slug: fintecture
provider: Fintecture
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: Payments
  spec_file: fintecture-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.92
  evidence: POST /pis/v2/connect  createPisV2Connect  Create A Payment Session
  reason: 'PSD2 Payment Initiation Services: creating a payment session, retrieving and updating payments
    (Payment, PaymentConnectRequest, PaymentAttributes). This is payment instruction capture, validation
    and authorisation.'
- tag: Request To Pay
  spec_file: fintecture-request-to-pay-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.85
  evidence: POST /pis/v2/request-to-pay  createPisV2RequestToPay  Create A Request To Pay; schemas RequestToPayRequest,
    PaymentAttributes
  reason: A PSD2 payment-initiation endpoint that creates a payment request instruction, i.e. capture/authorisation
    of a payment instruction, not account information despite the (unreliable) title.
- tag: Payouts
  spec_file: fintecture-payouts-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.8
  evidence: POST /pis/v2/request-for-payout  createPisV2RequestForPayout  Create A Request For Payout
  reason: Initiation of an outbound credit transfer to a beneficiary via the PIS rails (RequestForPayoutRequest/Response),
    i.e. payment initiation. Single operation, so slightly lower confidence on the sub-capability split
    between initiation and processing.
- tag: Refunds
  spec_file: fintecture-refunds-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /pis/v2/refund  createPisV2Refund  Create A Refund
  reason: Creation and retrieval of refunds against initiated payments (RefundRequest, Refund, RefundList)
    — initiating a reverse credit transfer to the payer over the PIS rails. Sits within payment initiation/processing;
    the exact sub-capability is somewhat ambiguous.
- tag: Verifications
  spec_file: fintecture-verifications-api-openapi.yml
  capability_id: BC-1300.20
  capability_id_l1: BC-1300
  capability_name: KYC & Customer Due Diligence Management
  confidence: 0.7
  evidence: POST /v1/customers/{customer_id}/verification  initiateCustomerVerification  Initiate Customer
    Verification; schema CustomerVerification
  reason: Initiates and tracks verification checks against a customer record — customer due diligence
    / identity verification on a regulated payment institution's platform.