generated: '2026-07-19'
method: generated
source: openapi/figure-technology-solutions-heloc-inquiries-openapi.yml, openapi/figure-technology-solutions-heloc-pre-qualification-openapi.yml,
  openapi/figure-technology-solutions-portfolio-manager-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 36
  by_action_class:
    acting: 15
    connected: 21
  by_consequence:
    write: 15
    read: 21
  human_in_the_loop_required: 0
operations:
- path: /products/heloc/v1/inquiry/{appUuid}/verify-liens
  method: put
  operationId: verifyInquiryLiens
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/select-property
  method: put
  operationId: selectProperty
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/select-offer
  method: put
  operationId: selectInquiryOffer
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/cancel
  method: put
  operationId: cancelInquiry
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/asset-depletion
  method: put
  operationId: assetDepletion
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/add-ssn
  method: put
  operationId: addInquirySsn
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/add-property-estimate
  method: put
  operationId: addInquiryPropertyEstimate
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/add-income
  method: put
  operationId: addInquiryIncome
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/repull-credit
  method: post
  operationId: repullCredit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/start
  method: post
  operationId: startInquiry
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /encryption/v1/encrypt
  method: post
  operationId: encryptPayload
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/lead/{appUuid}/reassign
  method: patch
  operationId: reassignLead
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/attributions
  method: patch
  operationId: updateInquiryAttributions
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/v1/inquiry/{appUuid}/properties
  method: get
  operationId: fetchMatchingProperties
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/inquiry/{appUuid}/direct-debt-payoff-offers
  method: get
  operationId: fetchDirectDebtPayoffDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/inquiry/{appUuid}/borrower-costs
  method: get
  operationId: getBorrowerCosts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/document/{appUuid}/list
  method: get
  operationId: listDocuments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/document/{appUuid}/download
  method: get
  operationId: downloadAllDocuments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/document/{appUuid}/download/{documentUuid}
  method: get
  operationId: downloadDocument
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/v1/details/{appUuid}
  method: get
  operationId: fetchAppDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /management/v1/loan-originator
  method: get
  operationId: fetchLoanOriginators
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /products/heloc/pre-qualify/v2
  method: post
  operationId: getHelocOffersV2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /products/heloc/pre-qualify/v1
  method: post
  operationId: prequalifyHeloc
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /external/secure/api/v1/portfolio/asset/types
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/layouts/{assetType}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/owned/{assetType}/{layout}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/owned/{assetType}/{layout}/{date}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/pledged/{assetType}/{layout}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/pledged/{assetType}/{layout}/{date}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/owned/payment-history
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/owned/payment-history/{assetType}/{reportDate}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v1/portfolio/download/owned/payment-history/{assetType}/{reportStartDate}/{reportEndDate}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v2/portfolio/asset/types
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v2/portfolio/layouts
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v2/portfolio/download/owned/{layout}
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /external/secure/api/v2/portfolio/download/owned/payment-history
  method: get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none