name: Financial Data Exchange (FDX) description: Financial Data Exchange (FDX) is a non-profit industry standards body operating in the US and Canada that produces the FDX API, a royalty-free REST standard for consumer-permissioned financial data sharing. The FDX API defines interoperable endpoints covering deposit accounts, loan accounts, investment accounts, insurance policies, tax data, payroll data, reward programs, and consent management, enabling data providers (financial institutions), data access platforms (aggregators), and data recipients (fintechs) to exchange consumer financial data without exposing user credentials. As of early 2026 over 130 million consumer accounts are connected via the FDX API across 200+ member organizations including Bank of America, Chase, Citi, Wells Fargo, Plaid, and MX. FDX API v6.5 is the current stable release. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg url: https://raw.githubusercontent.com/api-evangelist/fdx/refs/heads/main/apis.yml created: '2026-06-13' modified: '2026-06-13' specificationVersion: '0.19' aid: fdx type: Index tags: - Financial Data - Open Banking - Open Finance - Financial Data Exchange - Consumer Permissioned - Account Data - Transactions - Investments - Insurance - Tax Data - Payroll - REST - OAuth2 - FAPI - CFPB 1033 apis: - name: FDX Accounts API description: RESTful endpoints for retrieving consumer deposit, loan, investment, and insurance account details including account numbers, balances, account holder identity, and account metadata. Supports the full FDX account data cluster across all account types recognized by the standard. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Accounts - Deposit Accounts - Loan Accounts - Account Balances - Account Holder properties: - type: Documentation url: https://financialdataexchange.org - type: OpenAPI url: https://github.com/plaid/core-exchange - url: graphql/fdx-graphql.md type: GraphQL - name: FDX Transactions API description: RESTful endpoints for retrieving consumer transaction histories including pending and posted transactions, transaction categorization, merchant data, and transaction amounts across deposit, loan, and investment accounts within the permissioned scope. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Transactions - Transaction History - Pending Transactions - Merchant Data properties: - type: Documentation url: https://financialdataexchange.org - name: FDX Investment API description: RESTful endpoints for retrieving investment account data including holdings, positions, investment transactions, cost basis, and portfolio composition. Covers brokerage, retirement, and managed investment accounts under the FDX investment data cluster. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Investments - Holdings - Portfolio - Brokerage - Retirement properties: - type: Documentation url: https://financialdataexchange.org - name: FDX Insurance API description: RESTful endpoints for retrieving insurance policy information including policy coverage details, premium schedules, claims history, and beneficiary data under the FDX insurance data cluster. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Insurance - Policy - Coverage - Claims properties: - type: Documentation url: https://financialdataexchange.org - name: FDX Tax API description: RESTful endpoints for retrieving consumer tax data including tax document metadata and structured tax form data (1099s, W-2s, and related forms) as defined by the FDX US Tax Data specification and the CSDF Consensus Standard Data Format. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Tax Data - 1099 - W-2 - Tax Documents properties: - type: Documentation url: https://financialdataexchange.org - name: FDX Payroll API description: RESTful endpoints introduced in FDX API v6.0 for retrieving permissioned payroll data including employment records, pay stubs, income verification, and direct deposit details, supporting lending and personal financial management use cases. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Payroll - Income Verification - Employment - Pay Stubs properties: - type: Documentation url: https://financialdataexchange.org - name: FDX Consent API description: RESTful endpoints implementing the FDX Consent API Behavioral Specification for managing user permissions and consent events. Enables data recipients to initiate consent, query active consent grants, update scope, and handle consent revocation in compliance with CFPB Section 1033 requirements. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg humanURL: https://financialdataexchange.org baseURL: https://api.financialdataexchange.org tags: - Consent Management - Authorization - CFPB 1033 - Data Access - Permissioning properties: - type: Documentation url: https://financialdataexchange.org common: - type: Website url: https://financialdataexchange.org - type: Documentation url: https://financialdataexchange.org - type: DeveloperPortal url: https://developer.financialdataexchange.org - type: OnboardingPortal url: https://onboarding.financialdataexchange.org - type: Registry url: https://registry.financialdataexchange.org - type: Blog url: https://financialdataexchange.org/fdx-feed/ - type: Membership url: https://financialdataexchange.org/about-fdx/ - type: GitHubOrg url: https://github.com/plaid/core-exchange - type: LinkedIn url: https://www.linkedin.com/company/financialdataexchange - type: X url: https://x.com/fdxapi - type: YouTube url: https://www.youtube.com/@financialdataexchange - type: PrivacyPolicy url: https://financialdataexchange.org/privacy-policy/ - type: TermsOfService url: https://financialdataexchange.org/terms-of-use/ - type: LicenseAgreement url: https://financialdataexchange.org/fdx-api-license-agreement/ - type: Authentication url: https://financialdataexchange.org - type: Plans url: plans/fdx-plans-pricing.yml - type: RateLimits url: rate-limits/fdx-rate-limits.yml - type: FinOps url: finops/fdx-finops.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com