openapi: 3.2.0
info:
  title: Open Finance Portfolios API
  description: 'OpenAPI specification for Finicity APIs.


    Open Finance (formerly Open Banking) solutions in the US are provided by

    Finicity, a Mastercard company.'
  contact:
    name: API Support
    email: apisupport@mastercard.com
    url: https://developer.mastercard.com/open-finance-us/documentation/support/
  version: 1.43.0
servers:
- url: https://api.finicity.com
  description: Production
security:
- FinicityAppKey: []
  FinicityAppToken: []
tags:
- name: Portfolios
  description: Generate portfolios of the most recent reports
paths:
  /decisioning/v1/customers/{customerId}/portfolios/{portfolioId}:
    get:
      tags:
      - Portfolios
      summary: Get Portfolio by Customer and Portfolio
      description: 'Return a portfolio of most recently generated reports for each report type for the given customer. If there are multiple reports that were generated for a report type (VOA, VOI, etc.), only the most recently generated report for the type will be returned.


        _Supported regions_: ![🇺🇸](https://flagcdn.com/20x15/us.png)

        '
      operationId: GetPortfolioByCustomer
      parameters:
      - $ref: '#/components/parameters/CustomerIdParameter'
      - $ref: '#/components/parameters/PortfolioIdParameter'
      responses:
        '200':
          $ref: '#/components/responses/GetPortfolioByCustomerResponse'
        '400':
          $ref: '#/components/responses/BadRequestErrorResponse'
        '401':
          $ref: '#/components/responses/UnauthorizedErrorResponse'
        '403':
          $ref: '#/components/responses/SecurityFreezeErrorResponse'
        '404':
          $ref: '#/components/responses/ResourceNotFoundErrorResponse'
  /decisioning/v1/consumers/{consumerId}/portfolios/{portfolioId}:
    get:
      tags:
      - Portfolios
      summary: Get Portfolio by Consumer and Portfolio
      description: 'Return a portfolio of most recently generated reports for each report type for a given consumer. If there are multiple reports that were generated for a report type (VOA, VOI, etc.), only the most recently generated report for the type will be returned.


        _Supported regions_: ![🇺🇸](https://flagcdn.com/20x15/us.png)'
      operationId: GetPortfolioByConsumer
      parameters:
      - $ref: '#/components/parameters/ConsumerIdParameter'
      - $ref: '#/components/parameters/PortfolioIdParameter'
      responses:
        '200':
          $ref: '#/components/responses/GetPortfolioByConsumerResponse'
        '400':
          $ref: '#/components/responses/BadRequestErrorResponse'
        '401':
          $ref: '#/components/responses/UnauthorizedErrorResponse'
        '403':
          $ref: '#/components/responses/SecurityFreezeErrorResponse'
        '404':
          $ref: '#/components/responses/ResourceNotFoundErrorResponse'
  /decisioning/v1/portfolios/{portfolioId}:
    get:
      tags:
      - Portfolios
      summary: Get Portfolio by Portfolio ID
      description: 'Returns a summary for a single portfolio.

