slug: finicity
provider: Finicity
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Webhook Subscription
  spec_file: finicity-webhook-subscription-api-openapi.yml
  capability_id: BC-4270.80
  capability_id_l1: BC-4270
  capability_name: Webhook & Event Subscription Management
  confidence: 0.78
  evidence: POST /notification-subscriptions/webhooks  createWebhookSubscription  Create Webhook Subscription
    ... GET /notification-subscriptions/webhooks/events  listAvailableWebhookSubscriptionEvents
  reason: Full CRUD plus enable/disable and test of outbound webhook subscriptions and their event types
    — exactly outbound webhook/event subscription lifecycle on a developer platform. Slight discount because
    such plumbing could equally be judged non-business.
- tag: TxPush
  spec_file: finicity-txpush-api-openapi.yml
  capability_id: BC-4270.80
  capability_id_l1: BC-4270
  capability_name: Webhook & Event Subscription Management
  confidence: 0.75
  evidence: POST /aggregation/v1/customers/{customerId}/accounts/{accountId}/txpush SubscribeToTxPushNotifications
    Subscribe to TxPush Notifications; schemas TxPushCallbackUrl, TxPushSubscriptions
  reason: Operations manage outbound push-notification subscriptions with a callback URL, including test
    event creation and subscription deletion — the lifecycle of outbound event/webhook subscriptions for
    API consumers. Confidence moderate as this is largely integration plumbing, but BC-4270.80 exists
    precisely for it.
  recovered_from: sweep-20260829T005356Z-edges.json
- tag: Small Business Credit Analytics
  spec_file: finicity-small-business-credit-analytics-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.7
  evidence: POST /decisioning/customers/{customerId}/sbca  GenerateSBCAMetricsReport  Generate Small Business
    Credit Analytics Report; schemas SBCAAnalyticsReport, HasConsent
  reason: Produces credit analytics metrics on a small business from permissioned bank data, used by lenders
    to underwrite/decision small-business credit. Some ambiguity between decisioning support and credit
    risk modelling.