aid: falcon
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/falcon.png
name: Falcon
description: 'Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance
  and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit
  and payment products in days rather than months. Its developer-first REST APIs and no-code
  tooling cover the full issuance and lending lifecycle: issuer and program onboarding,
  enterprise and user KYC, credit-card issuance (virtual, physical, add-on, co-branded,
  corporate), accounts and credit limits, transactions, statements, repayments and
  auto-debit, EMI conversion and amortisation, disputes, rewards, interest, fees, funding,
  and reconciliations. Falcon holds its own lending and issuance licenses, is built on a
  modular multi-tenant architecture, and is certified against PCI DSS, ISO 27001:2022, and
  SOC 2. Product lines include Falcon CardFX (issuance), CreditFX (lending), WalletFX
  (prepaid/wallets), and SurgeFX (AI growth and portfolio tools).'
url: https://raw.githubusercontent.com/api-evangelist/falcon/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- sierra-ventures
x-tier: enriched
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Infrastructure
- Financial Services
- Banking
- Payments
- Credit Cards
- Embedded Finance
- Fintech
- Card Issuing
- Lending
- Banking as a Service
- India
apis:
- name: Falcon API
  description: 'Falcon''s RESTful embedded-finance API for card issuance, lending, and
    program management. All responses are JSON; authentication is a JWT bearer token
    obtained from a client-id/client-secret login, with per-tenant routing via an
    x-tenant-id header and AES request/response encryption. Versioned with a one-part
    major scheme (v1, v2, v3, v5).'
  humanURL: https://docs.falconfs.com/reference
  baseURL: https://credituat.falconfs.com
  tags:
  - Payments
  - Credit Cards
  - Card Issuing
  - Lending
  properties:
  - type: Documentation
    url: https://docs.falconfs.com/docs/quick-start
  - type: APIReference
    url: https://docs.falconfs.com/reference
  - type: Authentication
    url: https://docs.falconfs.com/reference/authentication
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://falconfs.com/
- type: DeveloperPortal
  url: https://docs.falconfs.com/
- type: Documentation
  url: https://docs.falconfs.com/docs/quick-start
- type: APIReference
  url: https://docs.falconfs.com/reference
- type: GettingStarted
  url: https://docs.falconfs.com/docs/quick-start
- type: Blog
  url: https://falconfs.com/blog
- type: Support
  url: https://falconfs.com/contact-us
- type: TermsOfService
  url: https://falconfs.com/terms-of-service
- type: PrivacyPolicy
  url: https://falconfs.com/privacy-policy
- type: Compliance
  url: https://docs.falconfs.com/docs/certifications
- type: Deprecation
  url: https://docs.falconfs.com/reference/versioning
- type: Authentication
  url: authentication/falcon-authentication.yml
- type: Conventions
  url: conventions/falcon-conventions.yml
- type: Lifecycle
  url: lifecycle/falcon-lifecycle.yml
- type: Conformance
  url: conformance/falcon-conformance.yml
- type: ErrorCatalog
  url: errors/falcon-error-codes.yml
- type: Sandbox
  url: sandbox/falcon-sandbox.yml
- type: DomainSecurity
  url: security/falcon-domain-security.yml
- type: LLMsTxt
  url: llms/falcon-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence