openapi: 3.2.0
info:
title: Account and Transaction API Specification Transactions API
description: 'Swagger for Account and Transaction API Specification.
**Please Note**: There are no optional fields, if a field is not marked as “Required” it is a Conditional field.
'
termsOfService: https://www.openbanking.org.uk/terms
contact:
name: Service Desk
email: ServiceDesk@openbanking.org.uk
license:
name: open-licence
url: https://www.openbanking.org.uk/open-licence
version: 4.0.1
servers:
- url: /open-banking/v4.0/aisp
tags:
- name: Transactions
paths:
/accounts/{AccountId}/transactions:
get:
tags:
- Transactions
summary: Get Transactions for an AccountId
description: Enables an AISP to retrieve transaction information for a specific PSU account.
operationId: GetAccountsAccountIdTransactions
parameters:
- $ref: '#/components/parameters/AccountId'
- $ref: '#/components/parameters/x-fapi-auth-date'
- $ref: '#/components/parameters/x-fapi-customer-ip-address'
- $ref: '#/components/parameters/x-fapi-interaction-id'
- $ref: '#/components/parameters/Authorization'
- $ref: '#/components/parameters/x-customer-user-agent'
- $ref: '#/components/parameters/FromBookingDateTimeParam'
- $ref: '#/components/parameters/ToBookingDateTimeParam'
- $ref: '#/components/parameters/x-client-id'
responses:
'200':
$ref: '#/components/responses/200AccountsAccountIdTransactionsRead'
'400':
$ref: '#/components/responses/400Error'
'401':
$ref: '#/components/responses/401Error'
'403':
$ref: '#/components/responses/403Error'
'405':
$ref: '#/components/responses/405Error'
'406':
$ref: '#/components/responses/406Error'
'429':
$ref: '#/components/responses/429Error'
'500':
$ref: '#/components/responses/500Error'
security:
- PSUOAuth2Security:
- accounts
/transactions:
get:
tags:
- Transactions
summary: Get Transactions
description: Enables an AISP to retrieve transaction information for account(s) that the PSU has consented to.
operationId: GetTransactions
parameters:
- $ref: '#/components/parameters/x-fapi-auth-date'
- $ref: '#/components/parameters/x-fapi-customer-ip-address'
- $ref: '#/components/parameters/x-fapi-interaction-id'
- $ref: '#/components/parameters/Authorization'
- $ref: '#/components/parameters/x-customer-user-agent'
- $ref: '#/components/parameters/FromBookingDateTimeParam'
- $ref: '#/components/parameters/ToBookingDateTimeParam'
- $ref: '#/components/parameters/x-client-id'
responses:
'200':
$ref: '#/components/responses/200TransactionsRead'
'400':
$ref: '#/components/responses/400Error'
'401':
$ref: '#/components/responses/401Error'
'403':
$ref: '#/components/responses/403Error'
'404':
$ref: '#/components/responses/404Error'
'405':
$ref: '#/components/responses/405Error'
'406':
$ref: '#/components/responses/406Error'
'429':
$ref: '#/components/responses/429Error'
'500':
$ref: '#/components/responses/500Error'
security:
- PSUOAuth2Security:
- accounts
components:
schemas:
Name_0:
description: 'The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP''s online channels.
Note, the account name is not the product name or the nickname of the account.'
type: string
example: Jane Smith
minLength: 1
maxLength: 350
OBIntermediaryAgent:
description: The intermediary agent associated with this transaction.
type: object
properties:
Name:
description: Name by which an agent is known and which is usually used to identify that agent.
type: string
minLength: 1
maxLength: 140
SchemeName:
$ref: '#/components/schemas/OBInternalAccountIdentification4Code'
Identification:
description: Unique and unambiguous identification of a financial institution or a branch of a financial institution.
