration; Supported values are {Durations} <br> Y800 : Invalid value for threshold data in {InsightName} insight <br> Y800 : Invalid value for type BASETYPE; Only CREDIT, DEBIT are supported <br> Y800 : Invalid value for {thresholdName} in {insightName} insight Min = {min} and Max = {max} <br> Y813 : Invalid request. The entire object within threshold should be provided <br> Y800 : {InsightName} cannot be subscribed without benchmark enabled for the customer <br> Y800 : Invalid value for isSubscribed. {InsightName} cannot be subscribed without benchmark enabled for the customer <br> Y802 : Modifying isBenchmarkEnabled is not allowed <br> Y802 : For insight {InsightName}, passing isBenchmarkEnabled is not allowed <br> Y800 : Invalid value for isBenchmarkEnabled Supported values are true, false" <br> Y800 : Invalid value for duration. Supported values of duration for MID_MONTHLY frequency are {Frequencies} <br> Y802 : Modifying insightTitle using this API is not allowed <br> Y802 : For insight {InsightName}, modifying applicableEntity is not allowed <br> Y802 : For insight {InsightName}, modifying triggerType is not allowed <br> Y802 : For insight {InsightName}, modifying containers is not allowed <br> Y802 : For insight {InsightName}, modifying description is not allowed <br> Y802 : Duplicate entityId entries within userConfiguration is not allowed <br> Y802 : Specifying frequency attribute for {InsightName} insight is not allowed <br> Y802 : Specifying duration attribute for {InsightName} insight is not allowed <br> Y802 : For insight {InsightName}, modifying frequency is not allowed <br> Y802 : For insight {InsightName}, modifying duration is not allowed <br> Y825 : Update not allowed without a valid request body <br> Y802 : For {InsightName} insight passing threshold is not allowed <br> Y812 : Required field/value - insightName missing in the request <br> Y800 : Invalid value for userConfiguration; entityId should be provided. <br> Y802 : Modifying InsightType attribute is not allowed <br> Y813: entityType should be provided <br> Y813 : Invalid request. The entire object within threshold should be provided <br> Y803: At least one additional attribute is required in addition to entityType. <br> Y800 : Invalid value for userConfiguration; userConfiguration is either missing, duplicated, or has insufficient/ incorrect attributes <br> Y802 : For insight {InsightName}, configurations at an entityId level are not allowed <br> Y800: Invalid value for entityType. Supported entityType for {InsightName} insight are - {Entities} <br> Y800 : Invalid value for entityId; This id is either invalid or not supported for this insight. <br> Y802 : Duplicate entityId entries is not allowed'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
    delete:
      tags:
      - User
      summary: Envestnet Delete an existing entity-level insight configuration
      description: The DELETE API lets users delete one or more of the existing entityId level configurations for an insight. This can be account level or view level. By deleting all entity ID level configuration, user's insight evaluation defaults to the values specified by the customer for an insight.
      operationId: deleteUserSubscriptions
      parameters:
      - name: insightName
        in: query
        description: Comma separated list of Insight name
        required: true
        style: form
        explode: true
        schema:
          type: string
        example: LARGE_PURCHAGE
      - name: entityId
        in: query
        description: Comma separated list of entity ids
        style: form
        explode: true
        schema:
          type: string
        example: 123absce
      - name: entityType
        in: query
        description: Comma separated list of entity
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: account,view
      responses:
        '204':
          description: User subscription deleted sucessfully.
        '400':
          description: "Bad request. ErrorCode and ErrorMessages below:<br> <br>Y800 : Invalid value for insightName <br>Y805 : Multiple entities not supported <br> Y802: Delete operation for disabled insights is not allowed <br> Y822: Deletion cannot be requested for entity IDs that are not currently part of the consumer API for the requested insight <br> Y822: Deletion cannot be requested for entityNames that are not currently part of the consumer API for the requested insight\n <br> Y802: Duplicate values is not allowed\n<br> Y802: Combining multiple values for insightName and other filters is not allowed <br> Y802: Deleting configurations for all insights using a single API call is not allowed <br> Y802: Combining \"entity\" and other filters is not allowed <br>Y802 : Delete operation on insights without any custom consumer subscription is not allowed <br>Y800: invalid value for entityId, id is either invalid or not supported for this insight."
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /insights/feed:
    get:
      tags:
      - User
      summary: Envestnet Fetch all the insights generated for a user.
      description: The API allows you to fetch all or a subset of the insights generated for a specific user. The insights are returned in the descending order of the insight generation time. By default, the API returns all the insights generated in the last 31 days.
      operationId: getUserFeed
      parameters:
      - name: insightName
        in: query
        description: Insight name
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: LOW_BALANCE_WARNING
      - name: fromDate
        in: query
        required: false
        description: fromDate
        schema:
          type: string
          example: '2020-04-26T12:00:00Z'
      - name: toDate
        in: query
        required: false
        description: toDate
        schema:
          type: string
          example: '2020-05-25T12:00:00Z'
      - name: entityId
        in: query
        description: Comma separated list of entity Ids, it could be a view Id or account Id
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: 10001,5e7885993cd8e328288522f7
      - name: skip
        in: query
        description: skip (Min 0)
        required: false
        style: form
        explode: true
        schema:
          type: integer
        example: '100'
      - name: top
        in: query
        description: top (Max 50)
        required: false
        style: form
        explode: true
        schema:
          type: integer
        example: '10'
      - name: entityType
        in: query
        description: Comma separated list of entity
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: ACCOUNT
      - name: triggerType
        in: query
        description: triggerType of an insight defines how an Insight was triggered in the system. <br><br>Currently following triggerType are supported - <ul> <li><b>SCHDEULE</b> - Insight evaluation and subsequent generation triggered based on a pre-defined schedule.</li> <li><b>REFRESH</b> - Insight evaluation and subsequent generation triggered when a user's account gets successfully refreshed.</li> <li><b>EVENT</b> - Insight evaluation and subsequent generation triggered based on a system-defined event happening.</li> </ul>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: SCHEDULE
      - name: insightType
        in: query
        description: Identifies whether the insight is generated at an entity-level - per account or per view (OTHER), or if it considers all entities for the user - e.g. all accounts (AGGREGATE).<br><br>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: AGGREGATE
      responses:
        '200':
          description: A list of subscribed Insight details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/feeds'
              examples:
                objectExample:
                  $ref: '#/components/examples/getFeedExample'
        '400':
          description: "Bad request. ErrorCode and ErrorMessages below:<br> <br>Y800: Invalid value for insightName; Insight name requested not found <br>Y800: Invalid value for entityId <br>Y805: Multiple entities not supported<br>Y800: Invalid value for fromDate/toDate. Both fromDate and toDate needs to be of the same format - yyyy-MM-dd or yyyy-MM-ddTHH:mm:ssZ <br>Y802: Value for fromDate or toDate beyond the last 1 year is not allowed <br>Y813: Both fromDate and toDate parameter should be provided <br>Y802: Difference greater than 31 days between fromDate and toDate is not allowed <br>Y802: Combining insightName and entityId filters for AGGREGATE insights is not allowed <br>Y802: Duplicate values for entity id are not allowed <br>Y800: Invalid value for skip\n <br>Y800: Invalid value for top\n <br>Y800: Invalid value for triggerType; allowed values are REFRESH, EVENT, SCHEDULE\n <br>Y800: Invalid value for entityType; allowed values are ACCOUNT, VIEW\n <br>Y800: Invalid value for insightType; allowed values are OTHER, AGGREGATE\n <br>Y802: Duplicate values for entityType are not allowed\n <br>Y802: Duplicate values for insightType are not allowed\n <br>Y802: Duplicate values for triggerType are not allowed"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /insights/feedExtracts:
    get:
      tags:
      - User
      summary: Envestnet Fetch all the insights generated for a user.
      description: The API allows you to fetch all or a subset of the insights generated for a specific user. The insights are returned in the descending order of the insight generation time. By default, the API returns all the insights generated in the last 31 days.
      operationId: getUserFeedWebHook
      parameters:
      - name: insightName
        in: query
        description: Insight name
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: LOW_BALANCE_WARNING
      - name: fromDate
        in: query
        required: false
        description: fromDate
        schema:
          type: string
          example: '2020-04-26T12:00:00Z'
      - name: toDate
        in: query
        required: false
        description: toDate
        schema:
          type: string
          example: '2020-05-25T12:00:00Z'
      - name: entityId
        in: query
        description: Comma separated list of entity Ids, it could be a view Id or account Id
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: 10001,5e7885993cd8e328288522f7
      - name: skip
        in: query
        description: skip (Min 0)
        required: false
        style: form
        explode: true
        schema:
          type: integer
        example: '100'
      - name: top
        in: query
        description: top (Max 50)
        required: false
        style: form
        explode: true
        schema:
          type: integer
        example: '10'
      - name: entityType
        in: query
        description: Comma separated list of entity
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: ACCOUNT
      - name: triggerType
        in: query
        description: triggerType of an insight defines how an Insight was triggered in the system. <br><br>Currently following triggerType are supported - <ul> <li><b>SCHDEULE</b> - Insight evaluation and subsequent generation triggered based on a pre-defined schedule.</li> <li><b>REFRESH</b> - Insight evaluation and subsequent generation triggered when a user's account gets successfully refreshed.</li> <li><b>EVENT</b> - Insight evaluation and subsequent generation triggered based on a system-defined event happening.</li> </ul>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: SCHEDULE
      - name: insightType
        in: query
        description: Identifies whether the insight is generated at an entity-level - per account or per view (OTHER), or if it considers all entities for the user - e.g. all accounts (AGGREGATE).<br><br>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: AGGREGATE
      - name: loginName
        in: query
        description: Name of the User.
        required: true
        style: form
        explode: true
        schema:
          type: string
        example: insightsUser
      responses:
        '200':
          description: A list of subscribed Insight details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/feeds'
              examples:
                objectExample:
                  $ref: '#/components/examples/getFeedExample'
        '400':
          description: "Bad request. ErrorCode and ErrorMessages below:<br> <br>Y803: loginName required.<br>Y800: Invalid value for loginName<br>Y800: Invalid value for insightName; Insight name requested not found <br>Y800: Invalid value for entityId <br>Y805: Multiple entities not supported<br>Y800: Invalid value for fromDate/toDate. Both fromDate and toDate needs to be of the same format - yyyy-MM-dd or yyyy-MM-ddTHH:mm:ssZ <br>Y802: Value for fromDate or toDate beyond the last 1 year is not allowed <br>Y813: Both fromDate and toDate parameter should be provided <br>Y802: Difference greater than 31 days between fromDate and toDate is not allowed <br>Y802: Combining insightName and entityId filters for AGGREGATE insights is not allowed <br>Y802: Duplicate values for entity id are not allowed <br>Y800: Invalid value for skip\n <br>Y800: Invalid value for top\n <br>Y800: Invalid value for triggerType; allowed values are REFRESH, EVENT, SCHEDULE\n <br>Y800: Invalid value for entityType; allowed values are ACCOUNT, VIEW\n <br>Y800: Invalid value for insightType; allowed values are OTHER, AGGREGATE\n <br>Y802: Duplicate values for entityType are not allowed\n <br>Y802: Duplicate values for insightType are not allowed\n <br>Y802: Duplicate values for triggerType are not allowed"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /insights/feed/count:
    get:
      tags:
      - User
      summary: Envestnet Fetch the count of generated insight for a user.
      description: This API provides the count of the insights generated for the user. By default, the API provides the count of the insights generated in last 31 days.
