{"conformsTo": "https://project-open-data.cio.gov/v1.1/schema", "describedBy": "https://project-open-data.cio.gov/v1.1/schema/catalog.json", "@context": "https://project-open-data.cio.gov/v1.1/schema/catalog.jsonld", "@type": "dcat:Catalog", "dataset": [{"@type": "dcat:Dataset", "title": "Annual Report to Congress", "description": "The Federal Housing Finance Agency\u2019s (FHFA\u2019s)\u00a0Report to Congress\u200b\u00a0covers\u00a0the activities of FHFA and its regulated entities.\u00a0The statutorily-required report provides information about the Agency\u2019s  examinations of Fannie Mae, Freddie Mac (the Enterprises), the 11 Federal Home Loan Banks (FHLBanks), and the FHLBanks\u2019 Joint Office of Finance. It also describes FHFA\u2019s actions as conservator of Fannie Mae and Freddie Mac and provides an overview of FHFA\u2019s regulatory activities, research, and publications issued during the year.", "modified": "2025-03-04T14:58:06.745Z", "accessLevel": "public", "identifier": "FHFA1388", "dataQuality": true, "issued": "2024-06-14", "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=annual-report-to-congress", "rights": "true", "temporal": "1997-10-01/2023-09-30", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Joe Adler", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=annual-report-to-congress", "title": "Annual Report to Congress", "description": "The Federal Housing Finance Agency\u2019s (FHFA\u2019s)\u00a0Report to Congress\u200b\u00a0covers\u00a0the activities of FHFA and its regulated entities.\u00a0The statutorily-required report provides information about the Agency\u2019s  examinations of Fannie Mae, Freddie Mac (the Enterprises), the 11 Federal Home Loan Banks (FHLBanks), and the FHLBanks\u2019 Joint Office of Finance. It also describes FHFA\u2019s actions as conservator of Fannie Mae and Freddie Mac and provides an overview of FHFA\u2019s regulatory activities, research, and publications issued during the year."}], "keyword": ["congress"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Federal Home Loan Bank Membership", "description": "The Federal Home Loan Bank (FHLB) system was created by the Federal Home Loan Bank Act of 1932 as a government sponsored enterprise to support mortgage lending and related community investment. It is composed of 11\u00a0FHLBanks, more than 6,500\u00a0member financial institutions, and the System's fiscal agent, the Office of Finance. Each FHLBank is a separate, government-chartered, member-owned corporation.", "modified": "2024-11-26T17:35:55.464Z", "accessLevel": "public", "identifier": "FHFA6360", "dataQuality": true, "describedBy": "https://www.fhfa.gov/data/federal-home-loan-bank-membership-data", "describedByType": "application/vnd.ms-excel", "landingPage": "https://www.fhfa.gov/data/federal-home-loan-bank-membership-data", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Office of Supervision Technology and Analytics", "hasEmail": "mailto:FHFAinfo@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "mediaType": "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet", "title": "FHLBank Membership as of June 30, 2024", "description": "The Federal Home Loan Bank (FHLB) system was created by the Federal Home Loan Bank Act of 1932 as a government sponsored enterprise to support mortgage lending and related community investment. It is composed of 11\u00a0FHLBanks, more than 6,500\u00a0member financial institutions, and the System's fiscal agent, the Office of Finance. Each FHLBank is a separate, government-chartered, member-owned corporation.", "downloadURL": "https://www.fhfa.gov/sites/default/files/2024-11/FHLB_Members_Q32024.xlsx"}], "keyword": ["fhlb", "members"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Methodology for Determining Credit Risk Scenarios for Stress-Testing Mortgage Related Assets", "description": "The FHFA stress test is updated each quarter according to objective rules derived from fundamental economic relationships.  These rules affect a dynamic adjustment to the severity of the stress test that accounts for current economic conditions, specifically the current level of house prices relative to the ongoing house price cycle.  The stress test incorporates different house-price level (HPI) stress paths for each state, thus accounting for the fact that house price cycles can differ significantly from one state or region to another.  The severity of the economic stress imposed by the test, as measured by the projected percentage drop in HPI, changes over time for each state corresponding to the deviation of current HPI from its long-run trend.  As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to or below trend.  The dynamic adjustment feature of the stress test allows that it will accommodate any size current house price cycle, even those of greater amplitude than any observed previously.  Further, the severity of the stress test is calibrated to produce economic capital requirements that are sufficient, as of the day of origination, to fully capitalize the mortgage assets for the life of those assets.", "modified": "2024-04-04T16:30:29.399Z", "accessLevel": "public", "identifier": "FHFA1103", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/countercyclical-mortgage-asset-stress-test", "rights": "true", "temporal": "2018-02-28/2022-10-30", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1M", "contactPoint": {"@type": "vcard:Contact", "fn": "DBR Credit Risk Modeling Branch", "hasEmail": "mailto:FHLBCounterCyclicalShocks@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/countercyclical-mortgage-asset-stress-test", "title": "Methodology for Determining Credit Risk Scenarios for Stress-Testing Mortgage Related Assets", "description": "The FHFA stress test is updated each quarter according to objective rules derived from fundamental economic relationships.  These rules affect a dynamic adjustment to the severity of the stress test that accounts for current economic conditions, specifically the current level of house prices relative to the ongoing house price cycle.  The stress test incorporates different house-price level (HPI) stress paths for each state, thus accounting for the fact that house price cycles can differ significantly from one state or region to another.  The severity of the economic stress imposed by the test, as measured by the projected percentage drop in HPI, changes over time for each state corresponding to the deviation of current HPI from its long-run trend.  As a result of this design, the FHFA stress test will produce countercyclical economic capital requirements, in that the estimates of potential losses on new mortgage loan originations increase during economic expansions, as current HPI rises above its long-term trend, and decrease during economic contractions, as current HPI falls to or below trend.  The dynamic adjustment feature of the stress test allows that it will accommodate any size current house price cycle, even those of greater amplitude than any observed previously.  Further, the severity of the stress test is calibrated to produce economic capital requirements that are sufficient, as of the day of origination, to fully capitalize the mortgage assets for the life of those assets."}], "keyword": ["Credit Risk Scenarios", "fhlbshocks_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Methodology for Determining Market Risk Scenarios", "description": "The FHFA methodology to construct a historically-based shock for a given interest rate is to measure the absolute change at each term point on the corresponding yield curve over a six-month horizon, and then impose that absolute change on the current measure of that yield curve.   However, because the current rate environment may differ significantly from the historical rate environment, imposing the historical shock on the current rate can result in a shock scenario that is implausible.  Implausible shock scenarios include any that contain negative values for interest rates, and those where the resulting spread between any two different interest rates is inconsistent with the historically observed spread.  