type: string
minLength: 1
maxLength: 35
LEI:
$ref: '#/components/schemas/LEI'
PostalAddress:
$ref: '#/components/schemas/OBPostalAddress7'
ProcessingStatus:
description: Status of the payment at the Intermediary Agent. For a full list of enumeration values refer to `OBIntermediaryAgentStatus1Code` in `OB_Internal_CodeSet` [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
enum:
- PDNG
- RCVD
- ACSP
- ACSC
- RJCT
- UNKN
- CANC
OBError1:
type: object
properties:
ErrorCode:
$ref: '#/components/schemas/OBExternalStatusReason1Code'
Message:
description: 'A description of the error that occurred. e.g., ''A mandatory field isn''t supplied'' or ''RequestedExecutionDateTime must be in future''
OBL doesn''t standardise this field'
type: string
minLength: 1
maxLength: 500
Path:
description: Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency
type: string
minLength: 1
maxLength: 500
Url:
description: URL to help remediate the problem, or provide more information, or to API Reference, or help etc
type: string
required:
- ErrorCode
additionalProperties: false
minProperties: 1
OBExternalPurpose1Code:
type: string
minLength: 1
maxLength: 4
description: For a full list of enumeration values refer to `ExternalPurpose1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
enum:
- BKDF
- BKFE
- BKFM
- BKIP
- BKPP
- CBLK
- CDCB
- CDCD
- CDCS
- CDDP
- CDOC
- CDQC
- ETUP
- FCOL
- MTUP
- ACCT
- CASH
- COLL
- CSDB
- DEPT
- INTC
- INTP
- LIMA
- NETT
- BFWD
- CCIR
- CCPC
- CCPM
- CCSM
- CRDS
- CRPR
- CRSP
- CRTL
- EQPT
- EQUS
- EXPT
- EXTD
- FIXI
- FWBC
- FWCC
- FWSB
- FWSC
- MARG
- MBSB
- MBSC
- MGCC
- MGSC
- OCCC
- OPBC
- OPCC
- OPSB
- OPSC
- OPTN
- OTCD
- REPO
- RPBC
- RPCC
- RPSB
- RPSC
- RVPO
- SBSC
- SCIE
- SCIR
- SCRP
- SHBC
- SHCC
- SHSL
- SLEB
- SLOA
- SWBC
- SWCC
- SWPT
- SWSB
- SWSC
- TBAS
- TBBC
- TBCC
- TRCP
- AGRT
- AREN
- BEXP
- BOCE
- COMC
- CPYR
- GDDS
- GDSV
- GSCB
- LICF
- MP2B
- POPE
- ROYA
- SCVE
- SERV
- SUBS
- SUPP
- TRAD
- CHAR
- COMT
- MP2P
- ECPG
- ECPR
- ECPU
- EPAY
- CLPR
- COMP
- DBTC
- GOVI
- HLRP
- HLST
- INPC
- INPR
- INSC
- INSU
- INTE
- LBRI
- LIFI
- LOAN
- LOAR
- PENO
- PPTI
- RELG
- RINP
- TRFD
- FORW
- FXNT
- ADMG
- ADVA
- BCDM
- BCFG
- BLDM
- BNET
- CBFF
- CBFR
- CCRD
- CDBL
- CFEE
- CGDD
- CORT
- COST
- CPKC
- DCRD
- DSMT
- DVPM
- EDUC
- FACT
- FAND
- FCPM
- FEES
- GIFT
- GOVT
- ICCP
- IDCP
- IHRP
- INSM
- IVPT
- MCDM
- MCFG
- MSVC
- NOWS
- OCDM
- OCFG
- OFEE
- OTHR
- PADD
- PTSP
- RCKE
- RCPT
- REBT
- REFU
- RENT
- REOD
- RIMB
- RPNT
- RRBN
- RRCT
- RRTP
- RVPM
- SLPI
- SPLT
- STDY
- TBAN
- TBIL
- TCSC
- TELI
- TMPG
- TPRI
- TPRP
- TRNC
- TRVC
- WEBI
- IPAY
- IPCA
- IPDO
- IPEA
- IPEC
- IPEW
- IPPS
- IPRT
- IPU2
- IPUW
- ANNI
- CAFI
- CFDI
- CMDT
- DERI
- DIVD
- FREX
- HEDG
- INVS
- PRME
- SAVG
- SECU
- SEPI
- TREA
- UNIT
- FNET
- FUTR
- ANTS
- CVCF
- DMEQ
- DNTS
- HLTC
- HLTI
- HSPC
- ICRF
- LTCF
- MAFC
- MARF
- MDCS
- VIEW
- CDEP
- SWFP
- SWPP
- SWRS
- SWUF
- ADCS
- AEMP
- ALLW
- ALMY
- BBSC
- BECH
- BENE
- BONU
- CCHD
- COMM
- CSLP
- GFRP
- GVEA
- GVEB
- GVEC
- GVED
- GWLT
- HREC
- PAYR
- PEFC
- PENS
- PRCP
- RHBS
- SALA
- SPSP
- SSBE
- LBIN
- LCOL
- LFEE
- LMEQ
- LMFI
- LMRK
- LREB
- LREV
- LSFL
- ESTX
- FWLV
- GSTX
- HSTX
- INTX
- NITX
- PTXP
- RDTX
- TAXS
- VATX
- WHLD
- TAXR
- B112
- BR12
- TLRF
- TLRR
- AIRB
- BUSB
- FERB
- RLWY
- TRPT
- CBTV
- ELEC
- ENRG
- GASB
- NWCH
- NWCM
- OTLC
- PHON
- UBIL
- WTER
- BOND
- CABD
- CAEQ
- CBCR
- DBCR
- DICL
- EQTS
- FLCR
- EFTC
- EFTD
- MOMA
- RAPI
- GAMB
- LOTT
- AMEX
- SASW
- AUCO
- PCOM
- PDEP
- PLDS
- PLRF
- GAFA
- GAHO
- CPEN
- DEPD
- RETL
- DEBT
- CRYP
OBCurrencyExchange5:
type: object
required:
- SourceCurrency
- ExchangeRate
description: Set of elements used to provide details on the currency exchange.