      operationId: getUserFeedCount
      parameters:
      - name: insightName
        in: query
        description: Insight name
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: LOW_BALANCE_WARNING
      - name: fromDate
        in: query
        required: false
        description: fromDate
        schema:
          type: string
          example: '2020-04-26T12:00:00Z'
      - name: toDate
        in: query
        required: false
        description: toDate
        schema:
          type: string
          example: '2020-05-25T12:00:00Z'
      - name: entityId
        in: query
        description: Comma separated list of entity Ids, it could be a view Id or account Id
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: 10001,5e7885993cd8e328288522f7
      - name: entityType
        in: query
        description: Comma separated list of entity
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: ACCOUNT
      - name: triggerType
        in: query
        description: triggerType of an insight defines how an Insight was triggered in the system. <br><br>Currently following triggerType are supported - <ul> <li><b>SCHDEULE</b> - Insight evaluation and subsequent generation triggered based on a pre-defined schedule.</li> <li><b>REFRESH</b> - Insight evaluation and subsequent generation triggered when a user's account gets successfully refreshed.</li> <li><b>EVENT</b> - Insight evaluation and subsequent generation triggered based on a system-defined event happening.</li> </ul>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: SCHEDULE
      - name: insightType
        in: query
        description: Identifies whether the insight is generated at an entity-level - per account or per view (OTHER), or if it considers all entities for the user - e.g. all accounts (AGGREGATE).<br><br>
        required: false
        style: form
        explode: true
        schema:
          type: string
        example: AGGREGATE
      responses:
        '200':
          description: A list of subscribed Insight details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/feedsCount'
              examples:
                objectExample:
                  $ref: '#/components/examples/getFeedCountExample'
        '400':
          description: "Bad request. ErrorCode and ErrorMessages below:<br> <br>Y800: Invalid value for insightName; Insight name requested not found <br>Y800: Invalid value for entityId <br>Y805: Multiple entities not supported<br>Y800: Invalid value for fromDate/toDate. Both fromDate and toDate needs to be of the same format - yyyy-MM-dd or yyyy-MM-ddTHH:mm:ssZ <br>Y802: Value for fromDate or toDate beyond the last 1 year is not allowed <br>Y813: Both fromDate and toDate parameter should be provided <br>Y802: Difference greater than 31 days between fromDate and toDate is not allowed <br>Y802: Combining insightName and entityId filters for AGGREGATE insights is not allowed <br>Y802: Duplicate values for entity id are not allowed\n <br>Y800: Invalid value for triggerType; allowed values are REFRESH, EVENT, SCHEDULE\n <br>Y800: Invalid value for entityType; allowed values are ACCOUNT, VIEW\n <br>Y800: Invalid value for insightType; allowed values are OTHER, AGGREGATE\n <br>Y802: Duplicate values for entityType are not allowed\n <br>Y802: Duplicate values for insightType are not allowed\n <br>Y802: Duplicate values for triggerType are not allowed"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y020 : Token has expired'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
  /insights/trigger:
    post:
      tags:
      - User
      summary: Envestnet Evalute the insights on demand.
      description: Evaluate the insight on demand based on the override duplicate check.<br> insightName, overrideDuplicateCheck, entityConfig needs to be passed as request parameter.
      operationId: createTrigger
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Triggers'
            examples:
              objectExample:
                $ref: '#/components/examples/createTriggerExample'
      responses:
        '200':
          description: No content
        '400':
          description: "Bad request. ErrorCode and ErrorMessages below:<br> <br> Y800 : insightName; Either the insightName is invalid, not enabled for the user, or user has unsubscribed to the insight. <br> Y800 : Invalid value for  overrideDuplicateCheck; Only true or false is supported. <br> Y800 : Invalid value for  trigger; mandatory attributes missing. <br> Y800 : Invalid value for entityIds <br> Y802 :\n The requested insightName/entityType combination is not allowed<br>\nY802 : The requested insightId/entityType combination is not allowed<br> Y802 : For this insight, On-Demand insight evaluation is not allowed<br> Y802 : Requesting more than 10 total evaluation requests in a single request is not allowed<br> Y802 : For AGGREGATE insights, On-Demand insight evaluation based on entityIds is not allowed<br> Y802 : Duplicate entityIds is not allowed<br>\n Y802 :\nDuplicate insightName is not allowed<br>\n Y802 :\nDuplicate entityType is not allowed<br>\n Y802 :\nRequesting entityIds and entityType insight evaluation at the same time for the same insight is not allowed<br>\n Y802 :\nPassing entityConfig as an empty object/array is not allowed<br>\n Y803 :\n insightName is required to process the request<br>\n Y803 :\noverrideDuplicateCheck required  when requesting evaluation for any insight<br>"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          description: 'Y020 : Invalid token in authorization header<br>Y023 : Token has expired<br> Y011 : Invalid cobrand or incorrectly configured cobrand'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
components:
  schemas:
    PeerSpendingComparison:
      properties:
        peerSpendDifference:
          description: Difference between the spending amount of user and peers for a specific category or merchant
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        peerSpendDifferencePercent:
          type: number
          description: Difference in percentage
          readOnly: true
        isOverSpending:
          type: boolean
          description: Whether the user has spent more than the peer
          readOnly: true
        isUnderSpending:
          type: boolean
          description: Whether the user has spent less than the peer
          readOnly: true
    NetWorthTrendDetail:
      description: Date Range identified as first of the month. E.g. January 2021 will be represented as 2021-01-01.
      properties:
        dateRange:
          allOf:
          - $ref: '#/components/schemas/DateRange'
          readOnly: true
        networthDetail:
          type: array
          items:
            $ref: '#/components/schemas/NetworthDetail'
          readOnly: true
        assetDetail:
          type: array
          items:
            $ref: '#/components/schemas/AssetDetail'
          readOnly: true
        liabilityDetail:
          type: array
          items:
            $ref: '#/components/schemas/LiabilityDetail'
          readOnly: true
      required:
      - date
      - networthDetail
    CashFlowTrend:
      description: Cash flow trend information, broken down by a specific frequency, for a  specific date range.
      properties:
        cashInFlow:
          description: Total Cash Inflow Amount in the selected duration, which is the sum  of cash inflow in each of the selected months in the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        cashOutFlow:
          description: Total Cash Outflow Amount in the selected duration, which is the  sum of cash outflow in each of the selected months in the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        transferIn:
          description: Total Transfer-In Amount in the selected duration, which is the sum  of transfer-in amount in each of the selected months in the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        transferOut:
          description: Total Transfer-out Amount in the selected duration, which is the sum  of transfer-out amount in each of the selected months in the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTransfer:
          description: Net Transfer Amount in the selected duration, which is the difference  between transfer-In and tranfer-out amount
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetCashFlow:
          description: Average net cash flow = Total Cash Flow Amount / Number of months  in the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        totalCashFlow:
          description: Total Cash Flow Amount = Cash Inflow Amount - Cash Outflow Amount +  Net Transfer.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        detail:
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/CashFlowDetail'
          readOnly: true
    UpdateUserRequest:
      title: UpdateUserRequest
      required:
      - user
      type: object
      properties:
        user:
          $ref: '#/components/schemas/UpdateUserRegistration'
    AssetDetail:
      description: Summary information across all the aggregated accounts categorized as 'assets'.
      properties:
        assetTotal:
          description: Total asset value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - assetTotal
    User:
      title: User
      type: object
      properties:
        preferences:
          $ref: '#/components/schemas/UserResponsePreferences'
        session:
          $ref: '#/components/schemas/UserSession'
        loginName:
          type: string
          description: The login name of the user used for authentication.<br><br><b>Endpoints</b>:<ul><li>POST user/register</li><li>GET user</li></ul>
          readOnly: true
        name:
          $ref: '#/components/schemas/Name'
        id:
          type: integer
          description: The unique identifier of a consumer/user in Yodlee system for whom the API services would be accessed for.<br><br><b>Endpoints</b>:<ul><li>POST user/samlLogin</li><li>POST user/register</li><li>GET user</li></ul>
          format: int64
          readOnly: true
        roleType:
          type: string
          enum:
          - INDIVIDUAL
    UserSubscriptions:
      properties:
        userSubscription:
          type: array
          items:
            $ref: '#/components/schemas/UserSubscription'
    ChangeValue:
      description: Change in value identified for a type between two different time periods.
      properties:
        changeType:
          type: string
          example: BALANCE
          description: The value for which the change is computed.
          readOnly: true
        previousDate:
          type: string
          description: Previous Date (The earlier duration being considered for change  calculation)
          readOnly: true
        previousAmount:
          description: The amount as of the earlier duration considered for change  calculation.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        currentDate:
          type: string
          description: current Date (The latest duration being considered for change  calculation)
          readOnly: true
        currentAmount:
          description: The amount as of the latest duration considered for change  calculation.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        changeAmount:
          description: Amount change calculated as currentAmount - previousAmount.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        changePercent:
          type: number
          description: Change percent calculated as changeAmount/previousAmount * 100.
          readOnly: true
      required:
      - changeType
      - previousDate
      - previousAmount
      - currentDate
      - currentAmount
      - changeAmount
      - changePercent
    BasicCreditCardUtilization:
      description: Derived information across one or more aggregated card accounts.
      properties:
        totalRunningBalance:
          description: Total running balance across one or more card accounts.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        totalCreditLine:
          description: Total credit line across one or more card accounts.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        creditUtilizationPercent:
          type: number
          description: Single card credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100
          readOnly: true
        totalCreditUtilizationPercent:
          type: number
          description: Total credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100
          readOnly: true
    BasicPeerDetail:
      description: Peer data information.
      properties:
        dateRange:
          description: The date range considered to compute the benchmark values
          allOf:
          - $ref: '#/components/schemas/DateRange'
        benchmarkAsOf:
          type: string
          description: benchmarkAsOf identifies the date on which the benchmark was computed. Currently the benchmark  is recomputed on the 16th of each month.
          readOnly: true
        benchmark:
          type: array
          items:
            $ref: '#/components/schemas/BasicBenchMark'
      required:
      - dateRange
      - benchmarkAsOf
    entityconfig:
      properties:
        entityType:
          type: string
          description: entity type it could be VIEW or ACCOUNT
          enum:
          - ACCOUNT
          - VIEW
          example: ACCOUNT
        entityIds:
          type: array
          uniqueItems: true
          description: list of entity id it could be account id or view id
          example:
          - '123454'
          - '123456'
          - '123455'
    BasicStatementLink:
      description: Reference path link to fetch more information about the specific statement.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        method:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /statements
      required:
      - entityName
      - url
    BasicHolding:
      description: Object that contains details about one or more securities.
      properties:
        id:
          type: number
          description: Unique identifier for the security added in the system. This is the  primary key of the holding resource.
          readOnly: true
        accountId:
          type: number
          description: The associated unique ID of the account.
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/BasicHoldingLink'
          readOnly: true
        holdingType:
          type: string
          description: Indicates the type of security like stocks, mutual fund, etc. The  list of supported holding types is provided in  GET holdings/holdingTypeList.
          readOnly: true
        maturityDate:
          type: string
          description: The stated maturity date of a bond or CD.
          readOnly: true
        qty:
          type: string
          description: The quantity held for the holding. <br><br><b>Note</b> - For bonds, the quantity field indicates the  normalized quantity and not the quantity aggregated from the site.  <br><br>The quantity field applies to all holding types except  restricted stock units/awards, performance units, currency, and  commodity. <br><br>For the insurance container, the field applies only to  insurance annuity and variable life insurance types.
          readOnly: true
        price:
          description: The current price of the security.  <br><br><b>Note</b> - For bonds, the price field indicates the  normalized price and not the price aggregated from the site. For  the insurance container, the field applies only to the insurance  annuity and variable life insurance types.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        asOf:
          type: string
          description: The date as of which the information is presented.
          readOnly: true
        value:
          description: The total market value of the security.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - id
      - link
    UserAddress:
      title: UserAddress
      type: object
      properties:
        zip:
          type: string
          description: Zip.
        country:
          type: string
          description: Country.
        address3:
          type: string
          description: Address Line 3.
        address2:
          type: string
          description: Address Line 2.
        city:
          type: string
          description: City.
        address1:
          type: string
          description: Address Line 1.
        state:
          type: string
          description: State.