To ensure that the resulting shock scenarios are plausible, FHFA uses a technique known as parsimonious factorization to represent each yield curve as a five-factor equation, and then applies measures of the shock made in parameter space to the current yield curve parameters to determine the shocked yield curve.  This approach facilitates a straightforward means to impose constraints on generating the shock scenario that ensure its plausibility.", "modified": "2024-04-04T16:34:20.590Z", "accessLevel": "public", "identifier": "FHFA6035", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/market-risk-scenarios", "rights": "true", "temporal": "2018-02-28/2022-10-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1M", "contactPoint": {"@type": "vcard:Contact", "fn": "DBR Credit Risk Modeling Branch", "hasEmail": "mailto:FHLBmarketshocks@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/market-risk-scenarios", "title": "https://www.fhfa.gov/data/market-risk-scenarios", "description": "The FHFA methodology to construct a historically-based shock for a given interest rate is to measure the absolute change at each term point on the corresponding yield curve over a six-month horizon, and then impose that absolute change on the current measure of that yield curve.   However, because the current rate environment may differ significantly from the historical rate environment, imposing the historical shock on the current rate can result in a shock scenario that is implausible.  Implausible shock scenarios include any that contain negative values for interest rates, and those where the resulting spread between any two different interest rates is inconsistent with the historically observed spread.  To ensure that the resulting shock scenarios are plausible, FHFA uses a technique known as parsimonious factorization to represent each yield curve as a five-factor equation, and then applies measures of the shock made in parameter space to the current yield curve parameters to determine the shocked yield curve.  This approach facilitates a straightforward means to impose constraints on generating the shock scenario that ensure its plausibility."}], "keyword": ["fhlbshocks_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Conservator\u2019s Report on the Enterprises\u2019 Financial Performance", "description": "\u200bThis quarterly report provides an overview of key aspects of the financial condition of Fannie Mae and Freddie Mac during conservatorship.\u200b", "modified": "2024-03-28T19:39:17.353Z", "accessLevel": "public", "identifier": "FHFA4525", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=conservatorship-reports&category=conservator%E2%80%99s-report", "rights": "true", "temporal": "2010-06-30/2013-01-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Marianne Gerrard", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Conservator\u2019s Report", "description": "\u200bThis quarterly report provides an overview of key aspects of the financial condition of Fannie Mae and Freddie Mac during conservatorship.\u200b\""}], "keyword": ["conservatorship"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Annual Federal Home Loan Bank Targeted Mission Activities Report", "description": "\u200b \u200b\u200b\u200b\u200bFHFA is required to monitor and report annually on the Federal Home Loan Banks' support of their low-income housing and community development activities to the Federal Home Loan Banks' Advisory Councils. This report fulfills that requirement. This report addresses the FHLBanks\u2019 activities to support low-income housing and community development. The FHLBanks support a range of these activities through three programs: the statutorily-mandated Affordable Housing Program (AHP), the statutorily-mandated Community Investment Program (CIP), and the voluntary Community Investment Cash Advance Program (CICA). Under these programs, the FHLBanks provide loans (referred to as advances) and grants to their members, and their members then use these funds to assist very low- and low- or moderate-income households and communities. The report also covers FHLBank Community Support Programs, non-depository Community Development Financial Institution (CDFI) membership, and FHLBank performance on housing goals. \u200b", "modified": "2025-02-11T15:54:20.215Z", "accessLevel": "public", "identifier": "FHFA3722", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhlbank-reports&category=low-income-housing-%26-community-development-activities-of-the-fhlb-system-report", "rights": "true", "temporal": "2013-04-19/2022-09-27", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Tiffani Moore", "hasEmail": "mailto:tiffani.moore@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Low-Income Housing and Community Development Activities of the Federal Home Loan Banks", "description": "\u200b \u200b\u200b\u200b\u200bFHFA is required to monitor and report annually on the Federal Home Loan Banks' support of their low-income housing and community development activities to the Federal Home Loan Banks' Advisory Councils. This report fulfills that requirement. This report addresses the FHLBanks\u2019 activities to support low-income housing and community development. The FHLBanks support a range of these activities through three programs: the statutorily-mandated Affordable Housing Program (AHP), the statutorily-mandated Community Investment Program (CIP), and the voluntary Community Investment Cash Advance Program (CICA). Under these programs, the FHLBanks provide loans (referred to as advances) and grants to their members, and their members then use these funds to assist very low- and low- or moderate-income households and communities. The report also covers FHLBank Community Support Programs, non-depository Community Development Financial Institution (CDFI) membership, and FHLBank performance on housing goals. \u200b"}], "keyword": ["low_income"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Prepayment Monitoring Report", "description": "This quarterly report provides market participants additional transparency into a sample of the data FHFA receives and reviews on a monthly basis. The report focuses on alignment of prepayment rates, which continues to be important to the success of UMBS and to the efficiency and liquidity of the secondary mortgage market.", "modified": "2024-04-04T16:43:46.334Z", "accessLevel": "public", "identifier": "FHFA4849", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fannie-mae-and-freddie-mac-reports&category=prepayment-monitoring-report", "rights": "true", "temporal": "2018-04-01/2022-06-30", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Shervin Sepehri, Sung Yoon", "hasEmail": "mailto:shervin.sepehri@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Prepayment Monitoring Report", "description": "This quarterly report provides market participants additional transparency into a sample of the data FHFA receives and reviews on a monthly basis. The report focuses on alignment of prepayment rates, which continues to be important to the success of UMBS and to the efficiency and liquidity of the secondary mortgage market."}], "keyword": ["Prepayment"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve: Areas of Concentrated Poverty Data", "description": "FHFA\u2019s Duty to Serve regulation defines residential economic diversity to include activities that support financing of mortgages in areas of concentrated poverty.\u00a0 Areas of concentrated poverty for purposes of Duty to Serve, include a census tract designated by HUD as a Qualified Census Tract, or as a Racially or Ethnically-Concentrated Area of Poverty, during any year covered by an Underserved Markets Plan or in the year prior to a Plan\u2019s effective date.