properties:
SourceCurrency:
description: Currency from which an amount is to be converted in a currency conversion.
type: string
pattern: ^[A-Z]{3,3}$
TargetCurrency:
description: Currency into which an amount is to be converted in a currency conversion.
type: string
pattern: ^[A-Z]{3,3}$
UnitCurrency:
description: Currency in which the rate of exchange is expressed in a currency exchange. In the example 1GBP = xxxCUR, the unit currency is GBP.
type: string
pattern: ^[A-Z]{3,3}$
ExchangeRate:
description: 'Factor used to convert an amount from one currency into another. This reflects the price at which one currency was bought with another currency.
Usage: ExchangeRate expresses the ratio between UnitCurrency and QuotedCurrency (ExchangeRate = UnitCurrency/QuotedCurrency).'
type: number
ContractIdentification:
description: Unique identification to unambiguously identify the foreign exchange contract.
type: string
minLength: 1
maxLength: 35
QuotationDate:
description: "Date and time at which an exchange rate is quoted. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
type: string
format: date-time
InstructedAmount:
type: object
required:
- Amount
- Currency
description: Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
properties:
Amount:
$ref: '#/components/schemas/OBActiveCurrencyAndAmount_SimpleType'
Currency:
$ref: '#/components/schemas/ActiveOrHistoricCurrencyCode_1'
Identification_0:
description: Identification assigned by an institution to identify an account. This identification is known by the account owner.
type: string
example: '80200112344562'
minLength: 1
maxLength: 256
OBErrorResponse1:
description: An array of detail error codes, and messages, and URLs to documentation to help remediation.
type: object
properties:
Id:
description: A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.
type: string
minLength: 1
maxLength: 40
Code:
description: Deprecated
High level textual error code, to help categorise the errors.
type: string
minLength: 1
example: 400 BadRequest
maxLength: 40
Message:
description: Deprecated
Brief Error message
type: string
minLength: 1
example: There is something wrong with the request parameters provided
maxLength: 500
Errors:
items:
$ref: '#/components/schemas/OBError1'
type: array
minItems: 1
required:
- Errors
additionalProperties: false
TransactionInformation:
description: "Further details of the transaction. \nThis is the transaction narrative, which is unstructured text."
type: string
minLength: 1
maxLength: 500
OBBranchAndFinancialInstitutionIdentification6_2:
type: object
description: Financial institution servicing an account for the debtor.
properties:
SchemeName:
$ref: '#/components/schemas/OBInternalFinancialInstitutionIdentification4Code'
Identification:
$ref: '#/components/schemas/Identification_2'
Name:
$ref: '#/components/schemas/Name_1'
LEI:
$ref: '#/components/schemas/LEI'
PostalAddress:
$ref: '#/components/schemas/OBPostalAddress7'
AccountId:
description: A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
type: string
example: '22289'
minLength: 1
maxLength: 40
Floor:
description: Number that identifies the level within a building
type: string
example: '11'
minLength: 1
maxLength: 70
OBTransactionCardInstrument1:
type: object
required:
- CardSchemeName
description: 'Set of elements to describe the card instrument used in the transaction.
For a full list of enumeration values refer to `OBInternalCardSchemeType1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
properties:
CardSchemeName:
description: 'Name of the card scheme.
For a full list of enumeration values refer to `OBInternalCardSchemeType1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
type: string
enum:
- AmericanExpress
- Diners
- Discover
- MasterCard
- VISA
AuthorisationType:
description: 'The card authorisation type.
For a full list of enumeration values refer to `OBInternalCardAuthorisationType1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
type: string
enum:
- ConsumerDevice
- Contactless
- None
- PIN
Name:
description: Name of the cardholder using the card instrument.
type: string
minLength: 1
maxLength: 70
Identification:
description: Identification assigned by an institution to identify the card instrument used in the transaction. This identification is known by the account owner, and may be masked.
type: string
minLength: 1
maxLength: 34
additionalProperties: false
OBBranchAndFinancialInstitutionIdentification6_1:
type: object
description: Financial institution servicing an account for the creditor.
properties:
SchemeName:
$ref: '#/components/schemas/OBInternalFinancialInstitutionIdentification4Code'
Identification:
$ref: '#/components/schemas/Identification_2'
Name:
$ref: '#/components/schemas/Name_1'
LEI:
$ref: '#/components/schemas/LEI'
PostalAddress:
$ref: '#/components/schemas/OBPostalAddress7'
ExternalEntryStatus1Code:
description: 'Status of a transaction entry on the books of the account servicer.
