slug: even-financial provider: Even Financial generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 2 edges: - tag: Approval Probability spec_file: even-financial-approval-probability-api-openapi.yml capability_id: BC-1320.10 capability_id_l1: BC-1320 capability_name: Credit Origination Management confidence: 0.7 evidence: POST /approvalProbability/loanReports 'Get a loan approval probability report'; schemas LoanProbability, ProvidedCreditRating, LoanPurpose, FinancialInstitutionLoanReport reason: Computes likelihood of loan approval per lender from credit rating and loan purpose — a pre-screening/prequalification step in credit origination. Could arguably sit under underwriting decisioning, hence not higher confidence. - tag: Lead spec_file: even-financial-lead-api-openapi.yml capability_id: BC-1320.10 capability_id_l1: BC-1320 capability_name: Credit Origination Management confidence: 0.7 evidence: POST /leads/rateTables 'Submit lead'; POST /leads/{leadUuid}/rateTables 'Submit a lead and get a rate table'; PATCH /leads/{uuid} 'Update a lead'; schemas LeadCreditInformationJson, LeadEmploymentInformationJson, LoanPurpose reason: Captures applicant credit/employment data and returns lender rate tables — credit application intake and pre-screening origination workflow. Some ambiguity because leads also cover savings and insurance products.