generated: '2026-07-24' method: searched source: https://github.com/eWAYPayment/eway-rapid-php/blob/master/resource/lang/en.ini docs: https://eway.io/api-v3/#response-amp-error-codes note: eWAY returns transaction response/decline codes in the ResponseMessage field (comma-separated) and a 2-character bank ResponseCode. A-codes are approvals, D-codes are bank/issuer declines, F-codes are fraud (Beagle) declines. Bank decline reasons are typically surfaced generically to the cardholder; the coded reason is for the merchant. envelope_field: ResponseMessage also_field: ResponseCode masked_to_buyer: true decline_codes: - code: A2000 meaning: Transaction Approved category: approved outcome: approved - code: A2008 meaning: Honour With Identification category: approved outcome: approved - code: A2010 meaning: Approved For Partial Amount category: approved outcome: approved - code: A2011 meaning: Approved, VIP category: approved outcome: approved - code: A2016 meaning: Approved, Update Track 3 category: approved outcome: approved - code: D4401 meaning: Refer to Issuer category: decline outcome: declined - code: D4402 meaning: Refer to Issuer, special category: decline outcome: declined - code: D4403 meaning: No Merchant category: decline outcome: declined - code: D4404 meaning: Pick Up Card category: decline outcome: declined - code: D4405 meaning: Do Not Honour category: decline outcome: declined - code: D4406 meaning: Error category: decline outcome: declined - code: D4407 meaning: Pick Up Card, Special category: decline outcome: declined - code: D4409 meaning: Request In Progress category: decline outcome: declined - code: D4412 meaning: Invalid Transaction category: decline outcome: declined - code: D4413 meaning: Invalid Amount category: decline outcome: declined - code: D4414 meaning: Invalid Card Number category: decline outcome: declined - code: D4415 meaning: No Issuer category: decline outcome: declined - code: D4419 meaning: Re-enter Last Transaction category: decline outcome: declined - code: D4421 meaning: No Action Taken category: decline outcome: declined - code: D4422 meaning: Suspected Malfunction category: decline outcome: declined - code: D4423 meaning: Unacceptable Transaction Fee category: decline outcome: declined - code: D4425 meaning: Unable to Locate Record On File category: decline outcome: declined - code: D4430 meaning: Format Error category: decline outcome: declined - code: D4431 meaning: Bank Not Supported By Switch category: decline outcome: declined - code: D4433 meaning: Expired Card, Capture category: decline outcome: declined - code: D4434 meaning: Suspected Fraud, Retain Card category: decline outcome: declined - code: D4435 meaning: Card Acceptor, Contact Acquirer, Retain Card category: decline outcome: declined - code: D4436 meaning: Restricted Card, Retain Card category: decline outcome: declined - code: D4437 meaning: Contact Acquirer Security Department, Retain Card category: decline outcome: declined - code: D4438 meaning: PIN Tries Exceeded, Capture category: decline outcome: declined - code: D4439 meaning: No Credit Account category: decline outcome: declined - code: D4440 meaning: Function Not Supported category: decline outcome: declined - code: D4441 meaning: Lost Card category: decline outcome: declined - code: D4442 meaning: No Universal Account category: decline outcome: declined - code: D4443 meaning: Stolen Card category: decline outcome: declined - code: D4444 meaning: No Investment Account category: decline outcome: declined - code: D4450 meaning: Visa Checkout Transaction Error category: decline outcome: declined - code: D4451 meaning: Insufficient Funds category: decline outcome: declined - code: D4452 meaning: No Cheque Account category: decline outcome: declined - code: D4453 meaning: No Savings Account category: decline outcome: declined - code: D4454 meaning: Expired Card category: decline outcome: declined - code: D4455 meaning: Incorrect PIN category: decline outcome: declined - code: D4456 meaning: No Card Record category: decline outcome: declined - code: D4457 meaning: Function Not Permitted to Cardholder category: decline outcome: declined - code: D4458 meaning: Function Not Permitted to Terminal category: decline outcome: declined - code: D4459 meaning: Suspected Fraud category: decline outcome: declined - code: D4460 meaning: Acceptor Contact Acquirer category: decline outcome: declined - code: D4461 meaning: Exceeds Withdrawal Limit category: decline outcome: declined - code: D4462 meaning: Restricted Card category: decline outcome: declined - code: D4463 meaning: Security Violation category: decline outcome: declined - code: D4464 meaning: Original Amount Incorrect category: decline outcome: declined - code: D4465 meaning: Withdrawal Frequency Limit Exceeded category: decline outcome: declined - code: D4466 meaning: Acceptor Contact Acquirer, Security category: decline outcome: declined - code: D4467 meaning: Capture Card category: decline outcome: declined - code: D4475 meaning: PIN Tries Exceeded category: decline outcome: declined - code: D4476 meaning: Invalidate Txn Reference category: decline outcome: declined - code: D4481 meaning: Accumulated Transaction