For a full list of enumeration values refer to `ExternalEntryStatus1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
type: string
enum:
- BOOK
- FUTR
- INFO
- PDNG
- RJCT
OBMerchantDetails1:
type: object
description: Details of the merchant involved in the transaction.
properties:
MerchantName:
description: Name by which the merchant is known.
type: string
minLength: 1
maxLength: 350
MerchantCategoryCode:
description: Category code conform to ISO 18245, related to the type of services or goods the merchant provides for the transaction.
type: string
minLength: 3
maxLength: 4
PostCode:
description: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
type: string
example: EC2N 4AG
minLength: 1
maxLength: 16
BuildingNumber:
description: Number that identifies the position of a building on a street.
type: string
example: '11'
minLength: 1
maxLength: 16
Room:
description: Information that locates and identifies a room to form part of an address
type: string
example: Basement 03
minLength: 1
maxLength: 70
OBReadDataTransaction6:
type: object
properties:
Transaction:
type: array
items:
$ref: '#/components/schemas/OBTransaction6'
additionalProperties: false
TransactionReference:
description: Unique reference for the transaction. This reference is optionally populated, and may as an example be the FPID in the Faster Payments context.
type: string
minLength: 1
maxLength: 210
Links:
type: object
description: Links relevant to the payload
properties:
Self:
type: string
format: uri
First:
type: string
format: uri
Prev:
type: string
format: uri
Next:
type: string
format: uri
Last:
type: string
format: uri
additionalProperties: false
required:
- Self
Identification_2:
description: Unique and unambiguous identification of a financial institution or a branch of a financial institution.
type: string
minLength: 1
maxLength: 35
OBTransactionCashBalance:
type: object
required:
- CreditDebitIndicator
- Type
- Amount
description: Set of elements used to define the balance as a numerical representation of the net increases and decreases in an account after a transaction entry is applied to the account.
properties:
CreditDebitIndicator:
$ref: '#/components/schemas/OBCreditDebitCode_2'
Type:
$ref: '#/components/schemas/OBBalanceType1Code'
Amount:
type: object
required:
- Amount
- Currency
description: Amount of money of the cash balance after a transaction entry is applied to the account..
properties:
Amount:
$ref: '#/components/schemas/OBActiveCurrencyAndAmount_SimpleType'
Currency:
$ref: '#/components/schemas/ActiveOrHistoricCurrencyCode_1'
additionalProperties: false
TownName:
description: Name of a built-up area, with defined boundaries, and a local government.
type: string
example: London
minLength: 1
maxLength: 140
BookingDateTime:
description: "Date and time when a transaction entry is posted to an account on the account servicer's books.\nUsage: Booking date is the expected booking date, unless the status is booked, in which case it is the actual booking date. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
type: string
format: date-time
StatementReference:
description: Unique reference for the statement. This reference may be optionally populated if available.
type: string
example: '002'
minLength: 1
maxLength: 35
OBActiveOrHistoricCurrencyAndAmount_9:
type: object
required:
- Amount
- Currency
description: Amount of money in the cash transaction entry.
properties:
Amount:
$ref: '#/components/schemas/OBActiveCurrencyAndAmount_SimpleType'
Currency:
$ref: '#/components/schemas/ActiveOrHistoricCurrencyCode_1'
OBUltimateDebtor1:
description: Ultimate party that owes an amount of money to the (ultimate) creditor.
type: object
properties:
Name:
description: Name by which a party is known and which is usually used to identify that party.
type: string
minLength: 1
maxLength: 140
Identification:
description: Identification assigned by an institution.
type: string
minLength: 1
maxLength: 256
LEI:
$ref: '#/components/schemas/LEI'
SchemeName:
$ref: '#/components/schemas/OBInternalAccountIdentification4Code'
PostalAddress:
$ref: '#/components/schemas/OBPostalAddress7'
UnitNumber:
description: Number that identifies the unit of a specific address .
type: string
example: A88
minLength: 1
maxLength: 16
OBProxy1:
description: Specifies an alternate assumed name for the identification of the account.
type: object
required:
- Identification
- Code
properties:
Identification:
description: Identification used to indicate the account identification under another specified name.
type: string
example: '2360549017905188'
minLength: 1
maxLength: 2048
Code:
$ref: '#/components/schemas/ExternalProxyAccountType1Code'
Type:
type: string
description: Type of the proxy identification.
minLength: 1
maxLength: 35
BuildingName:
description: Name of a referenced building.
type: string
minLength: 1
maxLength: 140
OBBankTransactionCodeStructure1:
type: object
required:
- Code
- SubCode
description: Set of elements used to fully identify the type of underlying transaction resulting in an entry.
properties:
Code:
description: Specifies the family within a domain.
type: string
SubCode:
description: Specifies the sub-product family within a specific family.
type: string
OBSupplementaryData1:
type: object
properties: {}
additionalProperties: true
description: Additional information that can not be captured in the structured fields and/or any other specific block.
OBBalanceType1Code:
description: Balance type, in a coded form.
