aid: fintech-farm
name: Fintech Farm
description: 'Fintech Farm is a London-based fintech company that builds and operates
  credit-led digital banks (neobanks) in emerging markets in partnership with licensed
  local banks. Founded in 2020 by Dmytro Dubilet (co-founder of Monobank), Nick Bezkrovnyy
  and Oleksandr Vityaz, the company supplies an end-to-end stack — mobile banking apps,
  an AI-driven credit engine and credit-risk models, customer acquisition and retention
  programs, and customer service operations — and is compensated on the performance
  of the resulting bank. Its launches include Leobank in Azerbaijan, Liobank in Vietnam,
  Simbank with DosCredoBank in Kyrgyzstan, Roarbank with Unity Bank in India, Tez with
  Hamkorbank in Uzbekistan, and Credit+ in Morocco. Fintech Farm is a business-to-business
  bank-partnership provider and publishes no public developer program, API documentation
  or machine-readable API contract; its integration surface is delivered privately to
  partner banks.'
url: https://raw.githubusercontent.com/api-evangelist/fintech-farm/refs/heads/main/apis.yml
image: https://fintech-farm.com/opengraph-image.jpg
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-12'
modified: '2026-08-12'
tags:
- Company
- Banking
- Financial Services
- Neobank
- Digital Banking
- Fintech
- Credit
- Emerging Markets
- Banking as a Service
- Mobile Banking
apis: []
x-enrichment:
  date: '2026-08-12'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: >-
    Fintech Farm sells bank partnerships, not API access — it builds and operates
    a neobank jointly with a licensed local bank — so there is no developer
    portal, no API reference and no API host at all: api.fintech-farm.com,
    developers.fintech-farm.com and docs.fintech-farm.com are all NXDOMAIN, and
    the only non-public surface, dev.fintech-farm.com, answers HTTP 401 behind
    HTTP Basic auth.
  evidence:
  - url: https://www.fintech-farm.com/developers
    status: 404
  - url: https://www.fintech-farm.com/openapi.json
    status: 404
  - url: https://dev.fintech-farm.com/
    status: 401
  - url: https://www.fintech-farm.com/.well-known/security.txt
    status: 200
  checked: '2026-08-12'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/fintech-farm-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/fintech-farm-domain-security.yml
- type: Website
  url: https://www.fintech-farm.com/
- type: Security
  url: https://www.fintech-farm.com/security
- type: Support
  url: mailto:hello@fintech-farm.com
- type: Blog
  url: https://www.fintech-farm.com/news
- type: GitHubOrganization
  url: https://github.com/Fintech-Farm-Ltd
- type: WellKnown
  url: well-known/fintech-farm-well-known.yml
- type: SecurityTxt
  url: well-known/fintech-farm-security.txt
- type: LLMsTxt
  url: llms/fintech-farm-llms.txt
- type: Plans
  url: plans/fintech-farm-plans-pricing.yml