# Erebor

> Erebor is a digital-first, FDIC-insured national bank for the innovation economy — technology startups, cryptocurrency and stablecoin businesses, and AI and defense companies. It provides deposit accounts, wires and money movement, and stablecoin operations, plus a developer API secured with API keys. This file was generated by the API Evangelist enrichment pipeline from the publicly observable surface; Erebor's own developer documentation is login-gated.

## Company
- Name: Erebor (Erebor Bank)
- Sector: fintech / banking / stablecoin
- Co-founders: Palmer Luckey (Anduril), Joe Lonsdale (8VC)
- Backers: Founders Fund, Lux Capital, Haun Ventures, 8VC
- Regulatory: OCC preliminary conditional approval (Oct 2025), FDIC deposit-insurance approval (Dec 2025), launched Feb 2026; FDIC-insured
- Website: https://erebor.bank

## Developer surface
- Developer dashboard (Auth0 login): https://developer.erebor.bank
- API gateway (API-key auth): https://api.erebor.bank
- Documentation (Fern, login-gated): https://docs.erebor.bank
- Error reference: https://docs.erebor.bank/errors

## Authentication
- Programmatic API access to api.erebor.bank uses an API key; unauthenticated requests return 401 {"error":"UNAUTHORIZED","message":"Invalid or missing API key."}.
- Human login (customer app and developer dashboard) uses Auth0 (OpenID Connect / OAuth 2.0). The developer dashboard supports separate test and live modes.

## Errors
- Custom JSON envelope (not RFC 9457): { error, message, field, docs_url }.
- error is a SCREAMING_SNAKE_CASE code; docs_url deep-links into docs.erebor.bank/errors.

## Repository artifacts (API Evangelist network)
- Authentication: authentication/erebor-authentication.yml
- Error catalog: errors/erebor-problem-types.yml
- Conventions: conventions/erebor-conventions.yml
- Conformance: conformance/erebor-conformance.yml
- Sandbox: sandbox/erebor-sandbox.yml

## Notes
- Erebor's OpenAPI/reference documentation is behind a login, so no machine-readable spec, SDK, MCP server, or event/webhook surface could be captured without credentials. Nothing has been fabricated.