# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-06-13 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
# Coverage demoted 2026-10-07 (roadmap#942, PLAN.md Stage A): this file was written by an API Evangelist
# sweep and names no billing unit, meters or pricing category read from the provider — it restates the
# FinOps framework. It is `x-coverage: unmeasured`, and the FOCUS alignment it claimed has been removed.
x-coverage: unmeasured
method: generated
generated: '2026-06-13'
specification: FinOps Framework
specificationVersion: '1.0'
provider: FDC3
providerId: fdc3
publisherName: FDC3 / FINOS — Fintech Open Source Foundation (Linux Foundation project)
serviceCategory: Open Standard / Specification
created: '2026-06-13'
modified: '2026-06-13'
reconciled: true
tags:
  - Financial Services
  - Fintech
  - Desktop Interoperability
  - Open Standard
  - FINOS
  - FinOps
  - Cost Management
description: >-
  FOCUS-aligned FinOps for FDC3: the standard and its reference implementations (TypeScript/
  JavaScript npm packages, JSON schemas, OpenAPI App Directory spec) are fully open source with
  zero API call charges. FinOps for FDC3 adoption therefore tracks implementation and integration
  costs rather than runtime usage fees. Key cost categories are: (1) engineering effort to
  integrate the FDC3 API into desktop applications; (2) licensing cost of the Desktop Agent
  platform chosen (OpenFin, Finsemble, Interop.io — each commercially licensed); (3) optional
  FINOS membership fees if the organization wants governance participation; (4) infrastructure
  cost of hosting an App Directory implementation. There is no per-call, per-message, or
  subscription meter at the FDC3 standard layer.
sources:
  - https://fdc3.finos.org
  - https://www.finos.org/membership
  - https://github.com/finos/FDC3/blob/main/LICENSE.md
costModel:
  type: open-source
  directAPICost: none
  notes: >-
    FDC3 itself has no API usage cost. Total cost of ownership for FDC3 adoption is driven
    by Desktop Agent vendor licensing, engineering integration effort, and optional App
    Directory hosting infrastructure.
costDrivers:
  - name: Desktop Agent Platform Licensing
    category: Third-Party Software
    description: >-
      Commercial Desktop Agent platforms (OpenFin, Finsemble, Interop.io/Glue42) that implement
      the FDC3 standard are licensed separately. Costs vary significantly by vendor and
      seat count. This is the primary cost driver for FDC3 adoption.
    billable: true
    unit: per-seat or enterprise license
  - name: FINOS Membership (Optional)
    category: Governance / Community
    description: >-
      Optional FINOS membership for organizations wanting governance influence over FDC3
      standard evolution. Ranges from free (Associate, non-profits) to $200,000/yr (Platinum).
      Not required to use FDC3.
    billable: true
    unit: annual
    tiers:
      - name: Associate
        cost: 0
        currency: USD
        period: annual
      - name: Silver
        cost: 10000
        costHigh: 30000
        currency: USD
        period: annual
      - name: Gold
        cost: 50000
        currency: USD
        period: annual
      - name: Platinum
        cost: 200000
        currency: USD
        period: annual
  - name: App Directory Hosting
    category: Infrastructure
    description: >-
      Organizations that host their own FDC3-compliant App Directory incur infrastructure
      costs for the REST API server. Cost depends on the implementation stack and scale
      (number of registered applications, query volume).
    billable: true
    unit: infrastructure cost varies
  - name: Engineering Integration
    category: Engineering
    description: >-
      One-time and ongoing engineering effort to integrate the @finos/fdc3 npm package
      into desktop applications and configure intent/context handlers.
    billable: false
    unit: engineering hours
  - name: FDC3 Standard and npm Packages
    category: API Usage
    description: >-
      The FDC3 specification and @finos/fdc3 npm packages are free with no usage charges.
      Zero cost at the standard layer.
    billable: false
    unit: none