\u00a0 Below is a link to the specific geographies which meet the Area of Concentrated Poverty definition.", "modified": "2025-02-11T16:30:18.233Z", "accessLevel": "public", "identifier": "FHFA5113", "dataQuality": true, "landingPage": "https://www.fhfa.gov/duty-serve-eligibility-data", "rights": "true", "temporal": "2016-01-01/2022-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P2Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Duty to Serve Program", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "title": "Areas of Concentrated Poverty Data", "description": "FHFA\u2019s Duty to Serve regulation defines residential economic diversity to include activities that support financing of mortgages in areas of concentrated poverty.\u00a0 Areas of concentrated poverty for purposes of Duty to Serve, include a census tract designated by HUD as a Qualified Census Tract, or as a Racially or Ethnically-Concentrated Area of Poverty, during any year covered by an Underserved Markets Plan or in the year prior to a Plan\u2019s effective date.\u00a0 Below is a link to the specific geographies which meet the Area of Concentrated Poverty definition."}], "keyword": ["conpov_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Borrower Assistance Program Data", "description": "Borrower Assistance Map provides data on the performance of the Enterprises\u2019 single-family loans and the level of assistance being provided to distressed borrowers including home retention and foreclosure alternative actions by state.", "modified": "2025-02-06T21:00:41.652Z", "accessLevel": "public", "identifier": "FHFA1508", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/dashboard/borrower-assistance-map", "rights": "true", "temporal": "2016-01-01/2022-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Amy Lakroune, Akwasi Suadwa, James Corina", "hasEmail": "mailto:amy.lakroune@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Borrower Assistance Program Data", "description": "Borrower Assistance Map provides data on the performance of the Enterprises\u2019 single-family loans and the level of assistance being provided to distressed borrowers including home retention and foreclosure alternative actions by state."}], "keyword": ["BAM", "bap_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve Performance Data", "description": "The\u00a0Duty to Serve Performance Data page\u00a0shows acquisition and performance information for loans and investments that are in Duty to Serve eligible areas or markets.", "modified": "2025-02-11T16:29:47.693Z", "accessLevel": "public", "identifier": "FHFA7737", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/duty-to-serve/performance-data", "rights": "true", "temporal": "2016-01-01/2022-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Duty to Serve Program", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/duty-to-serve/performance-data", "title": "Duty to Serve Single Family Performance Data", "description": "The\u00a0Duty to Serve Performance Data page\u00a0shows acquisition and performance information for loans and investments that are in Duty to Serve eligible areas or markets."}], "keyword": ["dtsperf_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Enterprise Housing Goals Data", "description": "FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac.", "modified": "2024-03-28T19:42:38.446Z", "accessLevel": "public", "identifier": "FHFA276", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/enterprise-housing-goals", "rights": "true", "temporal": "2018-01-01/2021-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Padmasini Raman, Omena Ubogu", "hasEmail": "mailto:Padmasini.Raman@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/sites/default/files/2024-10/Enterprise_Housing_Goals_Demographic_Data_2023.xlsx", "title": "Enterprise Housing Goals Data", "description": "FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac."}], "keyword": ["goals_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Fair Lending Data", "description": "Fair lending is central to the principles under which the U.S. housing finance system operates and is a requirement of law. FHFA monitors fair lending data and risk presented by regulated entity activities.", "modified": "2024-04-04T15:48:28.565Z", "accessLevel": "public", "identifier": "FHFA8012", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/fair-lending-data", "rights": "true", "temporal": "2015-01-01/2021-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Jonathan Liles", "hasEmail": "mailto:FairLending@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/fair-lending-data", "title": "Fair Lending Data", "description": "Fair lending is central to the principles under which the U.S. housing finance system operates and is a requirement of law. FHFA monitors fair lending data and risk presented by regulated entity activities."}], "keyword": ["dashboard", "data", "fairlend_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve: Small Financial Institutions Data", "description": "The Duty to Serve regulation defines \u201csmall financial institution\u201d as a financial institution with less than $304 million in assets. Below is a link to the list of small financial institutions that meet this definition. The list consists primarily of depository institutions, credit unions and Community Development Financial Institutions. The list does not include non-depository mortgage banks. The list also includes several Agricultural Credit Associations (ACAs).", "modified": "2025-02-06T19:51:23.850Z", "accessLevel": "public", "identifier": "FHFA8701", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "rights": "true", "temporal": "2020-12-31/2020-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Marcea Barringer, Arun Barman, Josh Sagartz", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Small Financial Institutions Data", "description": "The Duty to Serve regulation defines \u201csmall financial institution\u201d as a financial institution with less than $304 million in assets. Below is a link to the list of small financial institutions that meet this definition. The list consists primarily of depository institutions, credit unions and Community Development Financial Institutions. The list does not include non-depository mortgage banks. The list also includes several Agricultural Credit Associations (ACAs)."}], "keyword": ["smfin_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Annual Housing Report", "description": "\u200b\u200b\u200b\u200bThis Annual Housing Report\u200b (Report) describes the affordable housing activities of the Enterprises  and meets the reporting requirements of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992", "modified": "2024-12-06T18:06:33.765Z", "accessLevel": "public", "identifier": "FHFA5095", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports", "rights": "true", "temporal": "2008-01-01/2022-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Jean Lemons", "hasEmail": "mailto:CongressionalAffairs@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Annual Housing Report", "description": "\u200b\u200b\u200b\u200bThis Annual Housing Report\u200b (Report) describes the affordable housing activities of the Enterprises  and meets the reporting requirements of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992."}], "keyword": ["ah_report"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Report on Collateral Pledged to Federal Home Loan Banks", "description": "The Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to submit an annual report to Congress on the collateral pledged to the FHLBanks, including an analysis of collateral by type and by Bank district.3 FHFA\u2019s Report on Collateral Pledged to Federal Home Loan Banks provides the required information as well as additional analysis of data on the types and amounts of collateral pledged to the Banks to secure advances and other collateralized products offered by the Banks to their members. The information in this report uses data collected through a quarterly data collection conducted by FHFA\u2019s Division of Federal Home Loan Bank Regulation (DBR).", "modified": "2024-04-04T16:45:29.348Z", "accessLevel": "public", "identifier": "FHFA8265", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhlbank-reports&category=collateral-pledged-to-fhlbanks", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "DBR Credit Risk Modeling Branch", "hasEmail": "mailto:creditriskmodeling@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Report on Collateral Pledged to Federal Home Loan Banks", "description": "The Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to submit an annual report to Congress on the collateral pledged to the FHLBanks, including an analysis of collateral by type and by Bank district.3 FHFA\u2019s Report on Collateral Pledged to Federal Home Loan Banks provides the required information as well as additional analysis of data on the types and amounts of collateral pledged to the Banks to secure advances and other collateralized products offered by the Banks to their members. The information in this report uses data collected through a quarterly data collection conducted by FHFA\u2019s Division of Federal Home Loan Bank Regulation (DBR)."