    BasicMerchant:
      description: Information about the associated merchant.
      properties:
        name:
          type: string
          description: The name of the merchant associated with the transaction. Note - The merchant name field is available only in the United  States, Canada, United Kingdom, and India.
        address:
          readOnly: true
          allOf:
          - $ref: '#/components/schemas/Address'
        basicPredictedEvents:
          type: array
          items:
            $ref: '#/components/schemas/BasicPredictedEvent'
      required:
      - name
    BasicBenchMark:
      properties:
        geo:
          readOnly: true
          description: 'Describes the various levels in which the benchmark data is available. '
          allOf:
          - $ref: '#/components/schemas/Geo'
        benchmarkLevel:
          type: string
          description: 'Describes benchmark Level. '
          readOnly: true
        netTotal:
          description: Median amount spent by the user in a specified category or merchant
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        numberOfPeers:
          type: integer
          description: The total number of peers in the segment to arrive the benchmark amount
          readOnly: true
      required:
      - geo
      - isIncome
      - netTotal
      - numberOfPeers
    Name:
      title: Name
      type: object
      properties:
        middle:
          type: string
          description: Middle name.
        last:
          type: string
          description: Last name.
        fullName:
          type: string
          description: Full name.
        first:
          type: string
          description: First name.
    DetailCategoryTrend:
      description: Detail category trend information, broken down by a specific frequency, for a  specific date range.
      properties:
        detailCategoryId:
          type: string
          description: The id of the detail category assigned to the transaction.
          readOnly: true
        detailCategoryName:
          type: string
          description: The name of the detail category assigned to the transaction.
          readOnly: true
        debitTotal:
          description: The sum of all debit transactions associated with the detail category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        creditTotal:
          description: The sum of all credit transactions associated with the detail category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netCreditTotal:
          description: Net credit spending.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the detail category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the detail category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        transactionCount:
          type: integer
          description: Transaction count.
          readOnly: true
        basicPeerDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicPeerDetail'
          readOnly: true
        detail:
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/Detail'
          readOnly: true
      required:
      - detailCategoryId
      - detailCategoryName
    total:
      properties:
        total:
          type: number
          description: Number of insights count. <br><br><b>Endpoints</b> -<ul><li>GET /insights/feed/count</li></ul>
          readOnly: true
          example: 8
    ChangeAPR:
      description: Change in APR for an aggregated card account.
      properties:
        previousAPR:
          type: string
          description: Previously recorded APR for a specific card account.
          readOnly: true
        currentAPR:
          type: string
          description: The current APR for the same card card account.
          readOnly: true
        change:
          type: string
          description: Absolute change in APR calculated as currentAPR - previousAPR.
          readOnly: true
      required:
      - previousAPR
      - currentAPR
      - change
    UserAccessTokensResponse:
      title: UserAccessTokensResponse
      type: object
      properties:
        user:
          $ref: '#/components/schemas/UserAccessToken'
    BasicStatement:
      description: Object that contains details about one or more aggregated statements.
      properties:
        id:
          type: number
          description: Unique identifier for the statement.
          readOnly: true
        link:
          description: Reference path link to fetch more information about the specific statement.
          allOf:
          - $ref: '#/components/schemas/BasicStatementLink'
          readOnly: true
        statementDate:
          type: string
          description: The date on which the statement is generated.
          readOnly: true
        dueDate:
          type: string
          description: The date by when the minimum payment is due to be paid. <br><br><b>Note</b>- The due date that appears in the statement may  differ from the due date at the account-level.
          readOnly: true
        billingPeriodStart:
          type: string
          description: Billing starting date for the statement.
          readOnly: true
        billingPeriodEnd:
          type: string
          description: Billing end date for the statement.
          readOnly: true
        amountDue:
          description: The total amount owed at the end of the billing period.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        minPaymentDue:
          description: The minimum amount that the user has to pay every month on the  credit card account.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        lastPaymentAmount:
          description: The last payment made for the previous billing cycle in the current  statement period.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        lastPaymentDate:
          type: string
          description: The date on which the last payment was made during the billing cycle.
          readOnly: true
        isLatest:
          type: boolean
          description: The field is set to true if the statement is the latest generated  statement.
          readOnly: true
        lastUpdated:
          type: string
          description: The date when the account was last updated by Envestnet Yodlee.
          readOnly: true
      required:
      - id
      - link
      - accountId
    CashFlowDetail:
      properties:
        date:
          description: date in the  format yyyy-mm-dd
          type: string
        dateRange:
          description: The date range considered to compute the values
          allOf:
          - $ref: '#/components/schemas/DateRange'
          readOnly: true
        cashInFlow:
          description: cashInFlow for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        cashOutFlow:
          description: cashOutFlow for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        transferIn:
          description: transferIn for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        transferOut:
          description: transferOut for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        totalCashFlow:
          description: totalCashFlow for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTransfer:
          description: netTransfer for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
    ErrorInfo:
      description: Error encountered while refreshing a specific aggregated account.
      properties:
        errorStatus:
          type: string
          description: Error status
        errorDescription:
          type: string
          description: error description
        lastUpdated:
          type: string
          description: last updated
        lastUpdateAttempt:
          type: string
          description: The date information indicating the last refresh attempt.
      required:
      - errorStatus
      - errorDescription
      - lastUpdate
      - lastUpdateAttemp
    BasicPredictedEventLink:
      description: Reference path link to fetch more information about the specific predicted event.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        method:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /predictedEvents/123456
      required:
      - entityName
      - url
    YodleeError:
      title: YodleeError
      type: object
      properties:
        errorMessage:
          type: string
          description: The descriptive message that explains the error scenario.
          readOnly: true
        errorCode:
          type: string
          description: The error code follows the format YNNN. The error codes do not change. New error codes may be added as we introduce new features and enhance functionalities.
          readOnly: true
        referenceCode:
          type: string
          description: Unique Yodlee identifier used to troubleshoot issues at Yodlee's end.
          readOnly: true
    Link:
      description: Reference path link to fetch more information about the specific entity.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        methodType:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /accounts?accountId=10231749
      required:
      - entityName
      - url
    DateRange:
      description: The date range identified by fromDate and toDate.
      properties:
        fromDate:
          type: string
          description: For a View, fromDate is used to fetch transactions that are aggregated on or after the specified date. This is a mandatory attribute for all rules, except rules that contain transactionId. <br><br>Expected format - yyyy-MM-dd. Note- The date is in UTC timezone instead of Local timezone.<br><br>Endpoints:<ul><li>GET /views</li><li>GET /views/recommendation</li><li>POST /views</li><li>PUT /views</li></ul>
          example: '2020-05-23'
        toDate:
          type: string
          description: For a View, toDate is used to fetch transactions that are aggregated on or before the specified date, but after the fromDate. This is a  mandatory attribute for all rules, except rules that contain transactionId. <br><br>Expected format - yyyy-MM-dd.Note- The date is in UTC timezone instead of Local timezone.<br><br>Endpoints:<ul><li>GET /views</li><li>GET /views/recommendation</li><li>POST /views</li><li>PUT /views</li></ul>
          example: '2020-05-23'
    ViewDerived:
      description: Derived information for a specific VIEW.
      properties:
        creditTotal:
          description: The total of all credit transactions that qualify to be part of the  view based on the view rules.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        debitTotal:
          description: The total of all debit transactions that qualify to be part of the  view based on the view rules.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        remainingBudget:
          description: The difference between the budget set for the view and the debitTotal.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
    Geo:
      properties:
        level:
          type: string
          description: Identifies the level at which peer bechmarking data is returned - City, State, National, or CBSA.
          readOnly: true
        value:
          type: string
          description: Provides the value associated with the level. e.g. US for the level "national".
          readOnly: true
    BankAccount:
      description: Account object that contains details about one or more aggregated bank accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        availableBalance:
          description: The balance in the account that is available for spending.  For checking accounts with overdraft, available balance may include  overdraft amount, if end site adds overdraft balance to available  balance.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        currentBalance:
          description: The balance in the account that is available at the beginning of the  business day; it is equal to the ledger balance of the account.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        balance:
          description: The available balance or current balance.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        basicPredictedEvent:
          type: array
          items:
            $ref: '#/components/schemas/BasicPredictedEvent'
        basicTransaction:
          type: array
          items:
            $ref: '#/components/schemas/BasicTransaction'
        predictedInfo:
          allOf:
          - $ref: '#/components/schemas/PredictedInfo'
        lastUpdated:
          type: string
          description: last Updated.
          readOnly: true
    BasicMerchantDetail:
      description: Derived merchant spending information.
      properties:
        basicMerchant:
          allOf:
          - $ref: '#/components/schemas/BasicMerchant'
          readOnly: true
        merchantType:
          type: string
          description: The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the merchant for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the merchant for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        basicPeerDetail:
          description: Data about the user's peer spending.
          allOf:
          - $ref: '#/components/schemas/BasicPeerDetail'
          readOnly: true
        peerSpendingComparison:
          description: Comparing how the user has spent with a merchant compared to their peers.
          allOf:
          - $ref: '#/components/schemas/PeerSpendingComparison'
          readOnly: true
      required:
      - basicMerchant
    RealEstateAccount:
      description: Account object that contains details about one or more aggregated real estate accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        address:
          readOnly: true
          allOf:
          - $ref: '#/components/schemas/Address'
        changeValue:
          type: array
          items:
            $ref: '#/components/schemas/ChangeValue'
    AccessTokens:
      title: AccessTokens
      type: object
      properties:
        appId:
          type: string
          description: The identifier of the application for which the access token is generated.<br><br><b>Endpoints</b>:<ul><li>GET user/accessTokens</li></ul>
        value:
          type: string
          description: Access token value used to invoke the widgets/apps.<br><br><b>Endpoints</b>:<ul><li>GET user/accessTokens</li></ul>
        url:
          type: string
          description: Base URL using which the application is accessed.<br><br><b>Endpoints</b>:<ul><li>GET user/accessTokens</li></ul>
    Money:
      properties:
        amount:
          type: number
          description: '"amount" field is a child of Generic Yodlee model "Money". Amount should be a Floating point number.'
          format: double
          example: 100.01
        currency:
          type: string
          description: '"currency" field is a child of Generic Yodlee model "Money". Currency is a String with a predefined value(s) such as USD.'
          example: USD
          enum:
          - USD
        convertedAmount:
          type: number
          description: '"convertedAmount" field is a child of Generic Yodlee model "Money".  This field should be a Floating point number. It contains value of "amount" i.e. Money child field multiplied by the conversion rate derived from the currency mentioned in field "covertedCurrency"'
          format: double
          example: 7500.01
        convertedCurrency:
          type: string
          description: '"convertedCurrency" field is a child of Generic Yodlee model "Money". This field contains preferred currency of user for that entity and is a String with a predefined value(s) such as INR.'