For a full list of enumeration values refer to `ExternalBalanceType1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets).
type: string
example: CLAV
enum:
- CLAV
- CLBD
- FWAV
- INFO
- ITAV
- ITBD
- OPAV
- OPBD
- PRCD
- XPCD
OBInternalAccountIdentification4Code:
description: Name of the identification scheme, in a coded form as published in an external list.
For a full list of enumeration values refer to `OBInternalAccountIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
x-namespaced-enum:
- UK.OBIE.BBAN
- UK.OBIE.IBAN
- UK.OBIE.PAN
- UK.OBIE.Paym
- UK.OBIE.SortCodeAccountNumber
- UK.OBIE.Wallet
OBPostalAddress7:
type: object
description: Information that locates and identifies a specific address, as defined by postal services.
properties:
AddressType:
$ref: '#/components/schemas/OBAddressType2Code'
Department:
description: Identification of a division of a large organisation or building.
example: Finance
type: string
minLength: 1
maxLength: 70
SubDepartment:
description: Identification of a sub-division of a large organisation or building.
example: Payroll
type: string
minLength: 1
maxLength: 70
StreetName:
$ref: '#/components/schemas/StreetName'
BuildingNumber:
$ref: '#/components/schemas/BuildingNumber'
BuildingName:
$ref: '#/components/schemas/BuildingName'
Floor:
$ref: '#/components/schemas/Floor'
UnitNumber:
$ref: '#/components/schemas/UnitNumber'
Room:
$ref: '#/components/schemas/Room'
PostBox:
$ref: '#/components/schemas/PostBox'
TownLocationName:
$ref: '#/components/schemas/TownName'
DistrictName:
$ref: '#/components/schemas/DistrictName'
CareOf:
$ref: '#/components/schemas/CareOf'
PostCode:
$ref: '#/components/schemas/PostCode'
TownName:
$ref: '#/components/schemas/TownName'
CountrySubDivision:
description: Identifies a subdivision of a country such as state, region, county.
type: string
minLength: 1
maxLength: 35
Country:
description: Nation with its own government.
type: string
pattern: ^[A-Z]{2,2}$
AddressLine:
type: array
items:
description: Information that locates and identifies a specific address, as defined by postal services, presented in free format text.
type: string
minLength: 1
maxLength: 70
minItems: 0
maxItems: 7
OBUltimateCreditor1:
description: Ultimate party to which an amount of money is due.
type: object
properties:
Name:
description: Name by which a party is known and which is usually used to identify that party.
type: string
minLength: 1
maxLength: 140
Identification:
description: Identification assigned by an institution.
type: string
minLength: 1
maxLength: 256
LEI:
$ref: '#/components/schemas/LEI'
SchemeName:
$ref: '#/components/schemas/OBInternalAccountIdentification4Code'
PostalAddress:
$ref: '#/components/schemas/OBPostalAddress7'
CareOf:
description: The 'care of' address is used whenever sending mail to a person or organisation who does not actually live or work at the address. They will receive the mail for the individual.
type: string
example: Jane Smith
minLength: 1
maxLength: 140
OBActiveOrHistoricCurrencyAndAmount_10:
type: object
required:
- Amount
- Currency
description: Transaction charges to be paid by the charge bearer.
properties:
Amount:
$ref: '#/components/schemas/OBActiveCurrencyAndAmount_SimpleType'
Currency:
$ref: '#/components/schemas/ActiveOrHistoricCurrencyCode_1'
OBCashAccount6_1:
type: object
description: Unambiguous identification of the account of the debtor, in the case of a credit transaction.
properties:
SchemeName:
$ref: '#/components/schemas/OBInternalAccountIdentification4Code'
Identification:
$ref: '#/components/schemas/Identification_0'
Name:
$ref: '#/components/schemas/Name_0'
SecondaryIdentification:
$ref: '#/components/schemas/SecondaryIdentification'
Proxy:
$ref: '#/components/schemas/OBProxy1'
LEI:
description: Legal entity identification as an alternate identification for a party. Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Financial Services - Legal Entity Identifier (LEI)".
type: string
example: IZ9Q00LZEVUKWCQY6X15
minLength: 1
maxLength: 20
pattern: ^[A-Z0-9]{18,18}[0-9]{2,2}$
ExternalCategoryPurpose1Code:
description: Enumeration of codes that outlines the type of purpose behind a transaction, payment or risk. For all enum values see `ExternalCategoryPurpose1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
enum:
- BONU
- CASH
- CBLK
- CCRD
- CGWV
- CIPC
- CONC
- CORT
- DCRD
- DIVI
- DVPM
- EPAY
- FCDT
- FCIN
- FCOL
- GOVT
- GP2P
- HEDG
- ICCP
- IDCP
- INTC
- INTE
- LBOX
- LOAN
- MP2B
- MP2P
- OTHR
- PENS
- RPRE
- RRCT
- RVPM
- SALA
- SECU
- SSBE
- SUPP
- SWEP
- TAXS
- TOPG
- TRAD
- TREA
- VATX
- VOST
- WHLD
- ZABA
ValueDateTime:
description: "Date and time at which assets become available to the account owner in case of a credit entry, or cease to be available to the account owner in case of a debit transaction entry.\nUsage: If transaction entry status is pending and value date is present, then the value date refers to an expected/requested value date.\nFor transaction entries subject to availability/float and for which availability information is provided, the value date must not be used. In this case the availability component identifies the number of availability days. All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
type: string
format: date-time
SecondaryIdentification:
description: "This is secondary identification of the account, as assigned by the account servicing institution. \nThis can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination)."
