generated: '2026-07-17'
method: searched
source: >-
  https://docs.fazz.com/docs/getting-started ;
  https://docs.fazz.com/docs/authentication ;
  https://support-sg.fazz.com/support/solutions/articles/157000366151-how-to-change-payment-status-in-sandbox-
summary: >-
  Fazz provides a Sandbox mode separate from Live mode. Sandbox and Live are
  selected purely by which API key set you authenticate with (test vs live key).
  There are no synthetic card numbers - collections are bank-transfer / PayNow
  based, so testing is done by simulating payment/disbursement status transitions
  from the Sandbox dashboard rather than by using magic PANs.
key_modes:
- mode: live
  key_prefix: live_
  host: https://www.xfers.io/api/v4
- mode: sandbox
  key_prefix: test_
  host: https://sandbox.xfers.io/api/v4
key_generation: >-
  In the Fazz Business dashboard, toggle to Sandbox mode, open the Developer
  Tools page and click "Generate Secret Key". The secret key is shown only once.
  Live vs Sandbox behaviour is determined by the key set used.
simulation:
- name: Simulate payment status
  how: >-
    In the Sandbox dashboard, open the transaction page for the payment and use
    the action toggle to change its status. Setting a payment's status to
    "completed" reflects the amount in your Sandbox SGD Cash Account.
  source: https://support-sg.fazz.com/support/solutions/articles/157000366151-how-to-change-payment-status-in-sandbox-
- name: Simulate disbursement status
  how: >-
    Disbursement statuses (processing / completed / failed) are similarly
    driven from the Sandbox dashboard transaction actions.
notes: >-
  No first-party published fixed test bank accounts or PayNow test numbers were
  found; testing relies on dashboard-driven status simulation. Never invent test
  values - use the Sandbox dashboard to drive status transitions.