        _Supported regions_: ![🇺🇸](https://flagcdn.com/20x15/us.png)'
      operationId: GetPortfolioByPathParamPortFolioID
      parameters:
      - $ref: '#/components/parameters/PortfolioIdPathParameter'
      responses:
        '200':
          $ref: '#/components/responses/GetPortfolioResponse'
        '204':
          $ref: '#/components/responses/NoFannieReportsFoundResponse'
        '400':
          $ref: '#/components/responses/BadRequestPortfolioResponse'
        '403':
          $ref: '#/components/responses/PortfolioForbiddenResponse'
        '404':
          $ref: '#/components/responses/PortfolioNotFoundResponse'
components:
  examples:
    MissingFinicityAppKeyExample:
      value:
        code: '10026'
        message: Missing parameter (Finicity-App-Key)
    ResellerInvalidDateRangeGreaterThan31DaysExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Invalid date range - It is more than 31 days'
    ResellerNoReportForPartnerExample:
      value:
        code: '10100'
        message: Cannot find resellerBilling reports with id 2445581559892.
    ResellerInvalidDateRangeGreaterThanEndDateExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Invalid date range - startDate is greaterThan endDate'
    BothCraAndFtcPurposeTrueExample:
      value:
        code: '10100'
        status: '400'
        message: forCRAPurpose and forFTCPurpose may not both be TRUE.
    SecurityFreezeErrorExample:
      value:
        code: '10405'
        status: '403'
        message: The active security freeze for this consumer exists.
    MissingFieldExample:
      value:
        code: '10005'
        message: Missing parameter (partnerId)
    ResellerInvalidDateRangeLessThanZeroExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Invalid date range - start or end date less than or equal to zero'
    PortfolioSummaryExample:
      value:
        portfolioId: y4zsgccj4xpw1-port
        consumer:
          id: 3f7ff2cf0ffb3d0cd5987
          firstName: John
          lastName: Doe
          address: 123 Main St
          city: Murray
          state: UT
          zip: '84123'
          phone: 1-212-555-1234
          email: john.doe@example.com
          ssn: XXX-XX-6789
          birthday:
            year: 1990
            month: 1
            dayOfMonth: 1
          customerId: 1005061234
          createdDate: 1560244594
          middleName: Michael
          suffix: Jr
          endUser:
            name: John Doe
            address: 123 Main St
            city: Murray
            state: UT
            zip: '84123'
            phone: 1-801-443-7288
            email: john.doe@example.com
            url: example.com
        reports:
        - id: v29j6qabmr8j-voietxverify
          portfolioId: y4zsgccj4xpw1-port
          type: voieTxVerify
          status: success
          createdDate: 1743292752
    InvalidConsumerEmailExample:
      value:
        code: '10100'
        message: Invalid format for field consumer.email.
    BadCredentialsExample:
      value:
        code: '24302'
        message: Bad credentials
    InvalidForesightReportRequestExample:
      value:
        code: '10100'
        message: At least one of customerId or externalCustomerId must be provided; both are also allowed.
    NoRegisteredApplicationExample:
      value:
        code: '50051'
        message: No registered partner applications found.
    ExpiredFinicityAppTokenExample:
      value:
        code: '10023'
        message: Expired (Finicity-App-Token)
    InvalidFieldExample:
      value:
        code: '10010'
        status: '400'
        message: Customer ID does not exist or does not belong to this partner
        user_message: One or more of the fields could not be validated. Please ensure you have entered the correct data.
        tags: ''
    InvalidValueExample:
      value:
        code: '1618'
        message: Negative or invalid value entered. Please use positive numbers only.
    InvalidConsumerSSNExample:
      value:
        code: '10100'
        message: Invalid format for field consumer.ssn.  Required format is 9 digits.
    InvalidFinicityAppTokenExample:
      value:
        code: '10022'
        message: Invalid (Finicity-App-Token)
    NoAccountForInstitutionLoginIdExample:
      value:
        code: '38007'
        message: Customer does not have any accounts associated with institutionLoginId.