          example: INR
          enum:
          - INR
    Threshold:
      properties:
        name:
          type: string
          description: Identifies the threshold applicable for an insight. Threshold values impact insight generation.Consider the following example - <ul> <li>name = CHANGE</li> <li>type = PERCENT</li> <li>value = 3</li> </ul> For the above insight, you can read the configuration as "Generate the insight only if the change is >= 3%" <br><br><b>Note</b>- Threshold is fixed for each insight. Only value is editable. <br><br><b>Endpoints</b> -<ul><li>GET /insights/configs/customerSubscriptions Cobrand API</li><li>PATCH /insights/configs/customerSubscriptions Cobrand API</li><li>GET /insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: CHANGE
          enum:
          - CHANGE
          - UPPER_LIMIT
          - DAYS_BEFORE
          - MINIMUM
          - FUTURE
          - DELAY
          - TOP
          - BASETYPE
        type:
          type: string
          description: Identifies the type of threshold. Threshold values impact insight generation.Consider the following example - <ul> <li>name = CHANGE</li> <li>type = PERCENT</li> <li>value = 3</li> </ul> For the above insight, you can read the configuration as "Generate the insight only if the change is >= 3%". <br><br>However, consider changing the configuration to as follows by  changing the type - <ul> <li>name = CHANGE</li> <li>type = AMOUNT</li> <li>value = 300</li> </ul> For the above insight, you can read the configuration as "Generate the insight only if the change is >= $300". <br><br><b>Note</b>- For a single insight, you can have multiple thresholds. If multiple thresholds have values set to a non-zero number, the relationship between the thresholds will be logical AND. <br><br>Some insights will have type as AMOUNT and PERCENT. In the above scenario, if you want to generate insight only based on one value, you can set the other to 0. <br><br>E.g. if type = AMOUNT is set to 0 and type = PERCENT is set to 3, the insight will be evaluated as "Generate the insight only if the change is >= 3%" <br><br>However, if AMOUNT = $300 and PERCENT = 3, the insight will be evaluated as "Generate the insight only if the change % is >= 3% AND change amount >= $300" <br><br><b>Endpoints</b> -<ul><li>GET config/insights/subscriptions Cobrand API</li><li>PATCH /config/insights/subscriptions Cobrand API</li><li>GET /insights/subscriptions User API</li><li>PATCH /insights/subscriptions User API</li></ul>
          example: PERCENT
          enum:
          - PERCENT
          - NUMBER
          - DAYS
          - AMOUNT
          - STRING
        value:
          type: string
          description: The value set for the threshold. 0 is allowed only if there are multiple threshold for the same insight. <br><br><b>Endpoints</b> - <ul><li>GET /config/insights/subscriptions Cobrand API</li><li>PATCH /config/insights/subscriptions Cobrand API</li><li>GET insights/subscriptions User API</li><li>PATCH /insights/subscriptions User API</li></ul>
          example: '10'
    AccountInfo:
      properties:
        id:
          type: integer
          description: The primary key of the account resource and the unique identifier for the account. <br><br><b>Support for Aggregated / Manual Accounts</b> - Both Supported. <br><b>Applicable containers</b> - All containers.
          readOnly: true
        providerName:
          type: string
          description: 'Service provider or institution name where the account originates. This belongs to the provider resource. <br><br>Applicable containers</b>: All containers'
          readOnly: true
        accountName:
          type: string
          description: 'description: The account name as it appears at the site. The POST accounts service response return this field as name. <br><b>Applicable containers</b> - All readOnly: true'
        accountNumber:
          type: string
          description: 'description: The account number as it appears on the site.  (The POST accounts service response return this field as number) <br><b>Applicable containers</b> - All Containers. readOnly: true'
        accountType:
          type: string
          description: The type of account that is aggregated such as savings, checking, charge, etc.,  and manual accounts. The account type is derived based on the  attributes of the account.
          readOnly: true
          enum:
          - CURRENT
          - SAVING
          - CHECKING
        accountStatus:
          type: string
          description: The status of account that is CLOSED, ACTIVE,TO_BE_CLOSED
          readOnly: true
          enum:
          - CLOSED
          - ACTIVE
          - TO_BE_CLOSED
        isAsset:
          type: boolean
          description: Indicates whether the balance is an asset or liability. <br><b>Applicable containers</b> - bank, creditCard, investment, insurance, realEstate, and loan<br>
          readOnly: true
        container:
          type: string
          description: The type of service. E.g., Bank, Credit Card, Investment, Insurance, etc. <br><br><b>Applicable containers</b> - All containers<br>
          readOnly: true
          enum:
          - bank
          - creditCard
          - investment
          - insurance
          - loan
          - reward
          - bill
          - realEstate
          - otherAssets
          - otherLiabilities
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
      required:
      - id
      - providerName
      - accountName
      - accountNumber
      - accountType
      - isAsset
      - container
      - link
      - accountStatus
    UserSession:
      title: UserSession
      type: object
      properties:
        userSession:
          type: string
          description: Session provided for a valid user to access API services upon successful authentication.<br><br><b>Endpoints</b>:<ul><li>POST user/samlLogin</li><li>POST user/register</li></ul>
          readOnly: true
    UpdateUserRegistration:
      title: UpdateUserRegistration
      type: object
      properties:
        preferences:
          $ref: '#/components/schemas/UserRequestPreferences'
        address:
          $ref: '#/components/schemas/UserAddress'
        phoneNumber:
          type: string
        loginName:
          type: string
        name:
          $ref: '#/components/schemas/Name'
        email:
          type: string
        segmentName:
          type: string
    feedsCount:
      properties:
        feed:
          allOf:
          - $ref: '#/components/schemas/total'
    NetworthDetail:
      description: Summary information across all the aggregated accounts calculated as (total of all assets) - (total of all liabilities).
      properties:
        networthTotal:
          description: Total netw worth value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - networthTotal
    Address:
      description: The address information associated with a merchant or an account.
      properties:
        address1:
          type: string
          description: Address - Line 1.
          readOnly: true
        address2:
          type: string
          description: Address - Line 2.
          readOnly: true
        address3:
          type: string
          description: Address - Line 3.
          readOnly: true
        street:
          type: string
          description: street.
          readOnly: true
        fullAddress:
          type: string
          description: Complete address.
          readOnly: true
        zip:
          type: string
          description: ZIP Code.
          readOnly: true
        city:
          type: string
          description: City Name.
          readOnly: true
        state:
          type: string
          description: State Name.
          readOnly: true
        type:
          type: string
          description: type.
          readOnly: true
        sourceType:
          type: string
          description: sourceType.
          readOnly: true
        country:
          type: string
          description: Country.
          readOnly: true
    feeds:
      properties:
        feed:
          type: array
          items:
            $ref: '#/components/schemas/feed'
    UserDetail_2:
      properties:
        geo:
          description: Geo location details of the user. User can provide City, State, Nation and Zipcode details
          allOf:
          - $ref: '#/components/schemas/Geo'
        income:
          type: string
          description: Income details of the user
          readOnly: true
        homeOwnership:
          type: boolean
          description: Home Ownership status of the user
          readOnly: true
        lifeStage:
          type: string
          description: lifeStage details of the user
          readOnly: true
    NetWorthTrend:
      description: Net Worth trend information, broken down by a specific frequency, for a  specific date range.
      properties:
        detail:
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/NetWorthTrendDetail'
          readOnly: true
        networthTotal:
          description: Total net worth value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        assetTotal:
          description: Total asset worth value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        liabilityTotal:
          description: Total liability worth value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
    Message:
      description: Provides information about customized text-messages associated with an insight.
      properties:
        messageText:
          type: string
          description: The pre-defined text-block associated with the insight.
      required:
      - messageText
    BasicTrend:
      description: Trend information, broken down by a specific frequency, for a specific date range.
      properties:
        debitTotal:
          description: The sum of all debit transactions.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        creditTotal:
          description: The sum of all credit transactions.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netCreditTotal:
          description: Net Total calculated as (creditTotal - debitTotal).
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal).
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal) / (number of months).
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        transactionCount:
          type: integer
          description: Total number of transactions for the given date range.
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        detail:
          readOnly: true
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/Detail'
        dateRange:
          allOf:
          - $ref: '#/components/schemas/DateRange'
          readOnly: true
        categoryTrend:
          type: array
          items:
            $ref: '#/components/schemas/CategoryTrend'
          readOnly: true
        merchantTrend:
          type: array
          items:
            $ref: '#/components/schemas/MerchantTrend'
          readOnly: true
        networthTrend:
          type: array
          items:
            $ref: '#/components/schemas/NetWorthTrend'
          readOnly: true
        detailCategoryTrend:
          type: array
          items:
            $ref: '#/components/schemas/DetailCategoryTrend'
          readOnly: true
    StatementDerived:
      description: Statement derived
      properties:
        cardMinimumDueTotal:
          description: Total minimum due across one or more cards
          allOf:
          - $ref: '#/components/schemas/Money'
    BasicHoldingLink:
      description: Reference path link to fetch more information about the specific holding.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        method:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /holdings/securities?holdingId=123
      required:
      - entityName
      - url
    BasicAccount:
      description: Account object that contains details about one or more aggregated accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        basicTransaction:
          type: array
          items:
            $ref: '#/components/schemas/BasicTransaction'
        basicTrend:
          type: array
          items:
            $ref: '#/components/schemas/BasicTrend'
        changeValue:
          type: array
          items:
            $ref: '#/components/schemas/ChangeValue'
          readOnly: true
        cashFlowTrend:
          type: array
          items:
            $ref: '#/components/schemas/CashFlowTrend'
          readOnly: true
        basicCategoryDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicCategoryDetail'
          readOnly: true
        message:
          items:
            $ref: '#/components/schemas/Message'
          readOnly: true
        accountDerived:
          items:
            $ref: '#/components/schemas/AccountDerived'
          readOnly: true
        errorInfo:
          allOf:
          - $ref: '#/components/schemas/ErrorInfo'
          readOnly: true
        detail:
          type: array
          items:
            $ref: '#/components/schemas/AccountDetail'
    subscriptionModel:
      description: Details about the configurations applied for the specific insight.
      properties:
        entityId:
          type: string
          description: "Unique ID which references a specific entityType for which the  insight is generated. <ul> <li>if entityType is \"ACCOUNT\" then this field represents  'accountId'</li> <li>if entityType is \"VIEW\" then this field represents  'viewId'</li> </ul> <b>Endpoints</b> - <ul><li>GET\n /insights/subscriptions</li></ul>"
        entityType:
          type: string
          description: The entityType identifies which applicableEntity of the insight the configuration will impact.
        frequency:
          type: string
          description: Identifies how often the insight will be evaluated. <br><br>Note - Evaluation does not mean an insight will be generated. If the conditions for generating an insight are not met, the insight will not get generated even after it being evaluated. <br><br>Depending on the insight, it might be editable for customers and users.
          example: DAILY
          enum:
          - DAILY
          - WEEKLY
          - MONTHLY
          - MID_MONTHLY
        duration:
          type: string
          description: Identifies the duration for which the data will be considered to generate and insight. <br><br>Note <ul> <li>Even if the duration mentioned is ONE_YEAR, the insight can consider only data that exists. If there is data only for one month, the insight will be generated using the available one month data.</li> <li>Duration is insight specific. For some insights which are REFRESH based, duration might not be applicable. For certain insights, only a subset of the duration might be applicable.</li> </ul> <b>Endpoints</b> -<ul><li>GET /insights/config/customerSubscriptions</li><li>PATCH /insights/config/customerSubscriptions</li> <li>GET /insights/feed</li></ul>
          example: THIS_MONTH
          enum:
          - THIS_MONTH
          - LAST_MONTH
          - THREE_MONTHS
          - SIX_MONTHS
          - ONE_YEAR
          - LAST_THREE_MONTHS
          - LAST_SIX_MONTHS
          - LAST_TWELVE_MONTHS
        threshold:
          type: array
          items:
            $ref: '#/components/schemas/Threshold'
      required:
      - entityId
      - entityType
    BasicView:
      description: Object that contains details about one or more user/system created VIEWs.
      properties:
        basicAccount:
          type: array
          items:
            $ref: '#/components/schemas/BasicAccount'
        cardAccount:
          type: array
          items:
            $ref: '#/components/schemas/CardAccount'
        basicTrend:
          type: array
          items:
            $ref: '#/components/schemas/BasicTrend'
        id:
          type: string
          description: Unique identifier created by the system for a VIEW.
          readOnly: true
        name:
          type: string
          description: The description provided for the VIEW while creating/updating a VIEW.
