{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/fintecture/main/json-schema/fintecture-account-schema.json",
  "title": "Fintecture Bank Account",
  "description": "Bank account retrieved via the Fintecture AIS API after PSU authentication.",
  "type": "object",
  "required": ["id", "iban", "currency"],
  "properties": {
    "id": { "type": "string" },
    "iban": { "type": "string", "pattern": "^[A-Z]{2}[0-9]{2}[A-Z0-9]{1,30}$" },
    "bic": { "type": "string" },
    "currency": { "type": "string", "minLength": 3, "maxLength": 3 },
    "type": { "type": "string", "enum": ["CACC", "SVGS", "LOAN", "CARD", "OTHR"] },
    "balances": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "type": {
            "type": "string",
            "enum": ["available", "current", "closingBooked", "expected"]
          },
          "amount": { "type": "string" },
          "currency": { "type": "string" },
          "timestamp": { "type": "string", "format": "date-time" }
        }
      }
    },
    "holders": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "name": { "type": "string" },
          "address": { "type": "string" },
          "email": { "type": "string", "format": "email" },
          "phone": { "type": "string" }
        }
      }
    }
  }
}