    CustomerNotFoundExample:
      value:
        code: '14001'
        message: Customer not found.
    ResellerNoDataForPartnerExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Reports not found 2445583947903 resellerBilling reports'
    ResellerInvalidDateRangeExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Invalid date range - start or end date is empty or null'
    ExpiredTokenExample:
      value:
        code: '10023'
        message: Expired (Finicity-App-Token)
    ResourceNotFoundExample:
      value:
        code: '14001'
        message: Resource not found.
    ConsumerNotFoundExample:
      value:
        code: '10100'
        message: Cannot find consumer with id 1234.
    GenericBadRequestExample:
      value:
        code: '14020'
        message: Bad request.
    InvalidConsumerPhoneExample:
      value:
        code: '10100'
        message: Invalid format for field consumer.phone.
    PortfolioForbiddenExample:
      value:
        trackingId: 69a6933d-befe-48c2-8ed0-ab5b04082f02
        code: '10405'
        status: '403'
        message: Access forbidden - insufficient permissions to access portfolio
    FannieBadRequestPortfolioExample:
      value:
        trackingId: 69a6933d-befe-48c2-8ed0-ab5b04082f02
        code: '10010'
        message: Invalid portfolio ID format
    InvalidPortfolioIdFormatExample:
      value:
        trackingId: 69a6933d-befe-48c2-8ed0-ab5b04082f02
        code: '10100'
        message: 'Invalid portfolioId format, cannot parse version. portfolioId: y4zsgccj4xpw-port'
    AccountTypeNotSupportedExample:
      value:
        code: '14020'
        message: Bad request. (Account type not supported).
    PermissiblePurposeCodeExample:
      value:
        code: '10100'
        status: '400'
        message: Permissible Purpose Code is required
    ResellerPartnerNotAuthorizedExample:
      value:
        code: '10100'
        message: 'RESELLER_BILLING_REPORT: Partner is not authorized to access resellerBilling reports for partnerId 2445583947903'
    PortfolioNotFoundExample:
      value:
        trackingId: 69a6933d-befe-48c2-8ed0-ab5b04082f02
        code: '10010'
        message: No report found for portfolioId y4zsgccj4xpw-port.
    CustomerReportLimitExceedExample:
      value:
        code: '20400'
        message: The max report generation limit was exceeded for this customer.
    InvalidExperienceFieldExample:
      value:
        code: '10010'
        status: '400'
        message: '"experience" must be a valid GUID'
        user_message: One or more of the fields could not be validated. Please ensure you have entered the correct data.
        tags: ''
    NoConsumerForCustomerExample:
      value:
        code: '10100'
        message: Cannot find consumer for customer with id 5011115315."
    MissingFinicityAppTokenExample:
      value:
        code: '10024'
        message: Missing parameter (Finicity-App-Token)
  schemas:
    SecurityFreezeErrorMessage:
      required:
      - code
      - message
      type: object
      properties:
        code:
          type: integer
          description: 'An error code for security freeze. Useful links: [API Errors](https://developer.mastercard.com/open-finance-us/documentation/errors/), [Aggregation Status Codes](https://developer.mastercard.com/open-finance-us/documentation/products/manage/aggregation-status-codes/).'
          format: int32
          example: 10405
        status:
          type: string
          description: A status code
          example: '403'
        message:
          type: string
          description: An error message
          example: The active security freeze for this consumer exists.
    EndUserUrl:
      type: string
      description: Reseller end user URL
      minLength: 2
      maximum: 999
      example: testurl.com
    PortfolioReport:
      required:
      - id
      - portfolioId
      - type
      - status
      - createdDate
      type: object
      properties:
        id:
          $ref: '#/components/schemas/ReportId'
        portfolioId:
          $ref: '#/components/schemas/PortfolioId'
        type:
          $ref: '#/components/schemas/ReportType'
        status:
          $ref: '#/components/schemas/ReportStatus'
        createdDate:
          $ref: '#/components/schemas/UnixDate'
    ReportType:
      description: 'A report type. Possible values:


        * `voi`


        * `voa`


        * `voaHistory`


        * `history`


        * `voieTxVerify`


        * `voieWithReport`


        * `voieWithInterview`


        * `voieWithStatement`


        * `paystatement`


        * `preQualVoa`


        * `assetSummary`


        * `voie`


        * `transactions`


        * `statement`


        * `voiePayroll`


        * `voeTransactions`


        * `farpbfnoncra`


        * `voePayroll`


        * `cfrp`


        * `cfrb`


        * `barpcra`


        * `barpnoncra`


        * `barbcra`


        * `barbftc`


        * `barbnoncra`


        * `cfrpcra`


        * `cfrpnoncra`


        * `cracfrbcra`


        * `cfrbnoncra`


        * `cfrbftc`


        * `phrbcra`


        * `phrbnoncra`


        * `phrbftc`


        * `sbcaanalyticsnoncra`


        * `sbcabenchmarksnoncra`


        * `pripcra`


        * `pripnoncra`


        * `pribcra`


        * `pribnoncra`


        * `pribftc`

        '
      type: string
      example: voi
    ZipCode:
      type: string
      description: A ZIP code
      example: '84123'
    NumericCustomerId:
      type: integer
      format: int64
      description: A customer ID represented as a number. See Add Customer API for how to create a customer ID.
      example: 1005061234
    ConsumerId:
      type: string
      description: A consumer ID. See Create Consumer API for how to create a consumer ID.
      example: 0bf46322c167b562e6cbed9d40e19a4c
    PortfolioConsumer:
      required:
      - id
      - firstName
      - lastName
      - customerId
      - ssn
      - birthday
      type: object
      properties:
        id:
          $ref: '#/components/schemas/ConsumerId'
        firstName:
          $ref: '#/components/schemas/FirstName'
        lastName:
          $ref: '#/components/schemas/LastName'
        customerId:
          $ref: '#/components/schemas/NumericCustomerId'
        ssn:
          $ref: '#/components/schemas/SocialSecurityNumber'
        birthday:
          $ref: '#/components/schemas/Birthday'
        suffix:
          $ref: '#/components/schemas/Suffix'
    EmailAddress:
      type: string
      description: An email address
      example: myname@mycompany.com
    Consumer:
      description: A Mastercard Open Finance consumer record
      required:
      - id
      - firstName
      - lastName
      - customerId
      - address
      - city
      - state
      - zip
      - phone
      - ssn
      - birthday
      - email
      - createdDate
      type: object
      properties:
        id:
          $ref: '#/components/schemas/ConsumerId'
        firstName:
          $ref: '#/components/schemas/FirstName'
        lastName:
          $ref: '#/components/schemas/LastName'
        customerId:
          $ref: '#/components/schemas/NumericCustomerId'
        address:
          $ref: '#/components/schemas/Address'
        city:
          $ref: '#/components/schemas/City'
        state:
          $ref: '#/components/schemas/State'
        zip:
          $ref: '#/components/schemas/ZipCode'
        phone:
          $ref: '#/components/schemas/PhoneNumber'
        ssn:
          $ref: '#/components/schemas/SocialSecurityNumberLastDigits'
        birthday:
          $ref: '#/components/schemas/Birthday'
        email:
          $ref: '#/components/schemas/EmailAddress'
        createdDate:
          $ref: '#/components/schemas/UnixDate'
        suffix:
          $ref: '#/components/schemas/Suffix'
        endUser:
          $ref: '#/components/schemas/ConsumerEndUser'
    PortfolioSummary:
      required:
      - portfolioId
      - reports
      type: object
      properties:
        portfolioId:
          $ref: '#/components/schemas/PortfolioId'
        reports:
          type: array
          items:
            $ref: '#/components/schemas/PortfolioReport'
          description: A list of reports in the portfolio
    AddressLine1:
      type: string
      description: Address line 1
      example: 434 W Ascension Way
    PortfolioId:
      type: string
      description: A unique identifier that will be consistent across all reports created for the same customer
      example: y4zsgccj4xpw-6-port
    PhoneNumber:
      type: string