type: string
example: '87562298675897'
minLength: 1
maxLength: 34
ISODateTime:
description: "All dates in the JSON payloads are represented in ISO 8601 date-time format. \nAll date-time fields in responses must include the timezone. An example is below:\n2017-04-05T10:43:07+00:00"
type: string
format: date-time
Name_1:
description: Name by which an agent is known and which is usually used to identify that agent.
type: string
example: Agent Name
minLength: 1
maxLength: 140
OBInternalFinancialInstitutionIdentification4Code:
description: Name of the identification scheme, in a coded form as published in an external list.
For a full list of enumeration values refer to `OBInternalFinancialInstitutionIdentification4Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
example: UK.OBIE.BICFI
x-namespaced-enum:
- UK.OBIE.BICFI
AddressLine:
description: Information that locates and identifies a specific address for a transaction entry, that is presented in free format text.
type: string
minLength: 1
maxLength: 70
Meta:
title: MetaData
type: object
description: Meta Data relevant to the payload
properties:
TotalPages:
type: integer
format: int32
FirstAvailableDateTime:
$ref: '#/components/schemas/ISODateTime'
LastAvailableDateTime:
$ref: '#/components/schemas/ISODateTime'
additionalProperties: false
OBActiveCurrencyAndAmount_SimpleType:
description: A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.
type: string
example: '1209.06'
pattern: ^\d{1,13}$|^\d{1,13}\.\d{1,5}$
OBExternalStatusReason1Code:
description: Low level textual error code, for all enum values see `OBExternalStatusReason1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
minLength: 4
maxLength: 4
example: U001
PostBox:
description: Information that locates and identifies a box in a post office assigned to a person or organization, where letters for them are kept until called for.
type: string
example: PO Box 123456
minLength: 1
maxLength: 16
OBInternalTransactionMutability1Code:
description: 'Specifies the Mutability of the Transaction record.
For a full list of enumeration values refer to `OBInternalTransactionMutability1Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
type: string
enum:
- Mutable
- Immutable
ExternalProxyAccountType1Code:
description: Specifies the external proxy account type code, as published in the proxy account type external code set.
For more information and a full list of values see `ExternalProxyAccountType1Code` in *ISO_External_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)
type: string
example: TELE
enum:
- TELE
- EMAL
- DNAM
- CINC
- COTX
- COID
- CUST
- DRLC
- EIDN
- EWAL
- PVTX
- LEIC
- MBNO
- NIDN
- CCPT
- SHID
- SOSE
- TOKN
- UBIL
- VIPN
- BIID
OBCashAccount6_0:
type: object
description: Unambiguous identification of the account of the creditor, in the case of a debit transaction.
properties:
SchemeName:
$ref: '#/components/schemas/OBInternalAccountIdentification4Code'
Identification:
$ref: '#/components/schemas/Identification_0'
Name:
$ref: '#/components/schemas/Name_0'
SecondaryIdentification:
$ref: '#/components/schemas/SecondaryIdentification'
Proxy:
$ref: '#/components/schemas/OBProxy1'
OBExtendedProprietaryBankTransactionCode:
type: object
description: Additional proprietary bank transaction codes used by the ASPSP for the underlying transaction
required:
- Code
properties:
Code:
type: string
description: Proprietary bank transaction code to identify the underlying transaction.
minLength: 1
maxLength: 35
Issuer:
type: string
description: Identification of the issuer of the proprietary bank transaction code.
minLength: 1
maxLength: 35
Description:
type: string
description: Description of the code and its usage on the ASPSP channel
minLength: 1
maxLength: 500
ActiveOrHistoricCurrencyCode_1:
description: A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".
type: string
example: GBP
pattern: ^[A-Z]{3,3}$
OBAddressType2Code:
description: Identifies the nature of the postal address.
For a full set of codes see `OBAddressType2Code` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets).
type: string
example: BIZZ
enum:
- BIZZ
- DLVY
- MLTO
- PBOX
- ADDR
- HOME
- CORR
- STAT
DistrictName:
description: Number that of the regional area, known as a district, which forms part of an address
type: string
example: Greater London
minLength: 1
maxLength: 140
OBCreditDebitCode_1:
description: 'Indicates whether the transaction is a credit or a debit entry.
