aid: fca-uk url: https://raw.githubusercontent.com/api-evangelist/fca-uk/refs/heads/main/apis.yml name: Financial Conduct Authority kind: company description: >- The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for most non-bank firms, operating alongside the Prudential Regulation Authority under the dual-regulation model. In insurance the FCA owns conduct regulation of general insurance and protection markets through ICOBS and the Consumer Duty, authorises and supervises insurers, Lloyd's managing agents, MGAs, brokers and appointed representatives, and publishes market-wide insurance data such as the annual General Insurance Value Measures. Its API posture is that of a regulator, not a carrier: there is no open-insurance obligation in the UK and the FCA publishes no insurance product API of its own. It does operate two genuine public APIs. The Financial Services Register API at register.fca.org.uk/services/V0.1 exposes firm, individual and fund authorisation records including insurance permissions and appointed-representative relationships; access is free and self-serve but the developer portal and its reference documentation sit behind a Salesforce registration login, and authentication is by X-Auth-Email and X-Auth-Key headers. The data publication API at api.data.fca.org.uk is an anonymous OpenSearch-style query interface over FIRDS and FITRS file artefacts, documented in the FCA's own published technical specifications — markets reference data, not insurance data. Neither API has an OpenAPI definition. Everything else the FCA publishes for the insurance market is documents and spreadsheets: the Handbook, market bulletins, consultation papers, and XLSX data releases. The FCA's Open Finance roadmap of 14 April 2026 names insurance as an in-scope sector but remains a vision document, with a formal discussion paper on the first scheme not due until Q4 2026, so no insurance data-sharing API mandate exists. No ACORD reference appears anywhere on fca.org.uk. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Insurance - United Kingdom - Regulator - Market Infrastructure - Financial Services - Public Register - Conduct Regulation - Open Finance - Insurance Intermediaries - Risk Data - Market Data - Reference Data - MiFID II created: '2026-07-25' modified: '2026-07-25' specificationVersion: '0.19' apis: - aid: fca-uk:fca-financial-services-register-api name: FCA Financial Services Register API description: >- Read-only REST API over the Financial Services Register, the FCA's public record of authorised firms, individuals, funds and appointed representatives. Resources are addressed by Firm Reference Number, Individual Reference Number or Product Reference Number and expose sub-resources for names, individuals, permissions, requirements, passports, regulators, appointed representatives, addresses, waivers, exclusions and disciplinary history — the permissions data being where insurance authorisations (insurance distribution, insurance mediation, Lloyd's market activity) surface. Registration is free and self-serve, but the developer portal and its reference documentation are behind a Salesforce login; authentication is by X-Auth-Email and X-Auth-Key request headers. No OpenAPI or Swagger definition is published by the FCA. humanURL: https://register.fca.org.uk/Developer/s/ baseURL: https://register.fca.org.uk/services/V0.1 tags: - Public Register - Regulator - Authorisation - Firm Data - United Kingdom properties: - type: Documentation url: https://www.fca.org.uk/firms/financial-services-register - type: APIReference url: https://register.fca.org.uk/Developer/s/ - type: Website url: https://register.fca.org.uk/s/ - type: DeveloperPortal url: https://register.fca.org.uk/Developer/s/ - type: SignUp url: https://register.fca.org.uk/Developer/ShAPI_LoginPage?ec=302&startURL=%2FDeveloper%2Fs%2F - type: Authentication url: authentication/fca-uk-authentication.yml - type: RateLimits url: rate-limits/fca-uk-rate-limits.yml - aid: fca-uk:fca-data-publication-api name: FCA Data Publication API (FIRDS / FITRS) description: >- Anonymous machine-to-machine query interface over the file artefacts the FCA publishes through data.fca.org.uk, documented in the FCA's own FIRDS and FITRS technical specifications. It is an OpenSearch/Elasticsearch query-string search: the index name is the resource and the FCA supports a documented subset of the query_string DSL (q, from, size, sort, pretty, df, default_operator). Two indices respond publicly — fca_data_firds_files, holding UK instrument reference data file records under the UK MiFID regime that replaced ESMA FIRDS after Brexit, and fca_data_fitrs_files, holding UK transparency calculation result files. Each record carries download_link, file_type, file_name, publication_date, last_refreshed and, for FITRS, instrument_type. No credentials are required and no OpenAPI is published; every other index name probed returns 403 Missing Authentication Token. This is markets reference data, not insurance data. humanURL: https://data.fca.org.uk/#/download baseURL: https://api.data.fca.org.uk tags: - Market Data - Reference Data - MiFID II - Instrument Data - Regulator - United Kingdom properties: - type: Documentation url: https://www.fca.org.uk/publication/systems-information/fca-firds-tech-spec.pdf - type: APIReference url: https://www.fca.org.uk/publication/systems-information/fca-fitrs-tech-spec.pdf - type: Website url: https://data.fca.org.uk/ - type: Authentication url: authentication/fca-uk-authentication.yml - type: RateLimits url: rate-limits/fca-uk-rate-limits.yml common: - type: DomainSecurity url: security/fca-uk-domain-security.yml - type: Website url: https://www.fca.org.uk/ - type: Documentation url: https://www.fca.org.uk/firms/financial-services-register - type: Handbook url: https://handbook.fca.org.uk/ - type: Data url: https://www.fca.org.uk/data - type: Registers url: https://data.fca.org.uk/ - type: LinkedIn url: https://www.linkedin.com/company/financial-conduct-authority - type: Blog url: https://www.fca.org.uk/news - type: DeveloperPortal url: https://register.fca.org.uk/Developer/s/ - type: APIReference url: https://register.fca.org.uk/Developer/s/ - type: SignUp url: https://register.fca.org.uk/Developer/ShAPI_LoginPage?ec=302&startURL=%2FDeveloper%2Fs%2F - type: Support url: https://www.fca.org.uk/contact - type: TermsOfService url: https://www.fca.org.uk/legal - type: PrivacyPolicy url: https://www.fca.org.uk/privacy - type: Pricing url: https://www.fca.org.uk/firms/financial-services-register/data-extract - type: Authentication url: authentication/fca-uk-authentication.yml - type: Conventions url: conventions/fca-uk-conventions.yml - type: ErrorCatalog url: errors/fca-uk-problem-types.yml - type: RateLimits url: rate-limits/fca-uk-rate-limits.yml - type: Lifecycle url: lifecycle/fca-uk-lifecycle.yml - type: Conformance url: conformance/fca-uk-conformance.yml - type: DataModel url: data-model/fca-uk-data-model.yml - type: Packages url: packages/fca-uk-packages.yml - type: WellKnown url: well-known/fca-uk-well-known.yml - type: LLMsTxt url: llms/fca-uk-llms.txt maintainers: - FN: Kin Lane email: kin@apievangelist.com