aid: fairmoney
name: FairMoney
description: >-
  FairMoney is a credit-led digital bank for emerging markets, founded in
  2017 and headquartered in Paris, France, with operating subsidiaries in
  Nigeria and India. The company began life as a France-incubated micro-
  lending app and pivoted to focus on Africa, becoming one of the largest
  digital lenders in Nigeria after the Central Bank of Nigeria granted its
  subsidiary a Microfinance Bank (MfB) license. FairMoney's consumer mobile
  app offers near-instant collateral-free personal loans, FlexiCredit, asset
  finance, savings products (FairLock, FairSave, FairTarget, FairDollar), a
  current account, debit cards, bill payments, and peer-to-peer transfers.
  Its Business Banking arm extends current accounts, payments, and credit
  to Nigerian SMEs. In India, FairMoney operates as a digital lender
  disbursing small-ticket personal loans through its mobile app. FairMoney
  does not publish a public developer API, OpenAPI specification, SDKs, or
  a third-party developer portal; integration is internal and partner-
  driven, and the company's only public technical surface is its
  engineering GitHub organization, which mirrors infrastructure-as-code and
  open-source tooling forks (Terraform AWS modules, GitHub Actions,
  rubocop, puma plugins, salesforce_bulk_api) rather than a product API.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
  - Digital Bank
  - Neobank
  - Mobile Banking
  - Micro-Lending
  - Consumer Credit
  - Personal Loans
  - Savings
  - Cards
  - Payments
  - Business Banking
  - SME Banking
  - Financial Inclusion
  - Emerging Markets
  - Nigeria
  - India
  - Africa
  - Fintech
url: https://raw.githubusercontent.com/api-evangelist/fairmoney/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis: []
common:
  - type: DomainSecurity
    url: security/fairmoney-domain-security.yml
  - type: Website
    url: https://fairmoney.io
  - type: About
    url: https://fairmoney.io/about-us
  - type: Loans
    url: https://fairmoney.io/loans
  - type: FlexiCredit
    url: https://fairmoney.io/products/flexicredit
  - type: AssetFinance
    url: https://fairmoney.io/products/asset-finance
  - type: Savings
    url: https://fairmoney.io/savings-products
  - type: BusinessBanking
    url: https://fairmoney.io/business/banking
  - type: Download
    url: https://fairmoney.io/download
  - type: Blog
    url: https://fairmoney.io/blog
  - type: Press
    url: https://fairmoney.io/press
  - type: Newsroom
    url: https://fairmoney.io/newsroom
  - type: Careers
    url: https://fairmoney.io/careers
  - type: FAQ
    url: https://fairmoney.io/faqs
  - type: Contact
    url: https://fairmoney.io/contact
  - type: GitHub
    url: https://github.com/fairmoney
  - type: LinkedIn
    url: https://ng.linkedin.com/company/fairmoney
  - type: GooglePlay
    url: https://play.google.com/store/apps/details?id=ng.com.fairmoney.fairmoney
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com