}], "keyword": ["fhlb", "fhlb_collateral"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Credit Risk Transfer Progress Report", "description": "The credit risk transfer (CRT) programs at Fannie Mae and Freddie Mac (the Enterprises) wer\u200be established to reduce taxpayer exposure to risks arising from credit guarantees extended by the Enterprises through their normal courses of business.\u00a0The Federal Housing Finance Agency (FHFA) initiated development of a CRT program in 2012 to reduce risk at the Enterprises during their conservatorships, and Fannie Mae and Freddie Mac began implementing their CRT programs in 2013.\u00a0Under FHFA\u2019s oversight through guidelines, instructions, strategic plans, and Scorecard objectives, the programs have since become a core part of the Enterprises\u2019 single-family guarantee businesses, similar to how risk sharing with the private sector is an integral part of the Enterprises\u2019 multifamily businesses.\u00a0Using a range of different transaction structures, the Enterprises have transferred to private investors a substantial amount of credit risk assumed through the acquisition of single-family loans in targeted loan categories.\u00a0The programs include or have included CRTs via capital markets issuances (both corporate debt and bankruptcy remote trust structures), insurance/reinsurance transactions, senior/subordinate transactions, and a variety of lender collateralized recourse transactions.\u00a0The Enterprises continue to evaluate the scope of their CRT programs and innovate within the CRT market by employing different structures as part of their efforts to further reduce risk, all while using transactions that are economically sensible.\u200b", "modified": "2024-03-28T19:39:48.137Z", "accessLevel": "public", "identifier": "FHFA5408", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fannie-mae-and-freddie-mac-reports&category=credit-risk-transfer-progress-report", "rights": "true", "temporal": "2017-04-01/2021-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "John Williams, Barry Carroll", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Credit Risk Transfer Progress Report", "description": "The credit risk transfer (CRT) programs at Fannie Mae and Freddie Mac (the Enterprises) wer\u200be established to reduce taxpayer exposure to risks arising from credit guarantees extended by the Enterprises through their normal courses of business.\u00a0The Federal Housing Finance Agency (FHFA) initiated development of a CRT program in 2012 to reduce risk at the Enterprises during their conservatorships, and Fannie Mae and Freddie Mac began implementing their CRT programs in 2013.\u00a0Under FHFA\u2019s oversight through guidelines, instructions, strategic plans, and Scorecard objectives, the programs have since become a core part of the Enterprises\u2019 single-family guarantee businesses, similar to how risk sharing with the private sector is an integral part of the Enterprises\u2019 multifamily businesses.\u00a0Using a range of different transaction structures, the Enterprises have transferred to private investors a substantial amount of credit risk assumed through the acquisition of single-family loans in targeted loan categories.\u00a0The programs include or have included CRTs via capital markets issuances (both corporate debt and bankruptcy remote trust structures), insurance/reinsurance transactions, senior/subordinate transactions, and a variety of lender collateralized recourse transactions.\u00a0The Enterprises continue to evaluate the scope of their CRT programs and innovate within the CRT market by employing different structures as part of their efforts to further reduce risk, all while using transactions that are economically sensible.\u200b"}], "keyword": ["crtprog_report"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Enterprise Non-Performing Loan Sales Report", "description": "The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold through December 31, 2021 and reflects borrower outcomes on NPLs sold through June 30, 2021 and reported through December 31, 2021.  The sale of NPLs reduces the number of delinquent loans in the Enterprises' portfolios and transfers credit risk to the private sector.  FHFA and the Enterprises impose \u200b\u200brequirements\u200b\u200b on NPL buyers designed to achieve more favorable outcomes for borrowers than foreclosure.", "modified": "2024-03-28T19:44:14.857Z", "accessLevel": "public", "identifier": "FHFA26", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fannie-mae-and-freddie-mac-reports&category=enterprise-non-performing-loan-sales-report", "rights": "true", "temporal": "2016-01-01/2021-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Andrew Barabasz, Mike Opsahl", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Enterprise Non-Performing Loan Sales Report", "description": "The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold through December 31, 2021 and reflects borrower outcomes on NPLs sold through June 30, 2021 and reported through December 31, 2021.  The sale of NPLs reduces the number of delinquent loans in the Enterprises' portfolios and transfers credit risk to the private sector.  FHFA and the Enterprises impose requirements\u200b\u200b on NPL buyers designed to achieve more favorable outcomes for borrowers than foreclosure."}], "keyword": ["non-performing", "note sales"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Foreclosure Prevention and Refinance Report, and FPM Report", "description": "Monthly and Quarterly report on refinance and foreclosure prevention activities", "modified": "2024-04-04T16:26:45.504Z", "accessLevel": "public", "identifier": "FHFA6959", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fannie-mae-and-freddie-mac-reports&category=foreclosure-prevention%2C-refinance%2C-and-fpm-report", "rights": "true", "temporal": "2019-04-01/2022-08-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1M", "contactPoint": {"@type": "vcard:Contact", "fn": "Akwasi Suadwa, Andrew Barabasz", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Foreclosure Prevention and Refinance Report, and FPM Report", "description": "Monthly and Quarterly report on refinance and,  foreclosure prevention  activities."}], "keyword": ["Foreclosure Prevention", "Refinance"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Mortgage Interest Rate Survey Transition Index", "description": "In May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans. Additionally, MIRS provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA\u2019s monthly adjustable-rate mortgage index entitled the \u201cNational Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders,\u201d also known as the ARM Index.", "modified": "2025-03-06T18:23:47.263Z", "accessLevel": "public", "identifier": "FHFA9388", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/mirs", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1M", "contactPoint": {"@type": "vcard:Contact", "fn": "MIRS Coordinator", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/mirs", "title": "Mortgage Interest Rate Survey Transition Index", "description": "In May 29, 2019, FHFA published its final Monthly Interest Rate Survey (MIRS), due to dwindling participation by financial institutions. MIRS had provided information on a monthly basis on interest rates, loan terms, and house prices by property type (all, new, previously occupied); by loan type (fixed- or adjustable-rate), and by lender type (savings associations, mortgage companies, commercial banks and savings banks); as well as information on 15-year and 30-year, fixed-rate loans. Additionally, MIRS provided quarterly information on conventional loans by major metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA\u2019s monthly adjustable-rate mortgage index entitled the \u201cNational Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders,\u201d also known as the ARM Index."