aid: equitable-bank
url: https://raw.githubusercontent.com/api-evangelist/equitable-bank/refs/heads/main/apis.yml
name: Equitable Bank
kind: company
description: >-
  Equitable Bank is Canada's seventh largest independent Schedule I bank by
  assets and a wholly owned subsidiary of EQB Inc. (TSX: EQB), a Toronto-based
  Canadian financial services company with over CAD $144 billion in combined
  assets under management and administration. Federally chartered and Canadian
  owned, Equitable Bank markets itself as "Canada's Challenger Bank" and, in
  2016, launched EQ Bank, its digital-only banking platform offering high
  interest savings accounts, GICs, and payments alongside the parent bank's
  single-family residential and commercial lending. Equitable Bank and Equitable
  Trust are members of the Canada Deposit Insurance Corporation (CDIC). On the
  open-finance front, Equitable Bank does not operate a public first-party
  developer portal or publish downloadable API specifications; consumer
  permissioned data sharing is delivered through the Canadian aggregator Flinks
  (Flinks Outbound) rather than a first-party API. Canada's federal
  Consumer-Driven Banking framework (legislated in Budget 2024 with the
  Financial Consumer Agency of Canada as overseer) is not yet operational, so
  the bank's data-access posture today is voluntary and aggregator-mediated.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Schedule I Bank
- Digital Banking
- Open Banking
- Consumer-Driven Banking
- Data Aggregation
- Challenger Bank
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: equitable-bank:eq-bank-consumer-data-sharing
  name: EQ Bank Consumer Data Sharing (via Flinks)
  description: >-
    Equitable Bank / EQ Bank exposes no public first-party developer API. Under
    explicit customer consent, EQ Bank customers can share their financial data
    with third-party fintech applications through the Canadian data aggregator
    Flinks (Flinks Outbound). This is aggregator-mediated data access, not a
    documented first-party REST API, and no OpenAPI/Swagger specification is
    published. Listed here as an honest data-access pointer only.
  humanURL: https://eqb.investorroom.com/open-banking
  properties:
  - type: Documentation
    url: https://eqb.investorroom.com/open-banking
common:
- type: DomainSecurity
  url: security/equitable-bank-domain-security.yml
- type: LLMsTxt
  url: llms/equitable-bank-llms.txt
- type: Website
  url: https://www.equitablebank.ca
- type: Website
  url: https://www.eqbank.ca
- type: Blog
  url: https://www.equitablebank.ca/blog
- type: Support
  url: https://www.equitablebank.ca/contact-us
- type: TermsOfService
  url: https://www.equitablebank.ca/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.equitablebank.ca/legal/privacy
- type: LinkedIn
  url: https://www.linkedin.com/company/equitable-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com