generated: '2026-07-23' method: generated source: openapi/obie-account-info-openapi.yaml, openapi/obie-confirmation-funds-openapi.yaml, openapi/obie-opendata-openapi.json, openapi/obie-payment-initiation-openapi.yaml description: Recommended x-agentic-access execution contracts, classified heuristically from the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind audience per deployment. See research/curity/agentic-governance/. summary: operations: 86 by_action_class: acting: 20 connected: 66 by_consequence: write: 5 read: 66 physical: 15 human_in_the_loop_required: 0 operations: - path: /account-access-consents method: post operationId: CreateAccountAccessConsents x-agentic-access: action-class: acting consequence: write subject: required scope: - accounts audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /account-access-consents/{ConsentId} method: get operationId: GetAccountAccessConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /account-access-consents/{ConsentId} method: delete operationId: DeleteAccountAccessConsentsConsentId x-agentic-access: action-class: acting consequence: write subject: required scope: - accounts audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /accounts method: get operationId: GetAccounts x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId} method: get operationId: GetAccountsAccountId x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/balances method: get operationId: GetAccountsAccountIdBalances x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/beneficiaries method: get operationId: GetAccountsAccountIdBeneficiaries x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/direct-debits method: get operationId: GetAccountsAccountIdDirectDebits x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/offers method: get operationId: GetAccountsAccountIdOffers x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/parties method: get operationId: GetAccountsAccountIdParties x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/party method: get operationId: GetAccountsAccountIdParty x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/product method: get operationId: GetAccountsAccountIdProduct x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/scheduled-payments method: get operationId: GetAccountsAccountIdScheduledPayments x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/standing-orders method: get operationId: GetAccountsAccountIdStandingOrders x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/statements method: get operationId: GetAccountsAccountIdStatements x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/statements/{StatementId} method: get operationId: GetAccountsAccountIdStatementsStatementId x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/statements/{StatementId}/file method: get operationId: GetAccountsAccountIdStatementsStatementIdFile x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/statements/{StatementId}/transactions method: get operationId: GetAccountsAccountIdStatementsStatementIdTransactions x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /accounts/{AccountId}/transactions method: get operationId: GetAccountsAccountIdTransactions x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /balances method: get operationId: GetBalances x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /beneficiaries method: get operationId: GetBeneficiaries x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /direct-debits method: get operationId: GetDirectDebits x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /offers method: get operationId: GetOffers x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /party method: get operationId: GetParty x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /products method: get operationId: GetProducts x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /scheduled-payments method: get operationId: GetScheduledPayments x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /standing-orders method: get operationId: GetStandingOrders x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /statements method: get operationId: GetStatements x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /transactions method: get operationId: GetTransactions x-agentic-access: action-class: connected consequence: read subject: optional scope: - accounts token: max-ttl: 3600 audit: none - path: /funds-confirmation-consents method: post operationId: CreateFundsConfirmationConsents x-agentic-access: action-class: acting consequence: write subject: required scope: - fundsconfirmations audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /funds-confirmation-consents/{ConsentId} method: get operationId: GetFundsConfirmationConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - fundsconfirmations token: max-ttl: 3600 audit: none - path: /funds-confirmation-consents/{ConsentId} method: delete operationId: DeleteFundsConfirmationConsentsConsentId x-agentic-access: action-class: acting consequence: write subject: required scope: - fundsconfirmations audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /funds-confirmations method: post operationId: CreateFundsConfirmations x-agentic-access: action-class: acting consequence: write subject: required scope: - fundsconfirmations audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /branches method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /branches method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /atms method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /atms method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /personal-current-accounts method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /personal-current-accounts method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /business-current-accounts method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /business-current-accounts method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /unsecured-sme-loans method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /unsecured-sme-loans method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /commercial-credit-cards method: get x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /commercial-credit-cards method: head x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /domestic-payment-consents method: post operationId: CreateDomesticPaymentConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-payment-consents/{ConsentId} method: get operationId: GetDomesticPaymentConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-payment-consents/{ConsentId}/funds-confirmation method: get operationId: GetDomesticPaymentConsentsConsentIdFundsConfirmation x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-payments method: post operationId: CreateDomesticPayments x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-payments/{DomesticPaymentId} method: get operationId: GetDomesticPaymentsDomesticPaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-payments/{DomesticPaymentId}/payment-details method: get operationId: GetDomesticPaymentsDomesticPaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-scheduled-payment-consents method: post operationId: CreateDomesticScheduledPaymentConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-scheduled-payment-consents/{ConsentId} method: get operationId: GetDomesticScheduledPaymentConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-scheduled-payments method: post operationId: CreateDomesticScheduledPayments x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-scheduled-payments/{DomesticScheduledPaymentId} method: get operationId: GetDomesticScheduledPaymentsDomesticScheduledPaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-scheduled-payments/{DomesticScheduledPaymentId}/payment-details method: get operationId: GetDomesticScheduledPaymentsDomesticScheduledPaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-standing-order-consents method: post operationId: CreateDomesticStandingOrderConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-standing-order-consents/{ConsentId} method: get operationId: GetDomesticStandingOrderConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-standing-orders method: post operationId: CreateDomesticStandingOrders x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /domestic-standing-orders/{DomesticStandingOrderId} method: get operationId: GetDomesticStandingOrdersDomesticStandingOrderId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /domestic-standing-orders/{DomesticStandingOrderId}/payment-details method: get operationId: GetDomesticStandingOrdersDomesticStandingOrderIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /file-payment-consents method: post operationId: CreateFilePaymentConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /file-payment-consents/{ConsentId} method: get operationId: GetFilePaymentConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /file-payment-consents/{ConsentId}/file method: post operationId: CreateFilePaymentConsentsConsentIdFile x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /file-payment-consents/{ConsentId}/file method: get operationId: GetFilePaymentConsentsConsentIdFile x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /file-payments method: post operationId: CreateFilePayments x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /file-payments/{FilePaymentId} method: get operationId: GetFilePaymentsFilePaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /file-payments/{FilePaymentId}/payment-details method: get operationId: GetFilePaymentsFilePaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /file-payments/{FilePaymentId}/report-file method: get operationId: GetFilePaymentsFilePaymentIdReportFile x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-payment-consents method: post operationId: CreateInternationalPaymentConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-payment-consents/{ConsentId} method: get operationId: GetInternationalPaymentConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-payment-consents/{ConsentId}/funds-confirmation method: get operationId: GetInternationalPaymentConsentsConsentIdFundsConfirmation x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-payments method: post operationId: CreateInternationalPayments x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-payments/{InternationalPaymentId} method: get operationId: GetInternationalPaymentsInternationalPaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-payments/{InternationalPaymentId}/payment-details method: get operationId: GetInternationalPaymentsInternationalPaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-scheduled-payment-consents method: post operationId: CreateInternationalScheduledPaymentConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-scheduled-payment-consents/{ConsentId} method: get operationId: GetInternationalScheduledPaymentConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-scheduled-payment-consents/{ConsentId}/funds-confirmation method: get operationId: GetInternationalScheduledPaymentConsentsConsentIdFundsConfirmation x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-scheduled-payments method: post operationId: CreateInternationalScheduledPayments x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-scheduled-payments/{InternationalScheduledPaymentId} method: get operationId: GetInternationalScheduledPaymentsInternationalScheduledPaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-scheduled-payments/{InternationalScheduledPaymentId}/payment-details method: get operationId: GetInternationalScheduledPaymentsInternationalScheduledPaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-standing-order-consents method: post operationId: CreateInternationalStandingOrderConsents x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-standing-order-consents/{ConsentId} method: get operationId: GetInternationalStandingOrderConsentsConsentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-standing-orders method: post operationId: CreateInternationalStandingOrders x-agentic-access: action-class: acting consequence: physical subject: required scope: - payments audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /international-standing-orders/{InternationalStandingOrderPaymentId} method: get operationId: GetInternationalStandingOrdersInternationalStandingOrderPaymentId x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none - path: /international-standing-orders/{InternationalStandingOrderPaymentId}/payment-details method: get operationId: GetInternationalStandingOrdersInternationalStandingOrderPaymentIdPaymentDetails x-agentic-access: action-class: connected consequence: read subject: optional scope: - payments token: max-ttl: 3600 audit: none