}], "keyword": ["mirs"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Conforming Loan Limit Values", "description": "Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the \u201cconforming loan limit\u201d (CLL) value.  Loans above this amount are known as jumbo loans.", "modified": "2024-03-28T19:36:29.823Z", "accessLevel": "public", "identifier": "FHFA3319", "landingPage": "https://www.fhfa.gov/data/conforming-loan-limit-cll-values", "rights": "true", "temporal": "2007-01-01/2021-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Chi Chung", "hasEmail": "mailto:LoanLimitQuestions@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/conforming-loan-limit", "title": "Conforming Loan Limits Tables", "description": "Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the \u201cconforming loan limit\u201d (CLL) value.  Loans above this amount are known as jumbo loans."}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/sites/default/files/2024-11/FullCountyLoanLimitList2025_HERA-BASED_FINAL_FLAT.xlsx", "title": "2025 Conforming Loan Limit Values"}], "keyword": ["cll_data", "conforming", "conforming loan limits", "loan limits"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "FHFA House Price Indexes (HPIs)", "description": "The FHFA House Price Index (FHFA HPI\u00ae) is a comprehensive collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s.", "modified": "2025-02-12T14:27:17.208Z", "accessLevel": "public", "identifier": "FHFA903", "dataQuality": true, "describedBy": "https://www.fhfa.gov/sites/default/files/2023-09/HPI_dictionary.xls", "describedByType": "application/vnd.ms-excel", "landingPage": "https://www.fhfa.gov/data/hpi", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1M", "contactPoint": {"@type": "vcard:Contact", "fn": "Shawn Bucholtz", "hasEmail": "mailto:HPIQuestions@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "mediaType": "text/csv", "title": "FHFA House Price Indexes (HPIs)", "description": "The FHFA House Price Index (FHFA HPI\u00ae) is a comprehensive collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s.", "downloadURL": "https://www.fhfa.gov/hpi/download/monthly/hpi_master.csv"}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/hpi/download/monthly/hpi_master.xml", "format": "xls", "title": "FHFA House Price Indexes (HPIs) - XML", "description": "The FHFA House Price Index (FHFA HPI\u00ae) is a comprehensive collection of public, freely available house price indexes that measure changes in single-family home values based on data from all 50 states and over 400 American cities that extend back to the mid-1970s.", "describedBy": "http://www.fhfa.gov/DataTools/Downloads/Documents/HPI/HPI_dictionary.xls%22"}], "keyword": ["HPI", "fhfa_hpi", "price index"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "National Mortgage Database Aggregate Statistics", "description": "The\u00a0National Mortgage Database\u00a0(NMDB\u00ae) is a nationally representative five percent sample of residential mortgages in the United States.", "modified": "2025-03-10T14:41:28.384Z", "accessLevel": "public", "identifier": "FHFA8590", "dataQuality": true, "describedBy": "https://www.fhfa.gov/document/NMDB-Aggregate-Statistics-Data-Dictionary-Technical-Notes.pdf", "describedByType": "application/pdf", "landingPage": "https://www.fhfa.gov/data/national-mortgage-database-aggregate-statistics", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Jay Schultz", "hasEmail": "mailto:NMDBdata@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/national-mortgage-database-aggregate-statistics", "title": "National Mortgage Database (NMDB\u00ae) Aggregate Statistics", "description": "The National Mortgage Database (NMDB\u00ae) is a nationally\u200b\u200b representative five percent sample of residential mortgages in the United States. Publication \u200bof aggregate data from NMDB is a step toward implementing the statutory requirements of section 1324(c) of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008. The statute requires FHFA to conduct a monthly mortgage market survey to collect data on the characteristics of individual mortgages, both Enterprise and\u200b non-Enterprise, and to make the data available to the public while protecting the privacy of the borrowers. Data includes: New Residential Mortgage Statistics, Outstanding Residential Mortgage Statistics, and Residential Mortgage Performance Statistics"}], "keyword": ["mortgage", "national mortgage database", "nmdb", "nmdb_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "National Survey of Mortgage Originations Public Use File", "description": "The National Survey of Mortgage Originations (NSMO) is quarterly mail survey sent to 6,000 borrowers associated with newly-originated mortgages a component of the National Mortgage Database (NMDB\u00ae) program.", "modified": "2024-04-04T16:39:11.426Z", "accessLevel": "public", "identifier": "FHFA7125", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/national-survey-mortgage-originations-nsmo-public-use-file", "rights": "true", "temporal": "2014-01-01/2021-06-30", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Rebecca Sullivan", "hasEmail": "mailto:NSMOdata@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/national-survey-mortgage-originations-nsmo-public-use-file/dataset", "title": "National Survey of Mortgage Originations Public Use File", "description": "The National Survey of Mortgage Originations (NSMO) is quarterly mail survey sent to 6,000 borrowers associated with newly-originated mortgages a component of the National Mortgage Database (NMDB\u00ae) program."}], "keyword": ["nsmo", "nsmo_data"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Enterprise Public Use Database (PUDB)", "description": "The loan-level Public Use Databases (PUDBs) are released annually to meet FHFA\u2019s requirement under 12 U.S.C. 4543 and 4546(d) to publicly disclose data about the Enterprises\u2019 single-family and multifamily mortgage acquisitions.", "modified": "2024-04-04T15:42:59.848Z", "accessLevel": "public", "identifier": "FHFA8292", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/public-use-database-fannie-mae-and-freddie-mac", "rights": "true", "temporal": "2008-01-01/2021-09-20", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Ian Keith", "hasEmail": "mailto:PUDBdata@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Enterprise Public Use Database (PUDB)", "description": "The loan-level Public Use Databases (PUDBs) are released annually to meet FHFA\u2019s requirement under 12 U.S.C. 4543 and 4546(d) to publicly disclose data about the Enterprises\u2019 single-family and multifamily mortgage acquisitions."}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/pudb", "title": "Public Use Database - Fannie Mae and Freddie Ma", "description": "The Public Use Database (PUDB) is released annually to meet FHFA\u2019s requirement under 12 U.S.C. 4543 and 4546(d) to publicly disclose data about the Enterprises\u2019 single-family and multifamily mortgage acquisitions. The datasets supply mortgage lenders, planners, researchers, policymakers, and housing advocates with information concerning the flow of mortgage credit in America\u2019s neighborhoods. Beginning with data for mortgages acquired in 2018, FHFA has ordered that the PUDB be expanded to include additional data that is the same as the data definitions used by the regulations implementing the Home Mortgage Disclosure Act, as required by 12 U.S.C. 4543(a)(2) and 4546(d)(1)."