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/ViewLink'
      required:
      - id
      - name
      - link
    UserDetail:
      title: UserDetail
      type: object
      properties:
        preferences:
          $ref: '#/components/schemas/UserResponsePreferences'
        address:
          $ref: '#/components/schemas/UserAddress'
        phoneNumber:
          type: string
        loginName:
          type: string
          description: The login name of the user used for authentication.<br><br><b>Endpoints</b>:<ul><li>POST user/register</li><li>GET user</li></ul>
          readOnly: true
        name:
          $ref: '#/components/schemas/Name'
        id:
          type: integer
          description: The unique identifier of a consumer/user in Yodlee system for whom the API services would be accessed for.<br><br><b>Endpoints</b>:<ul><li>POST user/samlLogin</li><li>POST user/register</li><li>GET user</li></ul>
          format: int64
          readOnly: true
        roleType:
          type: string
          enum:
          - INDIVIDUAL
        email:
          type: string
          description: The email address of the user.<br><br><b>Endpoints</b>:<ul><li>GET user</li></ul>
          readOnly: true
        segmentName:
          type: string
    BasicCategoryTypeDetail:
      description: Derived information across one or more category types - INCOME, EXPENSE, TRANSFER, DEFERRED_COMPENSATION, or UNCATEGORIZE.
      properties:
        categoryType:
          type: string
          description: The categoryType of the category assigned to the transaction. This  is the type field of the transaction category resource. The  supported values are provided by the GET transactions/categories.
          readOnly: true
        creditTotal:
          description:   The sum of all credit transactions associated with the categoryType for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        debitTotal:
          description: The sum of all debit transactions associated with the categoryType for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        dateRange:
          items:
            $ref: '#/components/schemas/DateRange'
          readOnly: true
        basicCategoryDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicCategoryDetail'
          readOnly: true
    userConfiguration:
      properties:
        entityId:
          type: string
          description: Unique ID which references a specific entityType. <br><br>Users can set preferences at s specific entityId level. <ul> <li>if entityType is "ACCOUNT" then this field represents 'accountId'</li> <li>if entityType is "VIEW" then this field represents 'viewId'</li> </ul> <b>Note</b> <ul> <li>This field is only applicable for Usersubscription and not for customerSubscription.</li> <li>If the user has 5 aggregated insights and only 2 entity IDs are patched with custom preferences, the rest of the accounts will be evaluated based on the defaults provided within the customerConfiguration object.</li> </ul> <b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/customerSubscriptions cusomter API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: '10001453'
        entityType:
          type: string
          description: <br><br><b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/customerSubscriptions cusomter API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: ACCOUNT
        isSubscribed:
          type: boolean
          description: "Insight Subscription APIs allow User to subscribe/unsubscribe at  any particular entity level.<br><br> If an insight is not subscribed (isSubscribed = false)  at the customer level, the insight will not be present in the userSubscription API. <br><br> If an insight is subscribed by the customer (isSubscribed = true), the insight will be subscribed automatically by the user and all the default configurations will be inherited. <br><br>The user can choose to turn off the insight by setting isSubscribed=false.\n <br><br>><b>Endpoints</b> -<ul><li>GET\n insights/configs/customerSubscriptions customer API</li><li>GET\n insights/configs/userSubscriptions User API</li><li>PATCH\n /insights/configs/customerSubscriptions cusomter API</li><li>PATCH\n /insights/configs/userSubscriptions User API</li></ul>"
          example: true
        frequency:
          type: string
          description: Identifies how often the insight will be evaluated. <br><br>Note - Evaluation does not mean an insight will be generated. If the conditions for generating an insight are not met, the insight will not get generated even after it being evaluated. <br><br>Depending on the insight, it might be editable for customers and users. <br><br><b>Endpoints</b> -<ul><li>GET /insights/configs/customerSubscriptions Cobrand API</li><li>GET /insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: DAILY
          enum:
          - DAILY
          - WEEKLY
          - MONTHLY
        duration:
          type: string
          description: Identifies the duration for which the data will be considered to generate and insight. <br><br>Note <ul> <li>Even if the duration mentioned is ONE_YEAR, the insight can consider only data that exists. If there is data only for one month, the insight will be generated using the available one month data.</li> <li>Duration is insight specific. For some insights which are REFRESH based, duration might not be applicable. For certain insights, only a subset of the duration might be applicable.</li> </ul> <b>Endpoints</b> -<ul><li>GET /insights/configs/customerSubscriptions Cobrand API</li><li>GET /insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: THIS_MONTH
          enum:
          - THIS_MONTH
          - LAST_MONTH
          - THREE_MONTHS
          - SIX_MONTHS
          - ONE_YEAR
        threshold:
          type: array
          items:
            $ref: '#/components/schemas/Threshold'
        isBenchmarkEnabled:
          type: boolean
          description: "Identifies if peer benchmarking is enabled for a particular insight. The attribute will be returned only for insights that are eligible for peer benchmarking data points <br><br>The default value of this attribute will be based on the global configuration key to enable/disable peer benchmarking. If the global configuration is true, this attribute will be true and if the global configuration is false, this value will be false. <br><br>If the peer benchmarking is enabled by the customer (isBenchmarkEnabled = true), the benchmarks will be subscribed automatically by the user. <br><br>The user can choose to turn off the benchmark configuration for the insight by setting isBenchmarkEnabled=false. <br><br><b>Note</b> - There are few insights for which the isBenchmarkEnabled attribute cannot be updated since benchmark amount is essential for the insight evaluation.\n <br><br><b>Endpoints</b> -<ul><li>GET\n insights/configs/customerSubscriptions customer API</li><li>GET\n insights/configs/userSubscriptions User API</li><li>PATCH\n /insights/configs/customerSubscriptions cusomter API</li><li>PATCH\n /insights/configs/userSubscriptions User API</li></ul>"
          example: true
    MerchantTrend:
      description: Merchant trend information, broken down by a specific frequency, for a  specific date range.
      properties:
        basicMerchant:
          allOf:
          - $ref: '#/components/schemas/BasicMerchant'
          readOnly: true
        debitTotal:
          description: The sum of all debit transactions associated with the merchant.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        creditTotal:
          description: The sum of all credit transactions associated with the merchant.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the merchant for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the merchant for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        basicPeerDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicPeerDetail'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        transactionCount:
          type: string
          description: Total count of transactions for the specified date range.
          readOnly: true
        details:
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/Detail'
          readOnly: true
      required:
      - basicMerchant
    trigger:
      properties:
        insightName:
          type: string
          description: insight name
          example: CHANGE_IN_NETWORTH
        overrideduplicateCheck:
          type: boolean
          description: 'override duplicate '
          example: true
        entityConfig:
          type: array
          items:
            $ref: '#/components/schemas/entityconfig'
    PredictedInfo:
      description: Predidcted information based on one or more eligible accounts.
      properties:
        dateRange:
          description: The date range considered to compute the values
          allOf:
          - $ref: '#/components/schemas/DateRange'
          readOnly: true
        date:
          type: string
        predictedBalance:
          description: The predicted balance for a given date range or a specific date.
          allOf:
          - $ref: '#/components/schemas/Money'
        predictedIncome:
          description: The predicted income for a given date range or a specific date.
          allOf:
          - $ref: '#/components/schemas/Money'
        predictedExpense:
          description: The predicted expense for a given date range or a specific date.
          allOf:
          - $ref: '#/components/schemas/Money'
        predictedDiscretionaryBalance:
          description: The predicted discretionary balance for a given date range or a specific date.
          allOf:
          - $ref: '#/components/schemas/Money'
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
    UserAccessToken:
      title: UserAccessToken
      type: object
      properties:
        accessTokens:
          type: array
          items:
            $ref: '#/components/schemas/AccessTokens'
    CustomerConfiguration:
      properties:
        entityType:
          type: string
          description: The entityType identifies which applicableEntity of the insight the configuration will impact. <br><br>E.g. if the entityType is ACCOUNT, it means that the configurations will impact the ACCOUNT entity during evaluation. <br><br>customerConfiguration, when presented in the userSubscription API, represents the customer preferences. It may or may not match the user preferences. If user preferences differe from customer preferrences in the customerConfiguration, the user preferences will be applied for the insight. <br><br><b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/customerSubscriptions cusomter API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
          example: ACCOUNT
          enum:
          - ACCOUNT
          - VIEW
        isSubscribed:
          type: boolean
          description: Insight Subscription APIs allow User to subscribe/unsubscribe at any particular entity level. <br><br>If an insight is not subscribed (isSubscribed = false) at the customer level, the insight will not be present in the userSubscription API. <br><br> If an insight is subscribed by the customer (isSubscribed = true), the insight will be subscribed automatically by the user and all the default configurations will be inherited. <br><br>The user can choose to turn off the insight by setting isSubscribed=false. <br><br><b>Endpoints</b> - <ul><li>GET /insights/config/customerSubscriptions</li><li>PATCH /insights/config/customerSubscriptions</li></ul>
          example: true
          enum:
          - true
          - false
        frequency:
          type: string
          description: Identifies how often the insight will be evaluated. <br><br>Note - Evaluation does not mean an insight will be generated. If the conditions for generating an insight are not met, the insight will not get generated even after it being evaluated. <br><br>Depending on the insight, it might be editable for customers and users. <br><br><b>Endpoints</b> -<ul><li>GET /insights/config/customerSubscriptions</li><li>PATCH /insights/config/customerSubscriptions</li></ul>
          example: DAILY
          enum:
          - DAILY
          - WEEKLY
          - MONTHLY
          - MID_MONTHLY
        duration:
          type: string
          description: Identifies the duration for which the data will be considered to generate and insight. <br><br>Note <ul> <li>Even if the duration mentioned is ONE_YEAR, the insight can consider only data that exists. If there is data only for one month, the insight will be generated using the available one month data.</li> <li>Duration is insight specific. For some insights which are REFRESH based, duration might not be applicable. For certain insights, only a subset of the duration might be applicable.</li> </ul> <b>Endpoints</b> -<ul><li>GET /insights/config/customerSubscriptions</li><li>PATCH /insights/config/customerSubscriptions</li></ul>
          example: THIS_MONTH
          enum:
          - THIS_MONTH
          - LAST_MONTH
          - THREE_MONTHS
          - SIX_MONTHS
          - ONE_YEAR
          - LAST_THREE_MONTHS
          - LAST_SIX_MONTHS
          - LAST_TWELVE_MONTHS
        threshold:
          type: array
          items:
            $ref: '#/components/schemas/Threshold'
        isBenchmarkEnabled:
          type: boolean
          description: "Identifies if peer benchmarking is enabled for a particular insight. The attribute will be returned only for insights that are eligible for peer benchmarking data points\n <br><br>The default value of this attribute will be based on the global configuration key to enable/disable peer benchmarking. If the global configuration is true, this attribute will be true and if the global configuration is false, this value will be false.\n <br><br>If the peer benchmarking is enabled by the customer (isBenchmarkEnabled = true), the benchmarks will be subscribed automatically by the user.\n <br><br>The user can choose to turn off the benchmark configuration for the insight by setting isBenchmarkEnabled=false.\n <br><br><b>Note</b> - There are few insights for which the isBenchmarkEnabled attribute cannot be updated since benchmark amount is essential for the insight evaluation.\n <br><br><b>Endpoints</b> - <ul><li>GET\n/insights/config/customerSubscriptions</li><li>PATCH /insights/config/customerSubscriptions</li></ul>"
          example: true
          enum:
          - true
          - false
    BasicTransactionLink:
      description: Reference path link to fetch more information about the specific transaction.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        method:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /derived/transactions
      required:
      - entityName
      - url
    UserDetailResponse:
      title: UserDetailResponse
      type: object
      properties:
        user:
          $ref: '#/components/schemas/UserDetail'
    UserSubscription:
      allOf:
      - $ref: '#/components/schemas/Subscription'
      properties:
        userConfiguration:
          type: array
          items:
            $ref: '#/components/schemas/userConfiguration'
        customerConfiguration:
          type: array
          items:
            $ref: '#/components/schemas/CustomerConfiguration'
    LiabilityDetail:
      description: Summary information across all the aggregated accounts categorized as 'liability'.
      properties:
        liabilityTotal:
          description: Total liability value.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - liabilityTotal
    Detail:
      properties:
        date:
          description: date in the  format yyyy-mm-dd
          type: string
        dateRange:
          description: The date range considered to compute the values
          allOf:
          - $ref: '#/components/schemas/DateRange'
          readOnly: true
        creditTotal:
          description: Sum of all credit transactions for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netCreditTotal:
          description: Net Total calculated as (creditTotal - debitTotal).
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        debitTotal:
          description: Sum of all debit transactions for the given date range.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal).
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        transactionCount:
          type: string
          description: Total count of transactions for the specified date range.
          readOnly: true
        networthDetail:
          description: Net Worth total for the given date range.
          allOf:
          - $ref: '#/components/schemas/NetworthDetail'
          readOnly: true
        assetDetail:
          description: Asset total for the given date range.
          allOf:
          - $ref: '#/components/schemas/AssetDetail'
          readOnly: true
        liabilityDetail:
          description: Liability total for the given date range.
          allOf:
          - $ref: '#/components/schemas/LiabilityDetail'
          readOnly: true
        predictedBalance:
          description: predicted balance across a single account as of date.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - dateRange
      - debitTotal
      - creditTotal
      - netTotal
    UserRequest:
      title: UserRequest
      required:
      - user
      type: object
      properties:
        user:
          $ref: '#/components/schemas/UserRegistration'
    BasicPredictedEvent:
      description: Predicted Event object that contains details about one or more predicted events as identified by the system.
      properties:
        id:
          type: number
          description: The unique identifier of the predicted event.
          readOnly: true
        link:
          description: Reference path link to fetch more information about the specific predicted event.
          allOf:
          - $ref: '#/components/schemas/BasicPredictedEventLink'
          readOnly: true
        categoryId:
          type: string
          description: Identifier of the category assigned to the predicted event. This is  the id field of the transaction category resource. The supported  values are provided by GET transactions/categories.
          readOnly: true
        category:
          type: string
          description: The name of the category assigned to the predicted event. This is the  category field of the transaction category resource. The supported  values are provided by GET transactions/categories.
          readOnly: true
        lastTrasactionAmount:
          description: The amount of the last aggregated transaction that was used to  predict the event.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        lastTransactionDate:
          type: string
          description: The date of the last aggregated transaction associated with the predicted event.
          readOnly: true
        basicMerchant:
          allOf:
          - $ref: '#/components/schemas/BasicMerchant'
          readOnly: true
        basicTransaction:
          type: array
          items:
            $ref: '#/components/schemas/BasicTransaction'
          readOnly: true
        frequency:
          type: string
          description: frequency.
          readOnly: true
        confidence:
          type: string
          description: confidence.
          readOnly: true
        confidenceLevel:
          type: string
          description: confidence Level.
          readOnly: true
        userApprovalStatus:
          type: string
          description: user Approval Status.
          readOnly: true
        basicAccount:
          type: array
          items:
            $ref: '#/components/schemas/BasicAccount'
          readOnly: true
      required:
      - id
      - link
    descriptions:
      properties:
        original:
          type: string
          description: Original transaction description as it appears at the FI site.
        simple:
          type: string
          description: The transaction description that appears at the FI site may not be  self-explanatory, i.e., the source, purpose of the transaction may  not be evident. <br><br>Yodlee attempts to simplify and make the transaction  meaningful to the consumer, and this simplified transaction  description is provided in the simple description field.  <br><br><b>Note</b> - The simple description field is available only  in the United States, Canada, United Kingdom, and India.
        consumer:
          type: string
          description: The description of the transaction as defined by the consumer.  The consumer can define or provide more details of the transaction  in this field.
      required:
      - original
    AccountDerived:
      description: Derived information across one or more aggregated accounts.
      properties:
        totalAvailableBalance:
          description: The total available balance across eligible accounts.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        discretionaryBalance:
          description: Balance available to spend after taking into account projected income and expenses.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageSpending:
          description: The average monthly spending for the given duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageAvailableBalance:
          description: Average available balance across one or more accounts.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        spendingRunway:
          description: Based on the average spending, the duration in days for which the total available balance  will last
          type: number
          readOnly: true
    UserRegistration:
      title: UserRegistration
      required:
      - loginName
      type: object
      properties:
        preferences:
          $ref: '#/components/schemas/UserRequestPreferences'
        address:
          $ref: '#/components/schemas/UserAddress'
        phoneNumber:
          type: string
        loginName:
          maxLength: 150
          minLength: 3
          type: string
        name:
          $ref: '#/components/schemas/Name'
        email:
          type: string
        segmentName:
          type: string
    CategoryDerived:
      description: category information
      properties:
        dateRange:
          description: ''
          allOf:
          - $ref: '#/components/schemas/DateRange'
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the detail category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
    BasicTransaction:
      description: Transaction object that contains details about one or more aggregated transactions.
      properties:
        id:
          type: integer
          description: An unique identifier for the transaction. The combination of the  id and account container are unique in the system.
        amount:
          $ref: '#/components/schemas/Money'
        date:
          type: string
          description: The value provided will be either postDate or transactionDate.  postDate takes higher priority than transactionDate, except for the  investment container as only transactionDate is available. The  availability of postDate or transactionDate depends on the provider  site.
        categoryId:
          type: string
          description: The id of the category assigned to the transaction. This is the id  field of the transaction category resource. The supported values  are provided by the GET transactions/categories.
        category:
          type: string
          description: The name of the category assigned to the transaction. This is the  category field of the transaction category resource. The supported  values are provided by the GET transactions/categories.
        link:
          description: Reference path link to fetch more information about the specific transaction.
          allOf:
          - $ref: '#/components/schemas/BasicTransactionLink'
          readOnly: true
        categoryType:
          type: string
          description: The categoryType of the category assigned to the transaction. This  is the type field of the transaction category resource. categoryType  primarily identifies if the transaction is an income, expense, or  some other type of transaction.
        baseType:
          type: string
          description: Indicates if the transaction appears as a debit or a credit  transaction in the account.
        description:
          allOf:
          - $ref: '#/components/schemas/descriptions'
        sourceType:
          type: string
          description: The source through which the transaction is added to the Yodlee  system.
        merchantType:
          type: string
          description: Provides further information about a transaction, i.e., if the  transaction is carried out on a biller, subscription merchant, or  other.
        basicMerchant:
          allOf:
          - $ref: '#/components/schemas/BasicMerchant'
        basicPredictedEvent:
          allOf:
          - $ref: '#/components/schemas/BasicPredictedEvent'
      required:
      - id
      - amount
      - date
      - categoryId
      - category
      - link
      - categoryType
      - description
    InvestmentAccount:
      description: Account object that contains details about one or more aggregated investment accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        balance:
          description: The total balance of all the investment account, as it appears on  the FI site.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        basicHolding:
          type: array
          items:
            $ref: '#/components/schemas/BasicHolding'
          readOnly: true
    UserRequestPreferences:
      title: UserRequestPreferences
      type: object
      properties:
        dateFormat:
          maxLength: 2147483647
          minLength: 1
          type: string
          description: The dateformat of the user.This attribute is just a place holder and has no impact on any other API services.
        timeZone:
          maxLength: 2147483647
          minLength: 1
          type: string
          description: The timezone of the user. This attribute is just a place holder and has no impact on any other API services.
        currency:
          type: string
          description: The currency of the user. This currency will be respected while providing the response for derived API services.<br><b>Applicable Values</b><br>
          enum:
          - USD
          - AUD
          - BRL
          - CAD
          - EUR
          - GBP
          - HKD
          - IDR
          - INR
          - JPY
          - NZD
          - SGD
          - ZAR
          - CNY
          - VND
          - MYR
          - CHF
          - AED
          - AFA
          - ALL
          - AMD
          - ANG
          - AOA
          - ARS
          - AWG
          - AZM
          - BAM
          - BBD
          - BDT
          - BGL
          - BHD
          - BIF
          - BMD
          - BND
          - BOB
          - BSD
          - BTN
          - BWP
          - BYR
          - BZD
          - CDF
          - CLP
          - COP
          - CRC
          - CUP
          - CVE
          - CYP
          - CZK
          - DJF
          - DKK
          - DOP
          - DZD
          - EEK
          - EGP
          - ERN
          - ETB
          - FJD
          - FKP
          - GEL
          - GGP
          - GHC
          - GIP
          - GMD
          - GNF
          - GTQ
          - GYD
          - HNL
          - HRK
          - HTG
          - HUF
          - ILS
          - IMP
          - IQD
          - IRR
          - ISK
          - JEP
          - JMD
          - JOD
          - KES
          - KGS
          - KHR
          - KMF
          - KPW
          - KRW
          - KWD
          - KYD
          - KZT
          - LAK
          - LBP
          - LKR
          - LRD
          - LSL
          - LTL
          - LVL
          - LYD
          - MAD
          - MDL
          - MGF
          - MKD
          - MMK
          - MNT
          - MOP
          - MRO
          - MTL
          - MUR
          - MVR
          - MWK
          - MXN
          - MZM
          - NAD
          - NGN
          - NIO
          - NOK
          - NPR
          - OMR
          - PAB
          - PEN
          - PGK
          - PHP
          - PKR
          - PLN
          - PYG
          - QAR
          - ROL
          - RUR
          - RWF
          - SAR
          - SBD
          - SCR
          - SDD
          - SEK
          - SHP
          - SIT
          - SKK
          - SLL
          - SOS
          - SPL
          - SRG
          - STD
          - SVC
          - SYP
          - SZL
          - THB
          - TJR
          - TMM
          - TND
          - TOP
          - TRL
          - TTD
          - TVD
          - TWD
          - TZS
          - UAH
          - UGX
          - UYU
          - UZS
          - VEB
          - VUV
          - WST
          - XAF
          - XAG
          - XAU
          - XCD
          - XDR
          - XOF
          - XPD
          - XPF
          - XPT
          - YER
          - YUM
          - ZMK
          - ZWD
          - ADP
          - ATS
          - BEF
          - BUK
          - CSD
          - CSK
          - DDM
          - DEM
          - ECS
          - ESP
          - FIM
          - GRD
          - GWP
          - IEP
          - ITL
          - LUF
          - MLF
          - NLG
          - PTE
          - SUR
          - TPE
          - UAK
          - XBA
          - XBB
          - XBC
          - XBD
          - XEU
          - XFO
          - XFU
          - XGF
          - XMK
          - XRM
          - XTS
          - YDD
          - YUD
          - ZRN
          - TJS
          - RON
          - BGN
          - BTC
          - XBT
          - CNH
          - RUB
          - TRY
          - GHS
          - TMT
          - ZMW
          - VEF
          - SSP
          - ALK
        locale:
          type: string
          description: The locale of the user. This locale will be considered for localization features like providing the provider information in the supported locale or providing category names in the transaction related services.<br><b>Applicable Values</b><br>
          enum:
          - en_US
          - en_AN
          - en_GB
          - en_AU
          - en_BE
          - zh_CN
          - en_IN
          - en_CA
          - en_ES
          - en_NZ
          - en_IE
          - en_IL
          - en_FR
          - en_AE
          - en_FJ
          - en_GU
          - en_HK
          - en_IT
          - en_JP
          - en_KH
          - en_KP
          - en_KR
          - en_MY
          - en_PG
          - en_PH
          - en_SB
          - en_SG
          - en_TH
          - en_TO
          - en_VN
          - en_VU
          - en_WS
          - es_ES
          - fr_CA
          - fr_FR
          - nl_AN
          - en_CH
          - en_ZA
          - en_CN
          - en_FI
          - en_AT
          - de_AT
          - en_DE
          - de_DE
          - de_RU
          - en_ID
          - en_MX
          - es_MX
          - en_PT
          - en_SE
          - en_GLOBAL
          - pt_BR
          - en_DK
          - en_BR
          - en_BM
          - en_CK
          - en_CO
          - en_JE
          - en_BG
          - en_BW
          - en_MW
          - en_KE
          - en_SZ
          - en_ZW
          - en_NL
          - nl_NL
    Triggers:
      properties:
        trigger:
          type: array
          items:
            $ref: '#/components/schemas/trigger'
    UserResponse:
      title: UserResponse
      type: object
      properties:
        user:
          $ref: '#/components/schemas/User'
    LoanAccount:
      description: Account object that contains details about one or more aggregated loan accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        maturityDate:
          type: string
          description: The date when a certificate of deposit (CD/FD) matures or the final  payment date of a loan at which point the principal amount  (including pending interest) is due to be paid.
          readOnly: true
    BasicCategoryDetail:
      description: Information about a specific "master" category.
      properties:
        categoryId:
          type: string
          description: The id of the category assigned to the transaction. This is the id  field of the transaction category resource. The supported values  are provided by the GET transactions/categories.
          readOnly: true
        category:
          type: string
          description: The name of the category assigned to the transaction. This is the  category field of the transaction category resource. The supported  values are provided by the GET transactions/categories.
