# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-06-13 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-06-13'
specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: FDC3
providerId: fdc3
created: '2026-06-13'
modified: '2026-06-13'
reconciled: true
tags:
  - Financial Services
  - Fintech
  - Desktop Interoperability
  - Open Standard
  - FINOS
description: >-
  FDC3 is an open standard maintained by FINOS (Fintech Open Source Foundation) under the
  Community Specification License 1.0 for the standard itself and Apache License 2.0 for code.
  There are no usage fees, API call charges, or subscription costs for implementing or consuming
  the FDC3 standard. The specification, TypeScript/JavaScript npm packages, JSON schemas, and
  reference implementations are all freely available. FINOS membership (optional) ranges from
  free Associate membership for non-profits to $200,000/yr Platinum for large corporations, and
  grants governance participation rights — it is not required to use FDC3. Desktop Agent
  implementations (e.g. OpenFin, Finsemble, Glue42/Interop.io) are commercially licensed
  separately by their respective vendors.
sources:
  - https://fdc3.finos.org
  - https://github.com/finos/FDC3/blob/main/LICENSE.md
  - https://www.finos.org/membership
plans:
  - id: fdc3-open-standard
    name: Open Standard (Free)
    type: free
    description: >-
      The FDC3 specification, TypeScript/JavaScript API packages, JSON schemas, and reference
      documentation are free for anyone to implement, use, or build upon under the Community
      Specification License 1.0 (spec) and Apache 2.0 (code). No registration, API key, or
      membership is required.
    entries:
      - name: Specification Access
        description: Full access to FDC3 standard documents and JSON schemas
        limit: unlimited
      - name: npm Packages
        description: '@finos/fdc3 TypeScript/JavaScript packages'
        limit: unlimited
      - name: App Directory OpenAPI
        description: OpenAPI specification for App Directory implementations
        limit: unlimited
  - id: finos-associate
    name: FINOS Associate Membership (Governance)
    type: freemium
    description: >-
      Free FINOS membership for non-profits, government agencies, and academic institutions
      that want to participate in FDC3 governance. Does not affect API access.
    entries:
      - name: Governance Participation
        description: Voting rights and participation in FDC3 working groups
        limit: included
  - id: finos-silver
    name: FINOS Silver Membership (Governance)
    type: paid
    description: >-
      Paid FINOS membership for organizations wanting governance influence over FDC3 and other
      FINOS standards. $10,000–$30,000/yr based on company size. Does not affect API access.
    entries:
      - name: Governance Participation
        description: Voting rights, working group leadership, and early access to drafts
        limit: included
  - id: finos-gold
    name: FINOS Gold Membership (Governance)
    type: paid
    description: >-
      Gold-tier FINOS membership for $50,000/yr. Provides higher governance influence and
      visibility in the FINOS ecosystem. Does not affect API access.
    entries:
      - name: Governance Participation
        description: Enhanced voting rights and FDC3 steering committee participation
        limit: included
  - id: finos-platinum
    name: FINOS Platinum Membership (Governance)
    type: paid
    description: >-
      Platinum-tier FINOS membership at $200,000/yr for the largest institutions. Maximum
      governance influence over FINOS standards including FDC3. Does not affect API access.
    entries:
      - name: Governance Participation
        description: Full steering committee rights and top-tier FINOS visibility
        limit: included
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - free
  units: []
  plans:
  - name: Open Standard (Free)
    access: free
    model: free
    model_how: derived
    units: []
    periods: []
  - name: FINOS Associate Membership (Governance)
    access: freemium
    model: free
    model_how: derived
    units: []
    periods: []
  - name: FINOS Silver Membership (Governance)
    access: paid
    model: free
    model_how: derived
    units: []
    periods: []
  - name: FINOS Gold Membership (Governance)
    access: paid
    model: free
    model_how: derived
    units: []
    periods: []
  - name: FINOS Platinum Membership (Governance)
    access: paid
    model: free
    model_how: derived
    units: []
    periods: []