specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Farmers Business Network
providerId: farmers-business-network
created: '2026-06-20'
modified: '2026-06-20'
reconciled: false
tags:
- AgTech
- Agriculture
- Marketplace
- Farm Analytics
- AI Advisor
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Farmers Business Network spend. FBN membership is free and there
  is no usage-metered developer API to govern. Member cost lands instead on
  transactional marketplace purchases through FBN Direct (inputs, seed,
  fertilizer, livestock products, farm supplies) and on fee- or interest-based
  FBN Finance products (loans, refinancing, crop insurance) plus crop marketing
  services. Cost management here is procurement- and finance-oriented rather than
  API-consumption-oriented.
notes: >-
  Not reconciled against FOCUS as a cloud/API billing source - FBN does not bill
  API usage. Meters below model farm-operation procurement and finance spend, not
  developer API consumption. Verify rates and terms with FBN per product.
sources:
- https://www.fbn.com/direct
- https://www.fbn.com/finance
- https://www.fbn.com/about
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Farmers Business Network
serviceCategory: Marketplace and Financial Services
billingModel:
  pricingCategory: Transaction-Based
  billingFrequency: Per Transaction
  billingCurrency: USD
  chargeCategories:
  - Purchase
  - Usage
  - Adjustment
focusColumns:
  ServiceName: FBN Platform
  ServiceCategory: Marketplace and Financial Services
  ProviderName: Farmers Business Network
  PublisherName: Farmers Business Network
  InvoiceIssuerName: Farmers Business Network
  BillingCurrency: USD
  ChargeCategory: Purchase
  PricingCategory: Transaction-Based
meters:
- name: marketplace_purchases
  description: Spend on inputs and supplies purchased through the FBN Direct marketplace.
  unit: orders
  aggregation: sum
  dimensions:
  - account
  - product_category
- name: financing_balances
  description: Outstanding balances and fees on FBN Finance loans, refinancing, and operating lines.
  unit: contracts
  aggregation: sum
  dimensions:
  - account
  - product
- name: insurance_premiums
  description: Crop insurance premiums placed through FBN.
  unit: policies
  aggregation: sum
  dimensions:
  - account
  - product
- name: crop_marketing_fees
  description: Service fees associated with crop marketing transactions and contracts.
  unit: contracts
  aggregation: sum
  dimensions:
  - account
  - product
principles:
- name: Visibility
  description: Track marketplace order spend and finance balances within the FBN member dashboard.
- name: Allocation
  description: Map input purchases and financing to fields, crops, and operating cost centers.
- name: Optimization
  description: Use FBN's transparent pricing and benchmarking to compare input costs and reduce cost of production.
- name: Accountability
  description: Review procurement and financing spend against the farm operating budget each season.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com