specification: FinOps Framework
specificationVersion: '1.0'
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
provider: FGL Holdings
providerId: fgl-holdings
publisherName: F&G Annuities & Life (subsidiary of Fidelity National Financial)
serviceCategory: Insurance / Annuities
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Insurance
  - Annuities
  - Financial Services
  - FinOps
  - Cost Management
  - FOCUS
description: FOCUS-aligned FinOps stub for FGL Holdings / F&G Annuities & Life. No public developer API
  exists; carrier integrations are agent/IMO channel via DTCC, IRI, and proprietary distribution portals.
  API-FinOps is therefore N/A; commercial flows are commission/policy economics, not API consumption.
notes: No public API; FinOps lives in the policy administration / commission system. Retained as a stub.
sources:
  - https://www.fglife.com/
principles:
  - name: Visibility
    description: Not applicable to API consumption; visibility lives in the policy administration / commission
      system used by the IMO.
  - name: Allocation
    description: Allocation is at the policy / agent / IMO level in the carrier's policy admin system,
      not via API meters.
  - name: Optimization
    description: Optimization is product / commission design, not API engineering.
  - name: Accountability
    description: Distribution / IMO relationship management owns the partner relationship; no API budget
      owner exists.
billingModel:
  pricingCategory: Insurance Commission Economics (Not API-Billed)
  billingFrequency: Per-Policy
  billingCurrency: USD
  chargeCategories:
    - Purchase
    - Tax
    - Adjustment
focusColumns:
  ServiceName: F&G Annuities & Life
  ServiceCategory: Insurance / Annuities
  ProviderName: F&G Annuities & Life
  PublisherName: F&G Annuities & Life
  InvoiceIssuerName: F&G Annuities & Life
  PricingCategory: Insurance Commission
  PricingUnit: not applicable
  BillingCurrency: USD
  ChargeCategory: Purchase
meters: []
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com