slug: fipto
provider: Fipto
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: AISP/PISP
  spec_file: fipto-aisp-pisp-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /companies/{company_id}/aisp-pisp/wallets/{wallet_id}/payouts  initiatePayoutAISPPISP  Initiate
    payout as an AISP/PISP
  reason: 'Third-party payment-initiation and account-information access: payouts are initiated on behalf
    of a company plus wallet/transaction/beneficiary read access; dominant operation is payment initiation,
    though the tag also covers credential grants.'
- tag: Beneficiaries
  spec_file: fipto-beneficiaries-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /companies/{company_id}/beneficiaries  createBeneficiary; POST .../{beneficiary_id}/verify  verifyBeneficiary  Verify
    a euro beneficiary; schemas bank_identifier, beneficiary_wallet_details_fiat
  reason: Maintains and verifies payee/beneficiary records (bank identifiers, wallet details, travel-rule
    data) used to raise payment instructions, i.e. payment instruction capture and validation prerequisites.