}], "keyword": ["Fannie Mae", "Freddie Mac", "entpubd_data", "mortgage", "public use", "pudb"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Uniform Appraisal Dataset Aggregate Statistics", "description": "Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File and Dashboards are the nation\u2019s first publicly available datasets of aggregate statistics on appraisal records, giving the public new access to a broad set of data points and trends found in appraisal reports.", "modified": "2025-02-11T15:51:31.166Z", "accessLevel": "public", "identifier": "FHFA4524", "dataQuality": true, "landingPage": "https://www.fhfa.gov/uad", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "UAD Aggregate Statistics", "hasEmail": "mailto:statistical_products@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Uniform Appraisal Dataset Aggregate Statistics", "description": "Uniform Appraisal Dataset (UAD) Aggregate Statistics Data File and Dashboards are the nation\u2019s first publicly available datasets of aggregate statistics on appraisal records, giving the public new access to a broad set of data points and trends found in appraisal reports."}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/uniform-appraisal-dataset-aggregate-statistics", "title": "All Geographic Areas"}, {"@type": "dcat:Distribution", "mediaType": "text/csv", "title": "National", "downloadURL": "https://www.fhfa.gov/DataTools/Documents/UAD-Data-Files/UADAggs_national.zip"}, {"@type": "dcat:Distribution", "mediaType": "text/csv", "title": "States", "downloadURL": "https://www.fhfa.gov/DataTools/Documents/UAD-Data-Files/UADAggs_state.zip"}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/uniform-appraisal-dataset-aggregate-statistics", "title": "100 Largest Metro Areas"}, {"@type": "dcat:Distribution", "mediaType": "text/csv", "title": "Counties", "downloadURL": "https://www.fhfa.gov/DataTools/Documents/UAD-Data-Files/UADAggs_county.zip"}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/uniform-appraisal-dataset-aggregate-statistics", "title": "Census Tracts"}], "keyword": ["appraisals", "home mortgage", "housing", "uad"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Single Family Guarantee Fees Report", "description": "The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the credit risk and other costs that the Enterprises incur when they acquire single-family loans from lenders. These costs include projected credit losses from borrower defaults over the life of the loans, administrative costs, and a return on capital. The report compares year-over-year 2020 to 2019 and provides statistics back to 2018. Significant findings of the report include: For all loan products combined, the average single-family guarantee fee in 2020 decreased 2 basis points to 54 basis points.  The upfront portion of the guarantee fee, which is based on the credit risk attributes (e.g., loan purpose, loan-to-value (LTV) ratio, and credit score), decreased 2 basis points to 11 basis points on average. The ongoing portion of the guarantee fee, which is based on the product type (fixed-rate or adjustable-rate, and loan term), remained unchanged at 43 basis points on average. The average guarantee fee in 2020 on 30-year and 15-year fixed rate loans remained unchanged at 58 basis points and 36 basis points, respectively. The fee on adjustable-rate mortgage (ARM) loans increased 1 basis point to 57 basis points. The Housing and Economic Recovery Act of 2008 requires FHFA to conduct ongoing studies of the guarantee fees charged by the Enterprises and to submit a report to Congress each year.", "modified": "2024-04-04T16:46:48.856Z", "accessLevel": "public", "identifier": "FHFA4523", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fannie-mae-and-freddie-mac-reports&category=single-family-guarantee-fees-report", "rights": "true", "temporal": "2007-01-01/2021-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Adam Russell", "hasEmail": "mailto:Adam.Russell@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Single Family Guarantee Fees Report", "description": "The Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the credit risk and other costs that the Enterprises incur when they acquire single-family loans from lenders. These costs include projected credit losses from borrower defaults over the life of the loans, administrative costs, and a return on capital. The report compares year-over-year 2020 to 2019 and provides statistics back to 2018. Significant findings of the report include: For all loan products combined, the average single-family guarantee fee in 2020 decreased 2 basis points to 54 basis points.  The upfront portion of the guarantee fee, which is based on the credit risk attributes (e.g., loan purpose, loan-to-value (LTV) ratio, and credit score), decreased 2 basis points to 11 basis points on average. The ongoing portion of the guarantee fee, which is based on the product type (fixed-rate or adjustable-rate, and loan term), remained unchanged at 43 basis points on average. The average guarantee fee in 2020 on 30-year and 15-year fixed rate loans remained unchanged at 58 basis points and 36 basis points, respectively. The fee on adjustable-rate mortgage (ARM) loans increased 1 basis point to 57 basis points. The Housing and Economic Recovery Act of 2008 requires FHFA to conduct ongoing studies of the guarantee fees charged by the Enterprises and to submit a report to Congress each year."}], "keyword": ["gfee"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Quarterly No Fear Report", "description": "Equal Employment Opportunity Data Posted Pursuant to Title III of the Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No FEAR Act), Public Law 107-174, and Elijah E. Cummings Federal Employee Antidiscrimination Act of 2020, H.R. 6395, Title XI, Subtitle B (Sections 1131-1138).", "modified": "2025-02-11T15:50:30.280Z", "accessLevel": "public", "identifier": "FHFA175", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=no-fear-report", "rights": "true", "temporal": "2013-04-01/2022-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P3M", "contactPoint": {"@type": "vcard:Contact", "fn": "Chigozie Ezirike", "hasEmail": "mailto:EEOServices@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "No FEAR Report", "description": "Equal Employment Opportunity Data Posted Pursuant to Title III of the Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002 (No FEAR Act), Public Law 107-174, and Elijah E. Cummings Federal Employee Antidiscrimination Act of 2020, H.R. 6395, Title XI, Subtitle B (Sections 1131-1138)."}], "keyword": ["No FEAR", "No FEAR Act"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "FOIA Annual Report", "description": "The FOIA requires each federal agency to submit an Annual Report to the Attorney General each year. These reports contain detailed statistics on the numbers of requests received and processed by each agency, the time taken to respond, and the outcome of each request, as well as many other vital statistics regarding the administration of the FOIA at federal departments and agencies.", "modified": "2024-04-04T16:24:49.496Z", "accessLevel": "public", "identifier": "FHFA8756", "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=foia-annual-report", "rights": "true", "temporal": "2009-01-01/2021-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Stacy Easter", "hasEmail": "mailto:foia@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "FOIA Annual Report", "description": "The FOIA requires each federal agency to submit an Annual Report to the Attorney General each year. These reports contain detailed statistics on the numbers of requests received and processed by each agency, the time taken to respond, and the outcome of each request, as well as many other vital statistics regarding the administration of the FOIA at federal departments and agencies."