aid: fairbanc
name: Fairbanc
description: >-
  Fairbanc (PT Fairbanc Technologies Indonesia) is a Jakarta-based digital
  finance platform that uses AI/ML-powered credit scoring to deliver embedded,
  revolving supply-chain financing and buy-now-pay-later "terms of payment" to
  micro, small, and medium enterprises (MSMEs) across Indonesia. Working with
  trusted financial institutions and distributor/supply-chain ecosystems,
  Fairbanc provides merchants with an instant digital facility limit and
  short-term working-capital liquidity at the point of purchase — with no formal
  loan application, smartphone, or app required — plus data intelligence and
  consulting that help distributors reduce bad-debt risk and grow transaction
  value. The company reports its terms-of-payment product drove roughly 35%
  distributor sales growth. This is a company profile in the API Evangelist
  network; Fairbanc publishes a consumer-facing marketing and onboarding site
  but no public developer/API program at this time.
url: https://raw.githubusercontent.com/api-evangelist/fairbanc/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://fairbanc.app/wp-content/uploads/2021/11/1_s986xIGqhfsN8U-09_AdA-1024x254.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- Fintech
- Lending
- Buy Now Pay Later
- Embedded Finance
- Supply Chain Finance
- SME Financing
- Indonesia
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/fairbanc-domain-security.yml
- type: Website
  url: https://fairbanc.app
- type: GettingStarted
  url: https://fairbanc.app/get-started/
- type: Support
  url: https://api.whatsapp.com/send?phone=628113172222
- type: ConsumerProtectionPolicy
  url: https://fairbanc.app/cpp/
- type: LinkedIn
  url: https://linkedin.com/company/fairbanc
- type: Instagram
  url: https://instagram.com/fairbancindonesia/
- type: Facebook
  url: https://www.facebook.com/fairbanctech
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence