generated: '2026-07-19'
method: derived
source: >-
  https://docs.finmid.com/docs/b2b-payments-core-concepts,
  https://docs.finmid.com/docs/capital-core-concepts,
  https://docs.finmid.com/llms.txt
note: >-
  Derived from finmid's documented core concepts and API reference (no OpenAPI
  published). Entities and relationships reflect the documented object model.
domains:
- name: B2B Payments
  entities:
  - name: Platform
    description: finmid's direct customer that connects buyers and sellers; not creatable via public API.
  - name: Buyer
    description: Entity purchasing products/services on the platform; subject to a creditworthiness check.
    id: caller-assigned
  - name: Seller
    description: Entity listing products/services for sale; receives disbursement on payment.
    id: caller-assigned
  - name: PaymentRequest
    description: A payment processed via a finmid loan, encapsulating buyer, seller and line items.
    id: caller-assigned
    contains: [LineItem]
  - name: LineItem
    description: An item within a payment request.
  - name: Payout
    description: Disbursement to a seller (PERCENTAGE, AMOUNT, or MAX).
- name: Capital
  entities:
  - name: Business
    description: The financed business (Capital equivalent of a buyer); onboarded with KYB data.
  - name: Offer
    description: A pre-approved, customizable financing offer; belongs to an OfferGroup.
  - name: OfferGroup
    description: A group of active offer options presented to a business.
    contains: [Offer]
  - name: Funding
    description: An accepted, funded capital facility for a business.
  - name: Payment
    description: A business payment against a funding (percentage-of-sales or direct debit).
  - name: SalesStatement
    description: Reported sales used to compute business payments; grouped in batches.
relationships:
- from: PaymentRequest
  to: Buyer
  type: belongs_to
  via: buyer_id
- from: PaymentRequest
  to: Seller
  type: belongs_to
  via: seller_id
- from: PaymentRequest
  to: LineItem
  type: has_many
  via: line_items
- from: Payout
  to: Seller
  type: belongs_to
  via: seller_id
- from: Offer
  to: OfferGroup
  type: belongs_to
- from: OfferGroup
  to: Business
  type: belongs_to
- from: Funding
  to: Business
  type: belongs_to
- from: Funding
  to: Offer
  type: belongs_to
- from: Payment
  to: Funding
  type: belongs_to
- from: SalesStatement
  to: Business
  type: belongs_to