}], "keyword": ["foia"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "FHFA Performance and Accountability Report", "description": "This report is a retrospective assessment of FHFA\u2019s success in achieving the fiscal year\u2019s goals and targets as set out in FHFA\u2019s Annual Performance Plan. The PAR also includes audited financial information for the fiscal year.", "modified": "2024-04-04T16:21:15.112Z", "accessLevel": "public", "identifier": "FHFA542", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=fhfa-performance-and-accountability-report", "rights": "true", "temporal": "2005-01-01/2022-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Kelly Wilcox", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "FHFA Performance and Accountability Report", "description": "This report is a retrospective assessment of FHFA\u2019s success in achieving the fiscal year\u2019s goals and targets as set out in FHFA\u2019s Annual Performance Plan. The PAR also includes audited financial information for the fiscal year."}], "keyword": ["FHFA", "accountability", "performance"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "FHFA Annual Performance Plan", "description": "FHFA's APP has four components: (1) strategic goals; (2) strategic objectives; (3) performance measures and associated targets; and (4) means and strategies to accomplish the performance goals.\n\nThe strategic goals, which are outlined in the Strategic Plan, are the starting point for the FY 2023 APP. The nexus between the Strategic Plan and the APP helps to ensure that FHFA priorities are integrated with the Agency's mission.", "modified": "2024-04-04T16:16:32.808Z", "accessLevel": "public", "identifier": "FHFA2242", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports?topic=fhfa-reports&category=fhfa-annual-performance-plan", "rights": "true", "temporal": "2009-01-01/2023-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Toni Harris", "hasEmail": "mailto:FHFAwebmaster@FHFA.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "FHFA Annual Performance Plan", "description": "FHFA's APP has four components: (1) strategic goals; (2) strategic objectives; (3) performance measures and associated targets; and (4) means and strategies to accomplish the performance goals.\n\nThe strategic goals, which are outlined in the Strategic Plan, are the starting point for the FY 2023 APP. The nexus between the Strategic Plan and the APP helps to ensure that FHFA priorities are integrated with the Agency's mission."}], "keyword": ["Annual Performance", "agency performance", "performance"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Underserved Areas Data", "description": "The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas.\u00a0 The Safety and Soundness Act defines \"low-income area\" as: (a) census tracts or block numbering areas in which the median income does not exceed 80 percent of area median income (AMI), (b) families with income not greater than 100 percent of AMI who reside in minority census tracts, and (c) families with income not greater than 100 percent of AMI who reside in designated disaster areas.\u00a0 A \u201cminority census tract\u201d is a census tract that has a minority population of at least 30 percent and a median income of less than 100 percent of the AMI.\u00a0 Census tract level data identifying these areas are available below for 2010 and 2011 based on 2000 Census tract geography, for 2012 through 2021 based on 2010 Census tract geography, and for 2022 and subsequent years based on 2020 Census tract geography.", "modified": "2024-04-04T20:14:20.311Z", "accessLevel": "public", "identifier": "FHFA2134", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/underserved-areas-data", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P10Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Padma Raman", "hasEmail": "mailto:Padmasini.raman@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/underserved-areas-data", "title": "Underserved Areas Data", "description": "The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas.\u00a0 The Safety and Soundness Act defines \"low-income area\" as: (a) census tracts or block numbering areas in which the median income does not exceed 80 percent of area median income (AMI), (b) families with income not greater than 100 percent of AMI who reside in minority census tracts, and (c) families with income not greater than 100 percent of AMI who reside in designated disaster areas.\u00a0 A \u201cminority census tract\u201d is a census tract that has a minority population of at least 30 percent and a median income of less than 100 percent of the AMI.\u00a0 Census tract level data identifying these areas are available below for 2010 and 2011 based on 2000 Census tract geography, for 2012 through 2021 based on 2010 Census tract geography, and for 2022 and subsequent years based on 2020 Census tract geography."}], "keyword": ["low_income", "underserved_areas"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Federal Home Loan Bank Public Use Database", "description": "HERA Section 1212k requires FHFA to prepare a Public Use Database containing information on their loan purchases at the Census Tract level.", "modified": "2024-04-04T16:14:19.938Z", "accessLevel": "public", "identifier": "FHFA8336", "dataQuality": true, "issued": "2022-08-23", "landingPage": "https://www.fhfa.gov/data/public-use-database-fannie-mae-and-freddie-mac", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Rajkumar Thangavelu", "hasEmail": "mailto:info@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/pudb", "title": "Federal Home Loan Bank Public Use Database", "description": "HERA Section 1212k requires FHFA to prepare a Public Use Database containing information on their loan purchases at the Census Tract level."}], "keyword": ["HERA", "fhlb", "public", "public use", "pudb"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Enterprise Housing Goals", "description": "FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac.", "modified": "2024-05-30T19:29:45.030Z", "accessLevel": "public", "identifier": "FHFA8571", "landingPage": "https://www.fhfa.gov/programs/affordable-housing/enterprise-housing-goals", "rights": "true", "temporal": "2018-01-01/2021-01-01", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Padmasini Raman", "hasEmail": "mailto:padmasini.raman@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "title": "Enterprise Housing Goals", "description": "FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac."}], "keyword": ["Enterprises", "SF", "Single Family", "State Level", "ethnicity and race identification"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Fair Lending", "description": "Fair Lending Oversight", "modified": "2025-02-06T21:35:34.702Z", "accessLevel": "public", "identifier": "FHFA8572", "dataQuality": true, "landingPage": "https://www.fhfa.gov/policy/fair-lending-oversight", "rights": "true", "temporal": "2015-01-01/2021-12-31", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Jonathan Liles", "hasEmail": "mailto:FairLending@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/fair-lending-data", "title": "Fair Lending Data", "description": "Fair lending data on single-family automated underwriting system applications and loans acquired by the Enterprises subset by race and ethnicity."