For a full list of enumeration values refer to `OBInternalCreditDebitCode` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)'
type: string
enum:
- Credit
- Debit
ProprietaryBankTransactionCodeStructure1:
type: object
required:
- Code
description: Set of elements to fully identify a proprietary bank transaction code.
properties:
Code:
description: Proprietary bank transaction code to identify the underlying transaction.
type: string
minLength: 1
maxLength: 35
Issuer:
description: Identification of the issuer of the proprietary bank transaction code.
type: string
minLength: 1
maxLength: 35
additionalProperties: false
TransactionId:
description: Unique identifier for the transaction within a servicing institution. This identifier is both unique and immutable.
type: string
minLength: 1
maxLength: 210
StreetName:
description: Name of a street or thoroughfare.
type: string
example: Bank Street
minLength: 1
maxLength: 140
OBCreditDebitCode_2:
description: "Indicates whether the balance is a credit or a debit balance. \nUsage: A zero balance is considered to be a credit balance.\n
\nFor a full list of enumeration values refer to `OBInternalCreditDebitCode` in *OB_Internal_CodeSet* [here](https://github.com/OpenBankingUK/External_Internal_CodeSets)"
type: string
example: Credit
enum:
- Credit
- Debit
OBTransaction6:
type: object
description: Provides further details on an entry in the report.
required:
- AccountId
- CreditDebitIndicator
- Status
- BookingDateTime
- Amount
properties:
AccountId:
$ref: '#/components/schemas/AccountId'
TransactionId:
$ref: '#/components/schemas/TransactionId'
TransactionReference:
$ref: '#/components/schemas/TransactionReference'
StatementReference:
type: array
items:
$ref: '#/components/schemas/StatementReference'
CreditDebitIndicator:
$ref: '#/components/schemas/OBCreditDebitCode_1'
Status:
$ref: '#/components/schemas/ExternalEntryStatus1Code'
TransactionMutability:
$ref: '#/components/schemas/OBInternalTransactionMutability1Code'
BookingDateTime:
$ref: '#/components/schemas/BookingDateTime'
ValueDateTime:
$ref: '#/components/schemas/ValueDateTime'
TransactionInformation:
$ref: '#/components/schemas/TransactionInformation'
AddressLine:
$ref: '#/components/schemas/AddressLine'
Amount:
$ref: '#/components/schemas/OBActiveOrHistoricCurrencyAndAmount_9'
ChargeAmount:
$ref: '#/components/schemas/OBActiveOrHistoricCurrencyAndAmount_10'
CurrencyExchange:
$ref: '#/components/schemas/OBCurrencyExchange5'
BankTransactionCode:
$ref: '#/components/schemas/OBBankTransactionCodeStructure1'
ProprietaryBankTransactionCode:
$ref: '#/components/schemas/ProprietaryBankTransactionCodeStructure1'
ExtendedProprietaryBankTransactionCodes:
type: array
items:
$ref: '#/components/schemas/OBExtendedProprietaryBankTransactionCode'
Balance:
$ref: '#/components/schemas/OBTransactionCashBalance'
MerchantDetails:
$ref: '#/components/schemas/OBMerchantDetails1'
CreditorAgent:
$ref: '#/components/schemas/OBBranchAndFinancialInstitutionIdentification6_1'
CreditorAccount:
$ref: '#/components/schemas/OBCashAccount6_0'
DebtorAgent:
$ref: '#/components/schemas/OBBranchAndFinancialInstitutionIdentification6_2'
DebtorAccount:
$ref: '#/components/schemas/OBCashAccount6_1'
CardInstrument:
$ref: '#/components/schemas/OBTransactionCardInstrument1'
SupplementaryData:
$ref: '#/components/schemas/OBSupplementaryData1'
CategoryPurposeCode:
$ref: '#/components/schemas/ExternalCategoryPurpose1Code'
PaymentPurposeCode:
$ref: '#/components/schemas/OBExternalPurpose1Code'
UltimateCreditor:
$ref: '#/components/schemas/OBUltimateCreditor1'
UltimateDebtor:
$ref: '#/components/schemas/OBUltimateDebtor1'
IntermediaryAgent1:
$ref: '#/components/schemas/OBIntermediaryAgent'
IntermediaryAgent2:
$ref: '#/components/schemas/OBIntermediaryAgent'
IntermediaryAgent3:
$ref: '#/components/schemas/OBIntermediaryAgent'
additionalProperties: false
OBReadTransaction6:
type: object
required:
- Data
properties:
Data:
$ref: '#/components/schemas/OBReadDataTransaction6'
Links:
$ref: '#/components/schemas/Links'
Meta:
$ref: '#/components/schemas/Meta'
additionalProperties: false
parameters:
Authorization:
in: header
name: Authorization
required: true
description: An Authorisation Token as per https://tools.ietf.org/html/rfc6750
schema:
type: string
ToBookingDateTimeParam:
in: query
name: toBookingDateTime
description: 'The UTC ISO 8601 Date Time to filter transactions TO.
