{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "LineOfCreditAccountDescriptor",
  "description": "A line-of-credit account. For example, a credit card or home equity line of credit.\nPlaid consumes more detailed information for `CREDITCARD` accounts.\n\nThe `accountType` field for line of credit accounts may be set to any of the following:\n\n- `LINEOFCREDIT`: A credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds.\n- `CHARGE`: An account to which goods and services may be charged on credit.\n- `COMMERCIALLINEOFCREDIT`: An account with a preset borrowing limit that can be used at any time.\n- `CREDITCARD`: Allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.\n- `HOMELINEOFCREDIT`: A loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower's equity in their house.\n",
  "type": "object",
  "allOf": [
    {
      "$ref": "#/components/schemas/AccountDescriptor"
    },
    {
      "type": "object",
      "properties": {
        "accountCategory": {
          "type": "string",
          "example": "LOC_ACCOUNT",
          "enum": [
            "LOC_ACCOUNT"
          ]
        },
        "accountType": {
          "$ref": "#/components/schemas/LineOfCreditAccountType"
        }
      },
      "required": [
        "accountType",
        "accountCategory"
      ]
    }
  ]
}