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        basicPeerDetail:
          description: Basic Peer Detail.
          allOf:
          - $ref: '#/components/schemas/BasicPeerDetail'
          readOnly: true
        peerSpendingComparison:
          description: Comparing how the user has spent in a category compared to his peers
          allOf:
          - $ref: '#/components/schemas/PeerSpendingComparison'
          readOnly: true
      required:
      - categoryId
      - category
    CardAccount:
      description: Account object that contains details about one or more aggregated card accounts.
      allOf:
      - $ref: '#/components/schemas/AccountInfo'
      properties:
        address:
          type: string
          description: address.
          readOnly: true
        totalCreditLine:
          description: Total credit line is the amount of money that can be charged to a  credit card. If credit limit of $5,000 is issued on a credit card,  the total charges on the card cannot exceed this amount.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        balance:
          description: The amount that is currently owed on the credit card account. Equivalent to runningBalance.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        runningBalance:
          description: The amount that is currently owed on the credit card account.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        amountDue:
          description: 'The total amount due for the purchase of goods or services that must  be paid by the due date. '
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        lastUpdated:
          type: string
          description: last Updated.
          readOnly: true
        basicCreditCardUtilization:
          allOf:
          - $ref: '#/components/schemas/BasicCreditCardUtilization'
          readOnly: true
        basicStatement:
          type: array
          items:
            $ref: '#/components/schemas/BasicStatement'
          readOnly: true
        predictedInfo:
          allOf:
          - $ref: '#/components/schemas/PredictedInfo'
          readOnly: true
        basicTransaction:
          type: array
          items:
            $ref: '#/components/schemas/BasicTransaction'
          readOnly: true
        changeAPR:
          allOf:
          - $ref: '#/components/schemas/ChangeAPR'
          readOnly: true
    TransactionDerived:
      description: Derived information across one or more aggregated transactions.
      properties:
        creditTotal:
          description: The sum of all credit transactions.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        debitTotal:
          description: The sum of all debit transactions.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        totalUnpaidBills:
          type: integer
          description: The total number of unpaid bills identified. If the threshold  TOP is applied, this number may not match with the number of  bills returned in the insight.
          readOnly: true
        spentPercent:
          type: string
          description: Amount spent calculated as debitTotal/creditTotal*100
        totalSpending:
          allOf:
          - $ref: '#/components/schemas/Money'
        averageSpending:
          allOf:
          - $ref: '#/components/schemas/Money'
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        debtToIncomeRatio:
          type: number
          description: Debt to income ratio calculated as (monthly recurring debt / average monthly income) * 100
        averageMonthlyIncome:
          description: Average monthly income for the duration.
          allOf:
          - $ref: '#/components/schemas/Money'
        monthlyRecurringPaymentTotal:
          description: Identified monthly recurring payments for the user derived from minimum due amount across all cards, loan payments, rent payments, mortgage payments, alimoney and child care support.
          allOf:
          - $ref: '#/components/schemas/Money'
        dateRange:
          description: The date range considered to compute the values.
          items:
            $ref: '#/components/schemas/DateRange'
          readOnly: true
    AccountDetail:
      properties:
        date:
          description: date in the  format yyyy-mm-dd
          type: string
        predictedBalance:
          description: predicted balance across a single account as of date.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
      required:
      - dateRange
      - debitTotal
      - creditTotal
      - netTotal
    PredictedInfoDerived:
      description: provide the predicted balance aggregated across all account per date
      properties:
        predictedBalance:
          description: predicted balance
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        date:
          description: date in yyyy-mm-dd format
          type: string
          readOnly: true
        accountIds:
          description: list of account id that constributed in the predicted balance.
          type: array
          items:
            type: string
          readOnly: true
    UserResponsePreferences:
      title: UserResponsePreferences
      type: object
      properties:
        dateFormat:
          maxLength: 2147483647
          minLength: 1
          type: string
          description: The dateformat of the user.This attribute is just a place holder and has no impact on any other API services.
        timeZone:
          maxLength: 2147483647
          minLength: 1
          type: string
          description: The timezone of the user. This attribute is just a place holder and has no impact on any other API services.
        currency:
          type: string
          description: The currency of the user. This currency will be respected while providing the response for derived API services.<br><b>Applicable Values</b><br>
          enum:
          - USD
          - AUD
          - BRL
          - CAD
          - EUR
          - GBP
          - HKD
          - IDR
          - INR
          - JPY
          - NZD
          - SGD
          - ZAR
          - CNY
          - VND
          - MYR
          - CHF
          - AED
          - AFA
          - ALL
          - AMD
          - ANG
          - AOA
          - ARS
          - AWG
          - AZM
          - BAM
          - BBD
          - BDT
          - BGL
          - BHD
          - BIF
          - BMD
          - BND
          - BOB
          - BSD
          - BTN
          - BWP
          - BYR
          - BZD
          - CDF
          - CLP
          - COP
          - CRC
          - CUP
          - CVE
          - CYP
          - CZK
          - DJF
          - DKK
          - DOP
          - DZD
          - EEK
          - EGP
          - ERN
          - ETB
          - FJD
          - FKP
          - GEL
          - GGP
          - GHC
          - GIP
          - GMD
          - GNF
          - GTQ
          - GYD
          - HNL
          - HRK
          - HTG
          - HUF
          - ILS
          - IMP
          - IQD
          - IRR
          - ISK
          - JEP
          - JMD
          - JOD
          - KES
          - KGS
          - KHR
          - KMF
          - KPW
          - KRW
          - KWD
          - KYD
          - KZT
          - LAK
          - LBP
          - LKR
          - LRD
          - LSL
          - LTL
          - LVL
          - LYD
          - MAD
          - MDL
          - MGF
          - MKD
          - MMK
          - MNT
          - MOP
          - MRO
          - MTL
          - MUR
          - MVR
          - MWK
          - MXN
          - MZM
          - NAD
          - NGN
          - NIO
          - NOK
          - NPR
          - OMR
          - PAB
          - PEN
          - PGK
          - PHP
          - PKR
          - PLN
          - PYG
          - QAR
          - ROL
          - RUR
          - RWF
          - SAR
          - SBD
          - SCR
          - SDD
          - SEK
          - SHP
          - SIT
          - SKK
          - SLL
          - SOS
          - SPL
          - SRG
          - STD
          - SVC
          - SYP
          - SZL
          - THB
          - TJR
          - TMM
          - TND
          - TOP
          - TRL
          - TTD
          - TVD
          - TWD
          - TZS
          - UAH
          - UGX
          - UYU
          - UZS
          - VEB
          - VUV
          - WST
          - XAF
          - XAG
          - XAU
          - XCD
          - XDR
          - XOF
          - XPD
          - XPF
          - XPT
          - YER
          - YUM
          - ZMK
          - ZWD
          - ADP
          - ATS
          - BEF
          - BUK
          - CSD
          - CSK
          - DDM
          - DEM
          - ECS
          - ESP
          - FIM
          - GRD
          - GWP
          - IEP
          - ITL
          - LUF
          - MLF
          - NLG
          - PTE
          - SUR
          - TPE
          - UAK
          - XBA
          - XBB
          - XBC
          - XBD
          - XEU
          - XFO
          - XFU
          - XGF
          - XMK
          - XRM
          - XTS
          - YDD
          - YUD
          - ZRN
          - TJS
          - RON
          - BGN
          - BTC
          - XBT
          - CNH
          - RUB
          - TRY
          - GHS
          - TMT
          - ZMW
          - VEF
          - SSP
          - ALK
        locale:
          type: string
          description: The locale of the user. This locale will be considered for localization features like providing the provider information in the supported locale or providing category names in the transaction related services.<br><b>Applicable Values</b><br>
          enum:
          - en_US
          - en_AN
          - en_GB
          - en_AU
          - en_BE
          - zh_CN
          - en_IN
          - en_CA
          - en_ES
          - en_NZ
          - en_IE
          - en_IL
          - en_FR
          - en_AE
          - en_FJ
          - en_GU
          - en_HK
          - en_IT
          - en_JP
          - en_KH
          - en_KP
          - en_KR
          - en_MY
          - en_PG
          - en_PH
          - en_SB
          - en_SG
          - en_TH
          - en_TO
          - en_VN
          - en_VU
          - en_WS
          - es_ES
          - fr_CA
          - fr_FR
          - nl_AN
          - en_CH
          - en_ZA
          - en_CN
          - en_FI
          - en_AT
          - de_AT
          - en_DE
          - de_DE
          - de_RU
          - en_ID
          - en_MX
          - es_MX
          - en_PT
          - en_SE
          - en_GLOBAL
          - pt_BR
          - en_DK
          - en_BR
          - en_BM
          - en_CK
          - en_CO
          - en_JE
          - en_BG
          - en_BW
          - en_MW
          - en_KE
          - en_SZ
          - en_ZW
          - en_NL
          - nl_NL
    feed:
      description: Feed is an array of insights generated for a specific user.
