openapi: 3.0.1
info:
  title: Fincra Account Resolution API
  description: Fincra is an African cross-border payments infrastructure API for collections, payouts/disbursements, FX conversions, quotes, beneficiaries, virtual accounts, bank/account resolution, and webhooks. Requests are authenticated with an `api-key` header and a Bearer access token.
  termsOfService: https://www.fincra.com/terms
  contact:
    name: Fincra Support
    email: support@fincra.com
    url: https://docs.fincra.com
  version: '1.0'
servers:
- url: https://api.fincra.com
  description: Production
- url: https://sandboxapi.fincra.com
  description: Sandbox
security:
- ApiKeyAuth: []
  BearerAuth: []
tags:
- name: Account Resolution
paths:
  /core/accounts/resolve:
    post:
      operationId: resolveAccount
      tags:
      - Account Resolution
      summary: Resolve / verify a bank account number
      description: Verify a bank account number and return the resolved account holder name.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/ResolveAccountRequest'
      responses:
        '200':
          description: Resolved account
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResolveAccountResponse'
        '422':
          description: Could not resolve account
components:
  schemas:
    ResolveAccountResponse:
      type: object
      properties:
        success:
          type: boolean
        data:
          type: object
          properties:
            accountNumber:
              type: string
            accountName:
              type: string
            bankCode:
              type: string
    ResolveAccountRequest:
      type: object
      required:
      - accountNumber
      - type
      properties:
        accountNumber:
          type: string
        bankCode:
          type: string
        bankSwiftCode:
          type: string
        currency:
          type: string
        type:
          type: string
          enum:
          - nuban
          - iban
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: api-key
      description: Merchant secret API key.
    BearerAuth:
      type: http
      scheme: bearer
      description: Bearer access token issued to the merchant.