{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "LoanAccountDescriptor",
  "description": "A loan account. For example, mortgage, student loan or auto loan.\nPlaid consumes more detailed information for `MORTGAGE` and `STUDENTLOAN` accounts.\n\nThe `accountType` field for loan accounts may be set to any of the following:\n\n- `AUTOLOAN`: A type of loan used to finance a car purchase.\n- `COMMERCIALLOAN`: A preset borrowing limit that can be used at any time.\n- `HOMEEQUITYLOAN`: A type of loan in which the borrower uses the equity of his or her home as collateral.\n- `INSTALLMENT`: A type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments.\n- `LOAN`: The lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc.\n- `MILITARYLOAN`: A military loan.\n- `MORTGAGE`: A type of loan you can use to buy or refinance a home.\n- `PERSONALLOAN`: A type of debt that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower.\n- `SMBLOAN`: A small/medium business loan.\n- `STUDENTLOAN`: A type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses.\n",
  "allOf": [
    {
      "$ref": "#/components/schemas/AccountDescriptor"
    },
    {
      "type": "object",
      "properties": {
        "accountCategory": {
          "type": "string",
          "example": "LOAN_ACCOUNT",
          "enum": [
            "LOAN_ACCOUNT"
          ]
        },
        "accountType": {
          "$ref": "#/components/schemas/LoanAccountType"
        }
      },
      "required": [
        "accountType",
        "accountCategory"
      ]
    }
  ]
}