      properties:
        id:
          type: string
          description: Unique BSON identifier associated with a single Insight notification. <br><br><b>Endpoints</b> -<ul><li>GET /insights/feed</li></ul>
          readOnly: true
          example: 5h7885993cd8e328288522d6
        insightName:
          type: string
          description: Name of the Insight for which this notification is generated. <br><br><b>Endpoints</b> -<ul><li>GET /insights/feed</li></ul>
          readOnly: true
          example: BILL_NOT_PAID
        insightTitle:
          type: string
          description: Title of the Insight for which this notification is generated. <br><br><b>Endpoints</b> -<ul><li>GET /insights/feed</li></ul>
          readOnly: true
          example: Bill Not Paid
        insightType:
          type: string
          description: Identifies whether the insight is generated at an entity-level - per account or per view (OTHER), or if it considers all entities for the user - e.g.  all accounts (AGGREGATE).<br><br><b>Endpoints</b> - <ul><li>GET config/insights/subscriptions Cobrand API</li><li>GET insights/subscriptions User API</li></ul>
          readOnly: true
          enum:
          - OTHER
          - AGGREGATE
        triggerType:
          type: string
          description: triggerType of an insight defines how an Insight was triggered in the system. <br><br>Currently following triggerType are supported - <ul> <li><b>SCHDEULE</b> - Insight evaluation and subsequent generation triggered based on a pre-defined schedule.</li> <li><b>REFRESH</b> - Insight evaluation and subsequent generation triggered when a user's account gets successfully refreshed.</li> <li><b>EVENT</b> - Insight evaluation and subsequent generation triggered based on a system-defined event happening.</li> </ul> <b>Endpoints</b> -<ul><li>GET /insights/feed</li></ul>
          readOnly: true
          example: SCHEDULE
          enum:
          - SCHEDULE
          - REFRESH
          - EVENT
        createdDate:
          type: string
          description: Date and time at which this Insight was triggered<br><br><b>Endpoints</b> -<ul><li>GET /insights/feed</li></ul>
          readOnly: true
          example: '2020-05-22T07:03:55.000Z'
        subscription:
          type: array
          items:
            $ref: '#/components/schemas/subscriptionModel'
        basicAccount:
          type: array
          items:
            $ref: '#/components/schemas/BasicAccount'
        basicView:
          type: array
          items:
            $ref: '#/components/schemas/BasicView'
        bankAccount:
          type: array
          items:
            $ref: '#/components/schemas/BankAccount'
        cardAccount:
          type: array
          items:
            $ref: '#/components/schemas/CardAccount'
        loanAccount:
          type: array
          items:
            $ref: '#/components/schemas/LoanAccount'
        investmentAccount:
          type: array
          items:
            $ref: '#/components/schemas/InvestmentAccount'
        realEstateAccount:
          type: array
          items:
            $ref: '#/components/schemas/RealEstateAccount'
        basicMerchants:
          type: array
          items:
            $ref: '#/components/schemas/BasicMerchant'
        basicPredictedEvents:
          type: array
          items:
            $ref: '#/components/schemas/BasicPredictedEvent'
        basicTrend:
          type: array
          items:
            $ref: '#/components/schemas/BasicTrend'
        netWorthTrend:
          type: array
          items:
            $ref: '#/components/schemas/NetWorthTrend'
        accountDerived:
          allOf:
          - $ref: '#/components/schemas/AccountDerived'
        viewDerived:
          type: array
          items:
            $ref: '#/components/schemas/ViewDerived'
        transactionDerived:
          allOf:
          - $ref: '#/components/schemas/TransactionDerived'
        changeValue:
          type: array
          items:
            $ref: '#/components/schemas/ChangeValue'
        basicCategoryDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicCategoryDetail'
        basicCategoryTypeDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicCategoryTypeDetail'
        basicMerchantDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicMerchantDetail'
        basicCreditCardUtilizations:
          type: array
          items:
            $ref: '#/components/schemas/BasicCreditCardUtilization'
        statementDerived:
          type: array
          items:
            $ref: '#/components/schemas/StatementDerived'
        userDetail:
          type: array
          items:
            $ref: '#/components/schemas/UserDetail_2'
        categoryTypeDerived:
          type: array
          items:
            $ref: '#/components/schemas/CategoryTypeDerived'
        predictedInfoDerived:
          type: array
          items:
            $ref: '#/components/schemas/PredictedInfoDerived'
      required:
      - id
      - insightName
      - insightTitle
      - insightType
      - triggerType
      - createdDate
      - subscription
    Subscription:
      description: Details about the configurations applied for the specific insight.
      properties:
        insightName:
          type: string
          description: Unique name of each Insight in the system. 2 Insight can not have same Insight 'name'. If User wants to update his/her Subscription details, then While calling the PATCH Subscription API this 'name' field is mandatory.<br><br><b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/customerSubscriptions cusomter API</li><li>PATCH /insights/configs/userSubscriptions User API</li></ul>
        insightTitle:
          type: string
          description: Title of the Insight. This is an editable field by calling PATCH Subscription APIs.<br><br><b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li><li>PATCH /insights/configs/customerSubscriptions cusomter API</li></ul>
        insightType:
          type: string
          description: Identifies whether the insight is generated at an entity-level (per account or per view), or if it considers all entities for the user - e.g.  all accounts. <br><br>Note - Do not pass the insightType attribute when doing a PATCH rquest. <br><br><b>Endpoints</b> -<ul><li>GET insights/configs/customerSubscriptions customer API</li><li>GET insights/configs/userSubscriptions User API</li></ul>
          readOnly: true
          enum:
          - OTHER
          - AGGREGATE
        triggerType:
          type: string
          description: triggerType of an insight defines how an Insight will be triggered in the system. <br><br>Currently following triggerType are supported - <ul> <li><b>SCHDEULE</b> - Insight evaluation and subsequent generation will be triggered based on a pre-defined schedule. This schedule may be editable by the customer depending on the insight.</li> <li><b>REFRESH</b> - Insight evaluation and subsequent generation will be triggered when a user's account gets successfully refreshed.</li> <li><b>EVENT</b> - Insight evaluation and subsequent generation will be triggered based on a system-defined event happening.</li> </ul> <b>Note</b> <br><br>If triggerType=SCHEDULE, then the UserSubscription/CobrandSubscription API attribute 'frequency' and 'duration' may be applicable depending on the insight. <br><br><b>Endpoints</b> <ul> <li>GET /insights/config/customerSubscriptions</li> </ul>
          readOnly: true
          example: SCHEDULE
          enum:
          - SCHEDULE
          - REFRESH
          - EVENT
        containers:
          type: array
          description: Identifies the containers considered for generating an insight. <br><br><b>Endpoints</b> <ul><li>GET /insights/config/customerSubscriptions</li> </ul>
          readOnly: true
          items:
            type: string
          enum:
          - BANK
          - CARD
          - LOAN
          - INVESTMENT
          - REALESTATE
        description:
          type: string
          description: A simple english description of the Insight. <br><br><b>Endpoints</b> -<ul><li>GET /insights/config/customerSubscriptions</li></ul>
          readOnly: true
        applicableEntity:
          type: array
          description: Identifies which entity (Account or View) the insight is applicable for. <br><br>When applicableEntity is provided in the userSubscription or customerSubscription, it identifies all the entities for which the insight is capable of being generated. <br><br>When the attribute is present in the feed API, it identifies the entitiy for which the insight was generated. </li></ul><b>Endpoints</b> -<ul><li>GET /insights/config/customerSubscriptions</li></ul>
          readOnly: true
          example:
          - ACCOUNT
          - VIEW
          items:
            type: string
          enum:
          - ACCOUNT
          - VIEW
    CategoryTrend:
      description: Category trend information, broken down by a specific frequency, for a  specific date range.
      properties:
        categoryId:
          type: string
          description: The id of the category assigned to the transaction. This is the id  field of the transaction category resource. The supported values  are provided by the GET transactions/categories.
          readOnly: true
        category:
          type: string
          description: The name of the category assigned to the transaction. This is the  category field of the transaction category resource. The supported  values are provided by the GET transactions/categories.
          readOnly: true
        debitTotal:
          description: The sum of all debit transactions associated with the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        creditTotal:
          description: The sum of all credit transactions associated with the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        netTotal:
          description: Net spending calculated as (debitTotal - creditTotal) associated with  the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        averageNetTotal:
          description: Average spending calculated as (netTotal)/(Number of Months)  associated with the category for the specific duration.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
        detail:
          type: array
          description: Breakdown of income/spending based on a predefined frequency - typically, monthly.
          items:
            $ref: '#/components/schemas/Detail'
          readOnly: true
        basicPeerDetail:
          type: array
          items:
            $ref: '#/components/schemas/BasicPeerDetail'
          readOnly: true
        categoryDerived:
          type: array
          items:
            $ref: '#/components/schemas/CategoryDerived'
      required:
      - categoryId
      - category
    CategoryTypeDerived:
      description: provides values derived at "categoryType" level.
      properties:
        categoryType:
          type: string
          description: The categoryType of the category assigned to the transaction. This  is the type field of the transaction category resource. The  supported values are provided by the GET transactions/categories.
          readOnly: true
        totalSpending:
          description: The total amount spent by the user in the defined dateRange and categoryType.
          allOf:
          - $ref: '#/components/schemas/Money'
          readOnly: true
        dateRange:
          description: The date range considered to compute the values.
          items:
            $ref: '#/components/schemas/DateRange'
          readOnly: true
        link:
          allOf:
          - $ref: '#/components/schemas/Link'
          readOnly: true
    ViewLink:
      description: Reference path link to fetch more information about the specific VIEW.
      properties:
        entityName:
          type: string
          description: The name of the entity - ACCOUNT, VIEW, etc.
          example: ACCOUNT
        method:
          type: string
          description: The method to use while calling the URL
          example: GET
        url:
          type: string
          description: URL to access the endpoint.
          example: /user/view/602e86d2d07b6557e8398045
      required:
      - entityName
      - url
    Error:
      required:
      - errorCode
      - referenceCode
      - errorMessage
      properties:
        errorCode:
          type: string
        referenceCode:
          type: string
        errorMessage:
          type: string
  examples:
    getUserSubscriptionExample:
      value:
        userSubscription:
        - insightName: UPCOMING_BILLS
          insightTitle: Upcoming Bills
          insightType: OTHER
          triggerType: SCHEDULE
          containers:
          - BANK
          - CARD
          description: Generates an insight that lists upcoming recurring bills within a configured time period..
          applicableEntity:
          - ACCOUNT
          - VIEW
          userConfiguration:
          - entityId: '12345'
            entityType: ACCOUNT
            isSubscribed: true
            frequency: MONTHLY
            threshold:
            - name: FUTURE
              value: '10'
              type: DAYS
          - entityId: absc1234
            entityType: VIEW
            isSubscribed: true
            frequency: DAILY
            threshold:
            - name: FUTURE
              value: '12'
              type: DAYS
          customerConfiguration:
          - entityType: ACCOUNT
            isSubscribed: true
            frequency: MONTHLY
            threshold:
            - name: FUTURE
              value: '7'
              type: DAYS
          - entityType: VIEW
            isSubscribed: true
            frequency: MONTHLY
            threshold:
            - name: FUTURE
              value: '7'
              type: DAYS
    updateUserSubscriptionExample:
      value:
        userSubscription:
        - insightName: UPCOMING_BILLS
          userConfiguration:
          - entityId: '10001'
            entityType: ACCOUNT
            isSubscribed: true
            threshold:
            - name: FUTURE
              value: '7'
              type: DAYS
    createTriggerExample:
      value:
        trigger:
        - insightName: CHANGE_IN_NETWORTH
          overrideduplicateCheck: true
          entityConfig:
          - entityType: ACCOUNT
        - insightName: BILL_NOT_PAID
          overrideduplicateCheck: false
          entityConfig:
          - entityType: ACCOUNT
            entityIds:
            - '12345'
            - '12346'
          - entityType: VIEW
            entityIds:
            - abscdf123455fg
    getFeedCountExample:
      value:
        feed:
          total: 8
    getFeedExample:
      value:
        feed:
        - id: 5ec7795e05584138f0d1b972
          insightName: UPCOMING_BILLS
          insightTitle: Upcoming Bills
          insightType: OTHER
          triggerType: SCHEDULE
          createdDate: '2020-05-22T07:03:57Z'
          subscription:
          - entityId: '12345'
            entityType: ACCOUNT
            frequency: MONTHLY
            threshold:
            - name: FUTURE
              value: '7'
              type: DAYS
          basicAccount:
          - id: '1234567'
            providerName: Dag Site
            accountName: bank Account
            accountNumber: xxxx7778
            accountStatus: ACTIVE
            accountType: OTHER
            isAsset: true
            container: Bank
            link:
              entityName: account
              method: GET
              url: /account?id=1234567&status=ACTIVE
            basicTransaction:
            - id: '3456789'
              amount:
                amount: 100.0
                currency: USD
              date: '2019-08-19'
              categoryId: 39
              category: Utilities
              link:
              - entityName: transaction
                method: GET
                url: /derived/transactions?transactionId=3456789&sourceType=PREDICTED
              categoryType: EXPENSE
              baseType: DEBIT
              description:
                original: Utilities
                simple: Payment to Utilities
                consumer: null
              sourceType: AGGREGATED
              merchantType: BILLER
              basicMerchant:
                name: Utilities