}], "keyword": ["Enterprises", "FHLM", "FNM", "Fair Lending Oversight", "GSE"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"], "theme": ["geospatial"]}, {"@type": "dcat:Dataset", "title": "UAD Appraisal-Level Public Use File", "description": "The Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF) is the nation\u2019s first publicly available appraisal-level dataset of appraisal records, giving the public new access to a selected set of data fields found in appraisal reports. The UAD Appraisal-Level PUF is based on a five percent nationally representative random sample of appraisals for single-family mortgages acquired by the Enterprises. The current release includes appraisals from 2013 through 2021. The UAD Appraisal-Level PUF is a resource for users capable of using statistical software to extract and analyze data. Users can download annual or combined files in CSV, R, SAS and Stata formats. All files are zipped for ease with download.", "modified": "2025-02-06T17:58:19.922Z", "accessLevel": "public", "identifier": "FHFA010101010101", "dataQuality": true, "describedBy": "https://www.fhfa.gov/DataTools/Documents/UAD-Data-Files/UAD_PUF_v1_0_Data_Dictionary.pdf", "describedByType": "application/pdf", "issued": "2023-10-16", "landingPage": "https://www.fhfa.gov/data/uad-appraisal-level-public-use-file-puf", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "UAD Data", "hasEmail": "mailto:UADdata@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "mediaType": "text/csv", "format": "csv", "title": "ent_uad_puf_annual_v2_0_csv.zip", "description": "Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF)", "downloadURL": "https://www.fhfa.gov/sites/default/files/2024-10/ent_uad_puf_annual_v2_0_csv.zip"}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/uad-appraisal-level-public-use-file-puf", "title": "ent_uad_puf_annual_v2_0_dta.zip", "description": "Annual Files 2013-2021"}, {"@type": "dcat:Distribution", "mediaType": "text/csv", "title": "ent_uad_puf_combined_v2_0_csv.zip", "description": "Combined Files (2013-2021)", "downloadURL": "https://www.fhfa.gov/sites/default/files/2024-10/ent_uad_puf_combined_v2_0_csv.zip"}, {"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/uad-appraisal-level-public-use-file-puf", "format": "STATA", "title": "ent_uad_puf_combined_v2_0_dta.zip", "description": "Combined Files 2013-2021"}], "keyword": ["appraisal-level", "appraisals", "housing", "public use file"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve: Rural Areas and High Needs Rural Regions\u00a0Data", "description": "FHFA's Duty to Serve regulation defines \"rural area\" as:  (i) A census tract outside of an MSA as designated by the Office of Management and Budget (OMB); or (ii) A census tract in an MSA as designated by OMB that is: (A) Outside of the MSA\u2019s Urbanized Areas as designated by the U.S. Department of Agriculture\u2019s (USDA) Rural-Urban Commuting Area (RUCA) Code #1, and outside of tracts with a housing density of over 64 housing units per square mile for USDA\u2019s RUCA Code #2; or (B) A colonia census tract that does not satisfy paragraphs (i) or (ii)(A) of this definition. This data contains both the specific geographies which meet the Rural Areas definition and also the areas defined as \u201chigh-needs rural regions\u201d.", "modified": "2025-02-12T14:25:47.935Z", "accessLevel": "public", "identifier": "FHFA7736", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Duty to Serve", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "title": "Rural Areas and High Needs Rural Regions Data", "description": "FHFA's current  Duty to Serve regulation defines \"rural area\" as:  (1) a census tract outside of a metropolitan statistical area, as designated by the Office of Management and Budget; or (2) a census tract in a metropolitan statistical area, as designated by the Office of Management and Budget, that is outside of the metropolitan statistical area's Urbanized Areas as designated by the U.S. Department o\u200bf Agriculture's Rural-Urban Commuting Area Code #1, and outside of tracts with a housing density of over 64 housing units per square mile for USDA's RUCA Code #2.  Effective July 1, 2023, amendments to the Duty to Serve regulation modify the definition of \"rural area\" to include all \"colonia census tracts\" that would not otherwise satisfy the definition. Below is a link to the specific geographies which meet the amended Rural Areas definition."}], "keyword": ["DTS", "duty to serve", "rural"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve: Indian Tribe Areas Data", "description": "The Duty to Serve regulation identifies members of a Federally recognized Indian tr\u200bibe living in Indian areas as a high-needs rural population that Fannie Mae and Freddie Mac may serve in rural areas.", "modified": "2025-02-11T16:08:17.249Z", "accessLevel": "public", "identifier": "FHFA7738", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Duty to Serve Program", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "title": "Indian Tribe Areas Data", "description": "The Duty to Serve regulation identifies members of a Federally recognized Indian tr\u200bibe living in Indian areas as a high-needs rural population that Fannie Mae and Freddie Mac may serve in rural areas. Below is a link to the specific geographies which meet the Indian Areas definition."}], "keyword": ["DTS", "Indian Reserves", "duty to serve", "rural", "tribe"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Duty to Serve: High Opportunity Areas Data", "description": "FHFA's Duty to Serve regulation defines residential economic diversity to include Enterprise activities that support financing of mortgages in high opportunity areas. High opportunity areas for purposes of Duty to Serve, include areas designated by Housing and Urban Development (HUD) as a \"Difficult Development Area\" (DDA), as well as areas designated by a state local Qualified Allocation Plan as a high opportunity area, whose poverty rate is lower than the rate established by FHFA. Below is a link to the specific geographies which meet the High Opportunity Areas definition.", "modified": "2025-02-11T16:10:42.810Z", "accessLevel": "public", "identifier": "FHFA7739", "dataQuality": true, "landingPage": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "contactPoint": {"@type": "vcard:Contact", "fn": "Duty to Serve Program", "hasEmail": "mailto:DutyToServeStakeholders@fhfa.gov"}, "distribution": [{"@type": "dcat:Distribution", "accessURL": "https://www.fhfa.gov/data/duty-to-serve/eligibility-data", "title": "High Opportunity Areas", "description": "FHFA's Duty to Serve regulation defines residential economic diversity to include Enterprise activities that support financing of mortgages in high opportunity areas. High opportunity areas for purposes of Duty to Serve, include areas designated by Housing and Urban Development (HUD) as a \"Difficult Development Area\" (DDA), as well as areas designated by a state local Qualified Allocation Plan as a high opportunity area, whose poverty rate is lower than the rate established by FHFA. Below is a link to the specific geographies which meet the High Opportunity Areas definition."}], "keyword": ["duty to serve", "high opportunity area"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}, {"@type": "dcat:Dataset", "title": "Housing Mission Report: Affordable Housing Activities", "description": "The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic\nRecovery Act of 2008 (HERA) and is responsible for the supervision, regulation, and housing\nmission oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home\nLoan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank (FHLBank) System,\nwhich includes 11 FHLBanks and the Office of Finance. FHFA\u2019s mission is to ensure its regulated\nentities fulfill their mission by operating in a safe and sound manner to serve as a reliable\nsource of liquidity for equitable and sustainable housing finance and community investment\nthroughout the economic cycle. Since 2008, FHFA has also served as conservator of Fannie Mae\nand Freddie Mac (collectively, the Enterprises).", "modified": "2025-02-11T16:21:32.710Z", "accessLevel": "public", "identifier": "FHFA7740", "dataQuality": true, "landingPage": "https://www.fhfa.gov/reports", "rights": "true", "publisher": {"@type": "org:Organization", "name": "Federal Housing Finance Agency", "subOrganizationOf": {"@type": "org:Organization", "name": "Federal Housing Finance Agency"}}, "accrualPeriodicity": "R/P1Y", "contactPoint": {"@type": "vcard:Contact", "fn": "Media Inquiries", "hasEmail": "mailto:MediaInquiries@FHFA.gov"}, "keyword": ["Affordability", "Fannie Mae", "Freddie Mac", "Housing Mission Report", "affordable housing", "home loan banks"], "bureauCode": ["015:11"], "programCode": ["015:001"], "language": ["en-US"]}]}