Counter (Amount) Exceeded category: decline outcome: declined - code: D4482 meaning: CVV Validation Error category: decline outcome: declined - code: D4483 meaning: Acquirer Is Not Accepting Transactions From You At This Time category: decline outcome: declined - code: D4484 meaning: Acquirer Is Not Accepting This Transaction category: decline outcome: declined - code: D4490 meaning: Cut off In Progress category: decline outcome: declined - code: D4491 meaning: Card Issuer Unavailable category: decline outcome: declined - code: D4492 meaning: Unable To Route Transaction category: decline outcome: declined - code: D4493 meaning: Cannot Complete, Violation Of The Law category: decline outcome: declined - code: D4494 meaning: Duplicate Transaction category: decline outcome: declined - code: D4495 meaning: Amex Declined category: decline outcome: declined - code: D4496 meaning: System Error category: decline outcome: declined - code: D4497 meaning: MasterPass Error category: decline outcome: declined - code: D4498 meaning: PayPal Create Transaction Error category: decline outcome: declined - code: D4499 meaning: Invalid Transaction for Auth/Void category: decline outcome: declined - code: F7000 meaning: Undefined Fraud Error category: fraud outcome: declined_fraud - code: F7001 meaning: Challenged Fraud category: fraud outcome: declined_fraud - code: F7002 meaning: Country Match Fraud category: fraud outcome: declined_fraud - code: F7003 meaning: High Risk Country Fraud category: fraud outcome: declined_fraud - code: F7004 meaning: Anonymous Proxy Fraud category: fraud outcome: declined_fraud - code: F7005 meaning: Transparent Proxy Fraud category: fraud outcome: declined_fraud - code: F7006 meaning: Free Email Fraud category: fraud outcome: declined_fraud - code: F7007 meaning: International Transaction Fraud category: fraud outcome: declined_fraud - code: F7008 meaning: Risk Score Fraud category: fraud outcome: declined_fraud - code: F7009 meaning: Denied Fraud category: fraud outcome: declined_fraud - code: F7010 meaning: Denied by PayPal Fraud Rules category: fraud outcome: declined_fraud - code: F9001 meaning: Custom Fraud Rule category: fraud outcome: declined_fraud - code: F9010 meaning: High Risk Billing Country category: fraud outcome: declined_fraud - code: F9011 meaning: High Risk Credit Card Country category: fraud outcome: declined_fraud - code: F9012 meaning: High Risk Customer IP Address category: fraud outcome: declined_fraud - code: F9013 meaning: High Risk Email Address category: fraud outcome: declined_fraud - code: F9014 meaning: High Risk Shipping Country category: fraud outcome: declined_fraud - code: F9015 meaning: Multiple card numbers for single email address category: fraud outcome: declined_fraud - code: F9016 meaning: Multiple card numbers for single location category: fraud outcome: declined_fraud - code: F9017 meaning: Multiple email addresses for single card number category: fraud outcome: declined_fraud - code: F9018 meaning: Multiple email addresses for single location category: fraud outcome: declined_fraud - code: F9019 meaning: Multiple locations for single card number category: fraud outcome: declined_fraud - code: F9020 meaning: Multiple locations for single email address category: fraud outcome: declined_fraud - code: F9021 meaning: Suspicious Customer First Name category: fraud outcome: declined_fraud - code: F9022 meaning: Suspicious Customer Last Name category: fraud outcome: declined_fraud - code: F9023 meaning: Transaction Declined category: fraud outcome: declined_fraud - code: F9024 meaning: Multiple transactions for same address with known credit card category: fraud outcome: declined_fraud - code: F9025 meaning: Multiple transactions for same address with new credit card category: fraud outcome: declined_fraud - code: F9026 meaning: Multiple transactions for same email with new credit card category: fraud outcome: declined_fraud - code: F9027 meaning: Multiple transactions for same email with known credit card category: fraud outcome: declined_fraud - code: F9028 meaning: Multiple transactions for new credit card category: fraud outcome: declined_fraud - code: F9029 meaning: Multiple transactions for known credit card category: fraud outcome: declined_fraud - code: F9030 meaning: Multiple transactions for same email address category: fraud outcome: declined_fraud - code: F9031 meaning: Multiple transactions for same credit card category: fraud outcome: declined_fraud - code: F9032 meaning: Invalid Customer Last Name category: fraud outcome: declined_fraud - code: F9033 meaning: Invalid Billing Street category: fraud outcome: declined_fraud - code: F9034 meaning: Invalid Shipping Street category: fraud outcome: declined_fraud - code: F9037 meaning: Suspicious Customer Email Address category: fraud outcome: declined_fraud - code: F9049 meaning: Genuine Customer category: fraud outcome: declined_fraud - code: F9050 meaning: High Risk Email Address and amount category: fraud outcome: declined_fraud - code: F9059 meaning: No liability shift category: fraud outcome: declined_fraud - code: F9113 meaning: Card issuing country differs from IP address country category: fraud outcome: declined_fraud