specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: First Data (Fiserv)
providerId: first-data
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Payments
  - Merchant Services
  - Financial Services
  - Transaction Processing
description: First Data is now part of Fiserv (acquired 2019). Public access to Fiserv developer APIs (Commerce Hub, Carat, Cash Flow Central, etc.) is gated behind merchant onboarding. Pricing is custom-negotiated per merchant agreement and is not publicly listed; merchant discount rate (MDR), per-transaction fees, monthly fees, and gateway/PCI fees are scoped on the merchant services contract. The developer portal exposes documentation and sandbox access at developer.fiserv.com without published rate cards.
notes: No public pricing page exists for Fiserv/First Data merchant APIs. Pricing is contract-only. Scaffold trimmed to a single sandbox + custom enterprise plan; remove or replace if/when Fiserv publishes a developer pricing page.
sources:
  - https://developer.fiserv.com/
  - https://developer.fiserv.com/product/CommerceHub
  - https://docs.fiserv.dev/public/reference/apis
plans:
  - id: first-data-sandbox
    name: Sandbox / Developer
    type: freemium
    description: Free developer-portal account at developer.fiserv.com providing access to Commerce Hub and other Fiserv API documentation, OpenAPI references, and sandbox credentials for non-production testing. No live transaction processing.
    entries:
      - label: Sandbox Access
        description: Non-production sandbox testing for Commerce Hub and related Fiserv APIs
        name: sandbox_access
        type: flat
        metric: month
        limit: -1
        timeFrame: month
        geo: global
        domains:
          - https://developer.fiserv.com
        unit: 1
        price: '0.00'
        userMultiplied: false
    elements:
      - name: Public Documentation
      - name: Sandbox Credentials
      - name: Code Samples (Fiserv/commercehub-api-examples)
      - name: Fiserv Developer (First Data Legacy)
  - id: first-data-merchant-services
    name: Merchant Services (Custom)
    type: enterprise
    description: Production merchant agreement with Fiserv covering Commerce Hub, Carat, and legacy First Data gateway products. Pricing is negotiated per merchant — typically a blended merchant discount rate plus per-transaction fees, monthly fees, gateway fees, and any value-add services (tokenization, risk, 3DS). Not publicly disclosed.
    entries:
      - label: Card Transactions
        description: Per-transaction processing fee — negotiated per merchant agreement
        name: card_transactions
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        domains:
          - https://prod.api.firstdata.com
          - https://api.commercehub.fiserv.com
        unit: 1
        price: contact sales
        userMultiplied: false
      - label: Gateway / Platform Fees
        description: Monthly platform, gateway, and PCI fees per merchant agreement
        name: platform_fees
        type: subscription
        metric: month
        limit: -1
        timeFrame: month
        geo: global
        domains: []
        unit: 1
        price: contact sales
        userMultiplied: false
    elements:
      - name: Production Commerce Hub Access
      - name: Carat / Omni-Commerce Platform
      - name: Tokenization & Vault
      - name: 3-D Secure 2.x
      - name: Risk and Fraud Tools
      - name: Settlement and Reporting
      - name: Named Account Management
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com