aid: fincra url: https://raw.githubusercontent.com/api-evangelist/fincra/refs/heads/main/apis.yml name: Fincra kind: company description: Fincra is an African cross-border payments infrastructure provider whose REST API lets businesses collect, hold, convert, and disburse money across multiple currencies. The platform covers collections (virtual accounts and direct charges), payouts/disbursements to banks and mobile money, FX conversions with quotes, beneficiary management, and webhooks, secured with an api-key plus Bearer token. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Payments - Cross-Border - Collections - Payouts - FX - Fintech - Africa created: '2026-06-21' modified: '2026-06-21' specificationVersion: '0.19' apis: - aid: fincra:fincra-collections-api name: Fincra Collections API tags: - Collections - Pay-ins - Charges image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/docs/collections-overview baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/collections-overview type: Documentation - url: https://docs.fincra.com/reference/initiate-a-charge type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Receive payments from customers via virtual account bank transfers and the direct charge API (card, bank transfer, mobile money, EFT, pay-attitude), including charge authorization, verification, and deposit lookups. - aid: fincra:fincra-payouts-api name: Fincra Payouts / Disbursements API tags: - Payouts - Disbursements - Transfers image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/docs/payout-overview baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/payout-overview type: Documentation - url: https://docs.fincra.com/reference/initiate-payout type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Disburse funds to bank accounts, mobile money wallets, and other Fincra accounts in same-currency or cross-currency flows, with payout status lookups by transaction reference or customer reference. - aid: fincra:fincra-conversions-api name: Fincra Conversions / FX API tags: - Conversions - FX - Currency Exchange image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/docs/conversions baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/conversions type: Documentation - url: https://docs.fincra.com/reference/initiate-currency-conversion type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Convert balances between supported currencies using a quote reference, list conversions, and verify conversion status. FX quotes are valid for 30 seconds on cross-currency flows. - aid: fincra:fincra-quotes-api name: Fincra Quotes API tags: - Quotes - FX Rates - Pricing image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/reference/generate-quote baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/conversions type: Documentation - url: https://docs.fincra.com/reference/generate-quote type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Generate a time-bound FX quote for a conversion or cross-currency payout; the returned quote reference is passed into the conversion or payout request. - aid: fincra:fincra-beneficiaries-api name: Fincra Beneficiaries API tags: - Beneficiaries - Recipients image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/reference/create-a-beneficiary baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/beneficiaries type: Documentation - url: https://docs.fincra.com/reference/create-a-beneficiary type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Create, list, fetch, update, and delete reusable payout beneficiaries scoped to a business, capturing bank, currency, and payment-destination details. - aid: fincra:fincra-virtual-accounts-api name: Fincra Virtual Accounts API tags: - Virtual Accounts - Multicurrency - Accounts image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/docs/fincra-virtual-accounts baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/fincra-virtual-accounts type: Documentation - url: https://docs.fincra.com/reference/ngn-virtual-account-api type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: Request and manage NGN and foreign-currency virtual accounts that let merchants receive bank-transfer payments, fetch account information, and list payins/deposits made into an account. - aid: fincra:fincra-banks-resolution-api name: Fincra Banks & Account Resolution API tags: - Banks - Account Verification - Utilities image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/reference/list-banks baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/verify-iban-and-account-numbers type: Documentation - url: https://docs.fincra.com/reference/list-banks type: APIReference - url: openapi/fincra-openapi.yml type: OpenAPI - url: collections/fincra.postman_collection.json type: PostmanCollection - url: collections/fincra.opencollection.json type: OpenCollection description: List supported banks and mobile money providers and resolve/verify a bank account number to its account holder name before disbursing. - aid: fincra:fincra-webhooks-api name: Fincra Webhooks tags: - Webhooks - Events - Notifications image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.fincra.com/docs/webhooks baseURL: https://api.fincra.com properties: - url: https://docs.fincra.com/docs/webhooks type: Documentation - url: https://docs.fincra.com/docs/securing-your-webhook type: Documentation - url: openapi/fincra-openapi.yml type: OpenAPI description: Signed event notifications delivered to a merchant-configured webhook URL for collections, payouts, conversions, and virtual account events, validated via an HMAC signature header. common: - type: LinkedIn url: https://www.linkedin.com/company/fincra - type: Website url: https://www.fincra.com - type: Documentation url: https://docs.fincra.com - type: Plans url: plans/fincra-plans-pricing.yml - type: RateLimits url: rate-limits/fincra-rate-limits.yml - type: FinOps url: finops/fincra-finops.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com