Note: Time component is optional - set to 00:00:00 for just Date.
The value **must not** include the timezone component.
'
schema:
type: string
format: date-time
example: '2026-12-31T23:59:59'
x-fapi-auth-date:
in: header
name: x-fapi-auth-date
required: false
description: "The time when the PSU last logged in with the TPP. \nAll dates in the HTTP headers are represented as RFC 7231 Full Dates. An example is below: \nSun, 10 Sep 2017 19:43:31 UTC"
schema:
type: string
pattern: ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2} (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4} \d{2}:\d{2}:\d{2} (GMT|UTC)$
x-fapi-customer-ip-address:
in: header
name: x-fapi-customer-ip-address
required: false
description: The PSU's IP address if the PSU is currently logged in with the TPP.
schema:
type: string
FromBookingDateTimeParam:
in: query
name: fromBookingDateTime
description: 'The UTC ISO 8601 Date Time to filter transactions FROM.
Note: Time component is optional - set to 00:00:00 for just Date.
The value **must not** include the timezone component.
'
schema:
type: string
format: date-time
example: '2026-01-01T00:00:00'
x-client-id:
in: header
name: x-client-id
required: false
description: "Only used if an ASPSP requires the client ID in order to return rate limit headers. \n\nTPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.\n\nThis header __must not__ be used for client authentication\n"
schema:
type: string
x-customer-user-agent:
in: header
name: x-customer-user-agent
description: Indicates the user-agent that the PSU is using.
required: false
schema:
type: string
AccountId:
name: AccountId
in: path
description: AccountId
required: true
schema:
type: string
x-fapi-interaction-id:
in: header
name: x-fapi-interaction-id
required: false
description: An RFC4122 UID used as a correlation id.
schema:
type: string
responses:
405Error:
description: Method Not Allowed
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
500Error:
description: Internal Server Error
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
content:
application/json; charset=utf-8:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/json:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/jose+jwe:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
406Error:
description: Not Acceptable
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
400Error:
description: Bad request
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
content:
application/json; charset=utf-8:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/json:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/jose+jwe:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
401Error:
description: Unauthorized
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
429Error:
description: Too Many Requests
headers:
Retry-After:
description: Number in seconds to wait
schema:
type: integer
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
schema:
type: string
200TransactionsRead:
description: Transactions Read
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
RateLimit-Policy:
$ref: '#/components/headers/RateLimit-Policy'
RateLimit:
$ref: '#/components/headers/RateLimit'
content:
application/json; charset=utf-8:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
application/json:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
application/jose+jwe:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
200AccountsAccountIdTransactionsRead:
description: Transactions Read
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
RateLimit-Policy:
$ref: '#/components/headers/RateLimit-Policy'
RateLimit:
$ref: '#/components/headers/RateLimit'
content:
application/json; charset=utf-8:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
application/json:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
application/jose+jwe:
schema:
$ref: '#/components/schemas/OBReadTransaction6'
403Error:
description: Forbidden
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
content:
application/json; charset=utf-8:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/json:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
application/jose+jwe:
schema:
$ref: '#/components/schemas/OBErrorResponse1'
404Error:
description: Not found
headers:
x-fapi-interaction-id:
description: An RFC4122 UID used as a correlation id.
required: true
schema:
type: string
headers:
RateLimit-Policy:
required: false
description: 'TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.
A non-empty list of Quota Policy Items. The Item value __MUST__ be a String.
Example:
`RateLimit-Policy: "default";q=100;w=10`
The **REQUIRED** "q" parameter indicates the quota allocated by this policy measured in quota units.
The **OPTIONAL** "w" parameter value conveys a time window.
'
schema:
type: string
RateLimit:
required: false
description: 'TPPs __must__ refer to ASPSP developer portals for further information on any rate limit policies, if the headers are supported and any additional requirements.
A server uses the "RateLimit" response header field to communicate the current service limit for a quota policy for a particular partition key.
Example:
`RateLimit: "default";r=50;t=30`
The **REQUIRED** "r" parameter value conveys the remaining quota units for the identified policy.
The **OPTIONAL** "t" parameter value conveys the time window reset time for the identified policy.
'
schema:
type: string
securitySchemes:
TPPOAuth2Security:
type: oauth2
description: TPP client credential authorisation flow with the ASPSP
flows:
clientCredentials:
tokenUrl: https://authserver.example/token
scopes:
accounts: Ability to read Accounts information
PSUOAuth2Security:
type: oauth2
description: OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
flows:
authorizationCode:
authorizationUrl: https://authserver.example/authorization
tokenUrl: https://authserver.example/token
scopes:
accounts: Ability to read Accounts information