name: FDIC BankFind API FinOps
description: Financial operations and cost management for the FDIC BankFind Suite API.
url: https://api.fdic.gov/banks/docs
finops:
  cost: 0
  currency: USD
  model: free_public
  description: >
    The FDIC BankFind Suite API is provided free of charge by the U.S. federal
    government. There are no subscription fees, per-request charges, or data
    access costs. All data is released under the U.S. public domain license.
    Organizations using this API have zero direct API spend; the primary cost
    consideration is internal engineering time for integration and maintenance.
  considerations:
    - name: Zero Direct Cost
      description: No fees for API access at any usage volume.
    - name: Engineering Integration Cost
      description: >
        Budget for developer time to build and maintain integrations against the
        BankFind REST API. The API provides an OpenAPI/Swagger specification at
        https://api.fdic.gov/banks/docs/swagger.yaml to accelerate integration.
    - name: Bulk Data Alternative
      description: >
        For high-volume data needs, the FDIC offers bulk data file downloads at
        https://banks.data.fdic.gov/bankfind-suite/bulkData, which may reduce
        repeated API call overhead.
    - name: Data Freshness
      description: >
        Financial report data is updated quarterly following FFIEC Call Report
        filing cycles. Factor data refresh cadences into pipeline scheduling.
  contact: PublicDataFeedback@fdic.gov