aid: fipto
name: Fipto
description: 'Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform
  that lets businesses send and receive both fiat and stablecoin payments, hold multi-asset wallets with
  EUR and USD named accounts, convert between fiat and digital currencies, and automate treasury and
  reconciliation. It is licensed as a Payment Institution by France''s ACPR (code 17908) and as a
  Crypto-Asset Service Provider by the AMF under MiCA (authorization A2026-009), and is ISO/IEC
  27001:2022 certified. Fipto publishes a REST API (OpenAPI 3.0.3) covering wallets, beneficiaries,
  payouts, transactions, conversions, payment links, automation rules and an AISP/PISP access surface,
  plus signed webhooks and an open-source Model Context Protocol server for AI agents.'
url: https://raw.githubusercontent.com/api-evangelist/fipto/refs/heads/main/apis.yml
x-type: company
x-source: serena-portfolio
specificationVersion: '0.23'
created: '2026-08-17'
modified: '2026-08-17'
image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
- Company
- Blockchain
- Payments
- Stablecoins
- Banking
- Treasury
- Cross-Border Payments
- Digital Currency
- Fintech
- Wallets
apis:
- aid: fipto:customer-api
  name: Fipto API
  description: 'The Fipto REST API (OpenAPI 3.0.3, version 4.3.0) for stablecoin and fiat payments:
    company assets, multi-asset wallets and wallet details (IBAN/blockchain addresses), beneficiaries
    with Travel Rule and Verification of Payee support, payouts and internal transfers, transaction and
    operation search, conversions and quotes, payment links, automation rules, and a delegated AISP/PISP
    access surface. Requests are authenticated with HTTP Message Signatures (draft-cavage-12) using an
    RSA key pair issued during onboarding.'
  humanURL: https://docs.fipto.com/reference/getting-started
  baseURL: https://api.fipto.app
  tags:
  - Payments
  - Stablecoins
  - Wallets
  - Beneficiaries
  - Conversions
  properties:
  - type: OpenAPI
    url: openapi/fipto-customer-api-openapi.yml
  - type: Documentation
    url: https://docs.fipto.com/
  - type: APIReference
    url: https://docs.fipto.com/reference/getting-started
  - type: Authentication
    url: authentication/fipto-authentication.yml
  - type: Webhooks
    url: asyncapi/fipto-webhooks.yml
  - type: ToolCrosswalk
    url: mcp/fipto-tool-crosswalk.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/fipto-agentic-access.yml
- type: Website
  url: https://fipto.com
- type: DeveloperPortal
  url: https://docs.fipto.com/
- type: Documentation
  url: https://docs.fipto.com/docs/introduction
- type: APIReference
  url: https://docs.fipto.com/reference/getting-started
- type: GettingStarted
  url: https://docs.fipto.com/docs/introduction
- type: Authentication
  url: authentication/fipto-authentication.yml
- type: Support
  url: https://www.fipto.com/contact
- type: Blog
  url: https://www.fipto.com/company/blog
- type: SignUp
  url: https://www.fipto.com/demo
- type: Login
  url: https://fipto.app/
- type: TermsOfService
  url: https://www.fipto.com/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.fipto.com/legal/privacy
- type: Postman
  url: https://www.postman.com/galactic-meadow-917828/workspace/fipto-api-demo-environment/collection/24959087-42b9da95-ca00-4b9a-89cc-52d84d432d5f
- type: StatusPage
  url: https://status.fipto.com/
- type: Compliance
  url: https://www.fipto.com/company/compliance
- type: LLMsTxt
  url: llms/fipto-llms.txt
- type: MCPServer
  url: mcp/fipto-mcp.yml
- type: Packages
  url: packages/fipto-packages.yml
- type: Overlay
  url: overlays/fipto-customer-api-overlay.yaml
- type: Conformance
  url: conformance/fipto-conformance.yml
- type: ErrorCatalog
  url: errors/fipto-problem-types.yml
- type: Lifecycle
  url: lifecycle/fipto-lifecycle.yml
- type: DomainSecurity
  url: security/fipto-domain-security.yml
- type: TrustCenter
  url: security/fipto-trust-center.yml
- type: Sandbox
  url: sandbox/fipto-sandbox.yml
- type: Conventions
  url: conventions/fipto-conventions.yml
- type: Components
  url: components/fipto-components.yml
- type: DataModel
  url: data-model/fipto-data-model.yml
- type: Webhooks
  url: asyncapi/fipto-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Plans
  url: plans/fipto-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fipto-rate-limits.yml
x-enrichment:
  date: '2026-08-17'
  status: enriched
  artifacts_added: 28
  pass: local-v1