aid: fi-money
name: Fi Money
description: >-
  Fi Money is a Bengaluru, India based money-management application and
  consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google
  Pay (Tez) executives Sujith Narayanan and Sumit Gwalani together with
  Neeraj Bhope and Prasanna Ranganathan. Fi is not a chartered bank; it
  delivers a millennial-focused mobile experience layered on top of partner
  RBI-licensed Federal Bank, providing zero-balance digital savings accounts,
  a Visa debit card, deposits, mutual funds, Indian and US stocks, EPF
  tracking, credit cards, personal loans, jump-style automated savings rules
  ("FIT Rules"), and an AI-powered money assistant. Fi has raised roughly
  US$169M across multiple rounds from investors including Sequoia Capital
  India (Peak XV), Ribbit Capital, Temasek, Alpha Wave, and B Capital, and
  serves Indian retail consumers via iOS and Android apps. There is no
  classic public REST developer API or partner banking-as-a-service surface;
  Fi's only developer-facing interface is the Fi MCP (Model Context Protocol)
  server — a JSON-RPC streaming endpoint at https://mcp.fi.money:8080/mcp/stream
  that lets users connect their own Fi account to LLM clients (Claude
  Desktop, Cursor, Windsurf, Gemini, ChatGPT) and call read-only tools such
  as fetch_net_worth, fetch_credit_report, fetch_epf_details,
  fetch_bank_transactions, fetch_mf_transactions, and fetch_stock_transactions
  to expose their net worth, holdings, EPF balance, credit report, and
  transactions to AI assistants. A hackathon-friendly mock server
  (epiFi/fi-mcp-dev, Go) and developer documentation (epiFi/mcp-docs) are
  published publicly on GitHub.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
  - Fintech
  - Neobank
  - Consumer Banking
  - Personal Finance
  - Money Management
  - Wealth Analyzer
  - Mutual Funds
  - Stocks
  - EPF
  - Credit Cards
  - Personal Loans
  - Savings
  - UPI
  - India
  - Federal Bank
  - MCP
  - Model Context Protocol
  - AI Assistant
  - Mobile Banking
url: https://raw.githubusercontent.com/api-evangelist/fi-money/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis: []
common:
  - type: DomainSecurity
    url: security/fi-money-domain-security.yml
  - type: Website
    url: https://fi.money
  - type: About
    url: https://fi.money/about
  - type: Careers
    url: https://fi.money/careers
  - type: Contact
    url: https://fi.money/contact-us
  - type: Security
    url: https://fi.money/Fi-Secure
  - type: Privacy
    url: https://fi.money/privacy
  - type: TermsOfService
    url: https://fi.money/blog/tnc
  - type: FAQ
    url: https://fi.money/FAQs
  - type: Blog
    url: https://fi.money/insights
  - type: MCPGettingStarted
    url: https://fi.money/features/getting-started-with-fi-mcp
  - type: MCPUsage
    url: https://fi.money/features/using-fi-mcp-for-money-management
  - type: MCPFAQ
    url: https://fi.money/FAQs/wealth-analyzer-(fi-mcp)
  - type: AIFeatures
    url: https://fi.money/features/ai-for-money-management
  - type: GitHub
    url: https://github.com/epiFi
  - type: MCPDocs
    url: https://github.com/epiFi/mcp-docs
  - type: MCPDevServer
    url: https://github.com/epiFi/fi-mcp-dev
  - type: MCPEndpoint
    url: https://mcp.fi.money:8080/mcp/stream
  - type: PartnerBank
    url: https://www.federalbank.co.in
  - type: LinkedIn
    url: https://in.linkedin.com/company/fi-money
  - type: Twitter
    url: https://twitter.com/Bank_on_Fi
  - type: iOSApp
    url: https://apps.apple.com/in/app/fi-money-savings-investments/id1503530120
  - type: AndroidApp
    url: https://play.google.com/store/apps/details?id=in.fi.money
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com