      description: A phone number (max length 15).
      example: 1-801-984-4200
    ErrorMessage:
      required:
      - code
      type: object
      properties:
        code:
          type: object
          description: 'An error code (can be returned as a number or a string). Useful links: [Common API Status Codes](https://developer.mastercard.com/open-finance-us/documentation/errors/best-practices/#common-api-status-codes), [Aggregation Status Codes](https://developer.mastercard.com/open-finance-us/documentation/products/manage/account-aggregation/#aggregation-status-codes).'
          example: '10001'
        status:
          type: string
          description: A status code
          example: '401'
        title:
          type: string
          description: A title for the error
          example: Connecting accounts error
        level:
          type: string
          description: An error level
          example: error
        message:
          type: string
          description: An error message
          example: Invalid authorization credentials
        user_message:
          type: string
          description: Some more details about the error
          example: The session has expired or is invalid
        assetId:
          $ref: '#/components/schemas/AssetId'
        accountId:
          $ref: '#/components/schemas/AccountId'
        externalTransactionId:
          type: string
          description: A unique identifier for the transaction that assists in linking data back to your systems.
          example: MAC1005061234
          minLength: 1
          maxLength: 100
        tags:
          type: string
          description: Categories that the error belongs to
          example: AGG
    SocialSecurityNumberLastDigits:
      type: string
      description: Last 4 digits of a SSN
      example: '9999'
    AccountId:
      type: string
      description: An account ID
      example: '5011648377'
    SocialSecurityNumber:
      type: string
      description: A full SSN with or without hyphens
      example: 999-99-9999
    PortfolioSummaryForSinglePortfolio:
      type: object
      description: A portfolio summary of a single portfolio report and consumer information
      required:
      - portfolioId
      - consumer
      - reports
      properties:
        portfolioId:
          $ref: '#/components/schemas/PortfolioId'
        consumer:
          $ref: '#/components/schemas/Consumer'
        reports:
          type: array
          description: A list of a single portfolio report in the portfolio
          items:
            $ref: '#/components/schemas/PortfolioReport'
    PortfolioWithConsumerSummary:
      required:
      - portfolioId
      - consumer
      - reports
      allOf:
      - $ref: '#/components/schemas/PortfolioSummary'
      - type: object
        properties:
          consumer:
            $ref: '#/components/schemas/PortfolioConsumer'
    LastName:
      type: string
      description: The last name of the account holder
      example: Smith
    ConsumerEndUser:
      description: Reseller end user information. This is populated only when the report requires a consumer record to be generated and the consumer object includes end user details. The partner is expected to include endUser details when creating a consumer if the end user of the consumer reports is another entity than the partner generating the report.
      required:
      - name
      - address
      - city
      - state
      - zip
      - phone
      type: object
      properties:
        name:
          $ref: '#/components/schemas/FirstName'
        address:
          $ref: '#/components/schemas/AddressLine1'
        city:
          $ref: '#/components/schemas/City'
        state:
          $ref: '#/components/schemas/State'
        zip:
          $ref: '#/components/schemas/ZipCode'
        phone:
          $ref: '#/components/schemas/PhoneNumber'
        email:
          $ref: '#/components/schemas/EmailAddress'
        url:
          $ref: '#/components/schemas/EndUserUrl'
    Address:
      type: string
      description: A street address
      example: '434 W Ascension Way Suite #200 Murray UT 84123'
    ReportStatus:
      type: string
      description: 'A report generation status. Possible values:


        * `inProgress`


        * `success`


        * `failure`

        '
      example: inProgress
    AssetId:
      type: string
      description: An asset ID. Generated by Data Connect or by using the Store Customer Pay Statement API.
      example: 097545c5-1c2a-4f20-a5ef-77f0820344c9-2018601178
    Suffix:
      type: string
      description: A generational or academic suffix
      example: PhD
    FannieErrorMessage:
      required:
      - trackingId
      - code
      - message
      type: object
      properties:
        trackingId:
          type: string
          description: Unique key that can be used to track requests
          example: 69a6933d-befe-48c2-8ed0-ab5b04082f02
          pattern: '[0-9A-Fa-f]{8}-[0-9A-Fa-f]{4}-[0-9A-Fa-f]{4}-[0-9A-Fa-f]{4}-[0-9A-Fa-f]{12}'
        code:
          type: object
          description: An error code (can be returned as a number or a string).
          example: '10100'
        status:
          type: string
          description: A status code
          example: '403'
        message:
          type: string
          description: An error message
          example: No reports found for portfolioId.
    State:
      type: string
      description: State
      example: UT
    FirstName:
      type: string
      description: The first name of the account holder
      example: John
    ReportId:
      type: string
      description: A report ID
      example: u4hstnnak45g
    Birthday:
      type: object
      properties:
        year:
          type: integer
          description: The birthday 4-digit year
          format: int32
          example: 1989
        month:
          type: integer
          description: The birthday 2-digit month (1 is January)
          format: int32
          example: 8
        dayOfMonth:
          type: integer
          description: The birthday 2-digit day-of-month
          format: int32
          example: 13
      description: A birth date
    UnixDate:
      type: integer
      description: 'A date in Unix epoch time (in seconds). See: [Handling Epoch Dates and Times](https://developer.mastercard.com/open-finance-us/documentation/errors/best-practices/).'
      format: int64
      example: 1607450357
    CustomerId:
      type: string
      description: A customer ID. See Add Customer API for how to create a customer ID.
      example: '1005061234'
    City:
      type: string
      description: City
      example: Murray
  responses:
    BadRequestPortfolioResponse:
      description: Bad request - can be either a BadRequest exception (Error format) or FanniePortfolioException with status 400 (FannieErrorMessage format)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/FannieErrorMessage'
          examples:
            InvalidPortfolioIdFormatExample:
              $ref: '#/components/examples/InvalidPortfolioIdFormatExample'
            FannieBadRequestPortfolioExample:
              $ref: '#/components/examples/FannieBadRequestPortfolioExample'
    GetPortfolioByCustomerResponse:
      description: The portfolio was successfully retrieved
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PortfolioSummary'
    PortfolioForbiddenResponse:
      description: Access forbidden - insufficient permissions to access portfolio
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/FannieErrorMessage'
          examples:
            PortfolioForbiddenExample:
              $ref: '#/components/examples/PortfolioForbiddenExample'
    BadRequestErrorResponse:
      description: The request was rejected
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorMessage'
          examples:
            PermissiblePurposeCodeExample:
              $ref: '#/components/examples/PermissiblePurposeCodeExample'
            InvalidForesightReportRequestExample:
              $ref: '#/components/examples/InvalidForesightReportRequestExample'
            BothCraAndFtcPurposeTrueExample:
              $ref: '#/components/examples/BothCraAndFtcPurposeTrueExample'
            MissingFieldExample:
              $ref: '#/components/examples/MissingFieldExample'
            InvalidFieldExample:
              $ref: '#/components/examples/InvalidFieldExample'
            InvalidExperienceFieldExample:
              $ref: '#/components/examples/InvalidExperienceFieldExample'
            GenericBadRequestExample:
              $ref: '#/components/examples/GenericBadRequestExample'
            AccountTypeNotSupportedExample:
              $ref: '#/components/examples/AccountTypeNotSupportedExample'
            ResellerPartnerNotAuthorizedExample:
              $ref: '#/components/examples/ResellerPartnerNotAuthorizedExample'
            ResellerInvalidDateRangeExample:
              $ref: '#/components/examples/ResellerInvalidDateRangeExample'
            ResellerInvalidDateRangeLessThanZeroExample:
              $ref: '#/components/examples/ResellerInvalidDateRangeLessThanZeroExample'
            ResellerInvalidDateRangeGreaterThanEndDateExample:
              $ref: '#/components/examples/ResellerInvalidDateRangeGreaterThanEndDateExample'
            ResellerInvalidDateRangeGreaterThan31DaysExample:
              $ref: '#/components/examples/ResellerInvalidDateRangeGreaterThan31DaysExample'
            CustomerReportLimitExceedExample:
              $ref: '#/components/examples/CustomerReportLimitExceedExample'
            InvalidConsumerSSNExample:
              $ref: '#/components/examples/InvalidConsumerSSNExample'
            InvalidConsumerPhoneExample:
              $ref: '#/components/examples/InvalidConsumerPhoneExample'
            InvalidConsumerEmailExample:
              $ref: '#/components/examples/InvalidConsumerEmailExample'
            InvalidValue:
              $ref: '#/components/examples/InvalidValueExample'
    NoFannieReportsFoundResponse:
      description: No Fannie Mae reports found for the specified portfolio ID.
    PortfolioNotFoundResponse:
      description: Portfolio not found or no valid reports for portfolio
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/FannieErrorMessage'
          examples:
            PortfolioNotFoundExample:
              $ref: '#/components/examples/PortfolioNotFoundExample'
    UnauthorizedErrorResponse:
      description: The request lacks valid authentication credentials. Check "Finicity-App-Key" or "Finicity-App-Token".
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorMessage'
          examples:
            ExpiredTokenExample:
              $ref: '#/components/examples/ExpiredTokenExample'
            MissingFinicityAppKeyExample:
              $ref: '#/components/examples/MissingFinicityAppKeyExample'
            MissingFinicityAppTokenExample:
              $ref: '#/components/examples/MissingFinicityAppTokenExample'
            InvalidFinicityAppTokenExample:
              $ref: '#/components/examples/InvalidFinicityAppTokenExample'
            ExpiredFinicityAppTokenExample:
              $ref: '#/components/examples/ExpiredFinicityAppTokenExample'
            BadCredentialsExample:
              $ref: '#/components/examples/BadCredentialsExample'
        text/plain:
          schema:
            type: string
            example: Invalid (Finicity-App-Key)
    ResourceNotFoundErrorResponse:
      description: The resource doesn't exist
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorMessage'
          examples:
            ConsumerNotFoundExample:
              $ref: '#/components/examples/ConsumerNotFoundExample'
            NoAccountForInstitutionLoginIdExample:
              $ref: '#/components/examples/NoAccountForInstitutionLoginIdExample'
            CustomerNotFoundExample:
              $ref: '#/components/examples/CustomerNotFoundExample'
            NoConsumerForCustomerExample:
              $ref: '#/components/examples/NoConsumerForCustomerExample'
            ResourceNotFoundExample:
              $ref: '#/components/examples/ResourceNotFoundExample'
            NoRegisteredApplicationExample:
              $ref: '#/components/examples/NoRegisteredApplicationExample'
            ResellerNoDataForPartnerExample:
              $ref: '#/components/examples/ResellerNoDataForPartnerExample'
            ResellerNoReportForPartnerExample:
              $ref: '#/components/examples/ResellerNoReportForPartnerExample'
    GetPortfolioByConsumerResponse:
      description: The portfolio was successfully retrieved
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PortfolioWithConsumerSummary'
    GetPortfolioResponse:
      description: The portfolio summary was successfully retrieved
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PortfolioSummaryForSinglePortfolio'
          examples:
            PortfolioSummaryExample:
              $ref: '#/components/examples/PortfolioSummaryExample'
    SecurityFreezeErrorResponse:
      description: The active security freeze for this consumer exists.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/SecurityFreezeErrorMessage'
          examples:
            SecurityFreezeErrorExample:
              $ref: '#/components/examples/SecurityFreezeErrorExample'
  parameters:
    PortfolioIdParameter:
      description: A portfolio ID with the portfolio version number. Using the portfolio number without a version number will return the most recently generated reports.
      name: portfolioId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/PortfolioId'
      example: y4zsgccj4xpw-6-port
    CustomerIdParameter:
      description: A customer ID
      name: customerId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/CustomerId'
      example: '1005061234'
    ConsumerIdParameter:
      description: The consumer ID
      name: consumerId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/ConsumerId'
      example: 0bf46322c167b562e6cbed9d40e19a4c
    PortfolioIdPathParameter:
      description: A portfolio ID
      name: portfolioId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/PortfolioId'
      example: y4zsgccj4xpw-port
  securitySchemes:
    FinicityAppKey:
      name: Finicity-App-Key
      type: apiKey
      in: header
      description: The "Finicity-App-Key" from the developer dashboard
    FinicityAppToken:
      name: Finicity-App-Token
      type: apiKey
      in: header
      description: A token returned by the `/authentication` API